 Apartment move-out and move-in!!!? |
MOVE-OUT:
Do we really have to ask our apartment manager to walk through with us before we move-out of our apartment? Then, after walking through with us, can we really ask them to make a ... |
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 Moving out tips? What is "Reasonable wear and tear"? |
My partner and i are moving out of our furnished (rented) flat on monday for our new place.
We really need all the deposit money back - what are your tips for leaving the flat in tip-top ... |
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 Do I have to have a down payment to buy a new house? |
| My brother says you can get a house with a very small down payment. I own the family home. Dad gave it to me before he died and I do not want to sell it. The family would be really upset. Its not ... |
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 My landlord wants to sell the apartment I rent.? |
| I live in MA. and pay my rent on time. My landlord wants me to move so he can sell the property. I'm waiting to hear from housing to get an affordable place and currently am unemployed as I was ... |
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 How much would i have to earn to be renting a house for £600 a month? |
| I've found a nice house to rent for £600 a month with my boyfriend. The agency it's with needs proof of income for renters. How much do you think our combined income would have to be a ... |
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 Real Estate Agent claims he undercharged me for sale of house seven months ago, do I have to pay? |
| I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when ... |
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 My Mother left me Her house which is paid off, It's worth at least $400,000.00. I have horrible credit.? |
| I owe $22,000.00 in property taxes. I despratly need help, but I'm not sure what kind of help I'm looking for. I think a private investor, looking for a great return in a short period,(... |
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 Why wont my home sell? |
| My home is in a very active subdivision the longest listing being 2 weeks(excpet mine now on the market 1 month! Average home is selling in 5-6 days! We are at a good market price most home have sold ... |
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 If I apply for a mortgage with my partner, will the bank tell him the details of my credit report? |
| It might not be a good report, although I am taking care of my finances now. Will the bank tell him how much I owe, etc.?... |
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 I think my landlord came in when i wasnt home , i left a light on when i returned it was off , uncool ? |
i feel annoyed would you be ?
Additional Details
yes i made a point of leaving it on , when i got home i checked and the light was still working just off ...... |
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 Are the commercials true that you can get a home loan for like $150,000 and only pay $500 a month? |
| Are they serious about this. How good does your credit have to be? How much money would you have to have put down? Would you need a cosigner if you only have a 5 year credit history?... |
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 Does anyone have experience using LendingTree.com? |
| I'm looking for a mortgage....mid-600 FICO scores, no down payment.... |
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 Buying a house but when to tell landlord? |
| We're in the process of buying a house and everything seems to be going smoothly. We are renting at the moment and our landlord has says we can leave before our contract is up (Feb) as long as ... |
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 Do realtors have to present your bid to the seller even if they think offer is lower than the listing price? |
| If your realtor contacts the listing agent for the seller with a low offer....do they have to present or can they just say they won't present to the seller? I thought legally they were just ... |
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 What things should I look for when looking for a new apartment? |
| I will be moving into an apartment soon. What kinds of questions and situations should I be aware of when apartment hunting?... |
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 How do I find who really owns the house I am renting? |
| Wish to find out who owns the house - not sure if it is the landlord I am paying rent to. Is there a registry where I can check? Is this reliable? That is how quickly is updated? If someone offers ... |
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 Buy a house now or wait? |
| Heard a guy on Glenn Beck say he thinks housing prices will be on the decline for the next 5 years. I'm currently looking into buying a house in San Diego by summer time but I'm now ... |
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=] -- * | Does anybody know if it's possible? |
To buy a house with little/not so good credit with little down? I've heard of first time home buyer programs, and downpayment assistance. But does this stuff really exist? And if so, does anybody know a company that does this in Arizona? |
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Timothy B
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Yes this is available in Arizona, particularly now that the mortgage companies are desparate for business. The first thing to do, before you even look at places to buy, is to talk to a mortgage broker or a big lender like Bank of America or a reputable online service like Ditech.com (a division of GMAC mortgage). You want them to prequalify you based on your income, credit and obligations, and they can tell you what you can afford. They will also tell you whether your credit is good enough to qualify for an FHA loan or another low or no downpayment program. VA also offers such things, but you've got to be a qualifying veteran for that.
Then you can take that information and make decisions on what kind of home you want and what you can afford. Good luck! |
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VATreasures
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You should get in touch with your closest ACORN office. |
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homeschoolmom
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The biggest problem you will have is getting a decent mortgage rate. Since you will have collateral (the house), you CAN get a loan. I've heard of 80-10-10 mortgages (since none of them is over the 80% limit, it looks like you have 20% down), but have never tried one. I have to guess the interest rate won't be very good.
Talk to a realtor who works with a mortgage broker, BUT FIRST!!!!!!! (and this is SOOOO important) figure out how much you can afford to pay every month, HONESTLY!! A realtor will tell you you can afford a home that costs 3x your annual income - don't believe them. Figure out how much you can pay based on what you currently pay in rent (and if you can pay anymore than that, because you have disposable income). Then, use that to determine how much house you can afford, based on the prevailing interest rate (there are plenty of on-line calculators to help you with this).
After a couple of years of on-time payments, you should be able to re-fi and consolidate all the loans into one AND lower your interest rate (assuming rates stay pretty low).
Good luck! This is a great way to invest your money! |
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funkychicky1057
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u have to establish some credit and there are cases where programs have affordable ways to buy a good house |
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BONE©
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Baltic ave (MONOPOLY) |
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takeitez2
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Yes defintely but then you have to accept that the lender will want insurance that you won't default on the loan thus you'll pay for an insurance premium until you've paid 20% of the outstanding loan and you'll pay higher payments unless you go for a typical "Conventional Loan". Here's a very good and simple primer on the subject.It's a pdf and it may take a bit to load so be patient. It's directly from the US Government. |
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tjnw79
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Try HUD homes. Yes it is possible but what sucks about the whole situation is higher then normal interest rates. Also, If you don't make enough money then your house will more then likely be on skid row. Talk to a broker at a real estate agency and also try a mortgage loan officer. |
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mstrcarp44
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Its true, talk to your local lending institution, ie bank, credit union, or mortgage co. FHA if you are a civilian type. If you are former military try the VA loan program. Excellent rates with down pay assistance. Both have a much higher loan to value ratio. Typically you can finance about 95 percent versus 80 on a conventional loan. |
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uneedrobb
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Sure those programs exist, though you normally pay a higher interest rate -- look up mortgage brokers or mortgage lenders in the yellow pages |
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joey
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long story short everybody does everything no cash down etc etc |
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Omar B
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they exist, but you won't get a very good deal if your credit is bad. You may have to do something like "lease with option to buy" where only part or none of your rent goes toward the mortgage.
You could get a mobile home fairly easily, then move up in a couple years.
Your better off establishing credit first. If you keep up with all your debt payments for two years it will improve your credit rating and be easier to get a house. Meanwhile save a down payment. |
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Kher
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You are looking for an FHA loan, (3% down, great credit not needed and seller pays some of the closing costs). I do beleive you can get buyer assistance with that loan. Or you can have money "gifted" to you by a relative.
Anyway, all lenders deal with FHA loans.
Good luck, hun! |
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gaia.
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honey...lemme tell ya...ANYTHING is possible!!! |
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