How to look for a place to rent in another state? |
| I will be moving and would like to move to another state, I am thinking about Missouri. But would like to find a place to live before moving there. Is there anything on the internet that would help ... |
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Can I buy a house without upfront closing costs? |
| I have a good credit score, (784) but not much in savings. However, I think the time is coming soon for me to buy a house. I just want to start preparing now and I am tired of paying rent.... |
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Accept a check for first, last and security deposit? |
| I am renting my grandmothers house, never been a landlord before. I am due to sign a lease tomorrow (prorated for the month) and collect the first and last month rent, and security deposit. What ... |
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Can anyone buy a house on $28k income? |
| When I talk about renting everyone says "you are throwing your money away" and talk about 1st time buyer programs. But do I have any other choice than to rent when I live alone and make so ... |
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I think I have a bug problem. I rent so is it my responsiblity or my landlords? |
| The landlord didn't want to fix the broken phone jack in the house said it was my resp. so will this fall under the same thing? I've looked online and can't find any info out. I'm ... |
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How much does it cost to live on your own with a roommate? |
| i am going to be out of high school pretty soon and i was wonderin how much it took to live on my own with a roommate. i was thinking an apartment around $450 would be good since my roommate will be ... |
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Been renting for 19 years now landlord is putting house on market. we had no lease. What if any are my rights? |
Ineed to know if he can ask that I move ANYTIME or does he leagaley have to give me some sort of notice or even evivtct me?
I'd just like to know what my options ... |
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I have bought 1 acre on the moon what should i do with it, what crop is suitable for lunar soil if it has any? |
| i bought it from http://www.moonestates.c they are very good and its good value land too! Only about £20/ acre. Anyway i was thinking of buying a hundred or even a thousand acres, well why not its ... |
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Has anybody ever gotten thier deposit back after moving out of a rental house? |
| Everybody keeps saying we'll never see our money no matter how nice it looks.I even took vidio of how it looked before and after we moved in and it looks great.... |
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What do you do when a renter is always late with his rent .he is a friend of my husbands .? |
| we live out of state so it is hard to keep up with him. i want to send him a stroung messige we allso charge him less so we are still out of ... |
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Neighbors parking in front of garages and mailbox? |
| I live in a 4 apt. complex facing another 4 apt. complex which all have garages, but everybody has their garages filled with junk and park in front of them which makes the driveway really tight and ... |
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Can our landlords rent out the house we're living in once we move out? |
We will still be paying rent because our lease isn't up until March. The reason we won't be living at the single family cottage we've rented is because we just bought a house!
I ... |
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Is it legal for a landlord to put a camera to watch who comes in and out of your apartment? |
he could have put the camera on the front of the house if it was for security, because then you could see both apartments not just mine Additional Details he put the camera on the side ... |
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Can my lanlord shut off our utilities, remove our doors, and enter my home wihout me, to evict me faster? |
| my lanlord, also an attorney, gave us a 24 hour eviction notice. since then, he has removed our outside doors to our residence, plus 2 inside doors, shut off our utilities, and put some of my ... |
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Are house prices on california going to go up or down? |
| If prices are going down, when are they going to go up? or if prices are going up when are they going to go down?... |
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lmw | Does anyone know if I claim bancrupcy can I keep my house and my car and continue making payments on them? |
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togashiyokuni2001
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Even on a Chap 7 BK, you can still redeclare debts, such as houses and car payments. It's really the best way to rebuild your credit afterward. |
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Ken
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You can keep your home, up to at least $125,000 net value (equity not total value) in a Ch. 7 BK.
Homestead:
The exemption for a homestead is limited to $125,000 if the property was acquired within the previous 1215 day (3.3 years). The cap is not applicable to any interest transferred from a debtor's previous principal residence (which was acquired prior to the beginning of such 1215-day period) ;
The value of the state homestead exemption is reduced by any addition to the value brought about on account of a disposition of nonexempt property made by the debtor (made with the intent to hinder, delay, or defraud creditors) during the 10 years prior to the bankruptcy filing.
An absolute $125,000 homestead cap applies if either:
The court determines that the debtor has beeen convicted of a felony demonstrating that the filing of the case was a abuse of the provision of the Bankruptcy Code; or
The debtor owes a debt arising from a violation of federal or state securities laws, fiduciary fraud, racketeering, or crimes or intentional torts that caused serious bodily injury or death in the preceeding 5 years. NOTE: This limitation is inapplicable if the homestead property is "reasonably necessary for the support of the debtor and any dependent of the debtor."
For more information on exemptions in your state, see the link under sources. Whether you can keep your car depends on the net value. You can reaffirm debt and continue to pay as you always have provided the value of the car and home do not exceed the allowable exemptions.
If you exceed the exemptions allowed in a Ch. 7 bankruptcy, you can still file a Ch. 13 BK and repay a portion of your debt over 3-5 years, discharging the remaining unsecured debt.
Good luck. |
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No name
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Yes you can. You have to list them on the bankruptcy and your lawyer will give you this paper you give to the people you are buying those items from to let them know you listed them but you are not filing against them and you wish to continue paying them. It can be done. I did it. I filed Chapter 7. |
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warehouseoutsourcing
 |
yes,but I believe since the bankruptcy laws have changed it is not likely that you can walk away from your debts through bankruptcy anymore,the court would just set up a payment plan and put a bankruptcy on your credit for the next 10 years...what would be a better avenue is to call your debtors each individually and try to settle the debts for 30% of what you owe them...I believe if you get served anything by courts,you need to file a response and they will generally not pursue them,especially if you counter claim against them...but I am not a professional attorney or counselour and my opinion is not to be constued as advice...seek professional help,however another opinion of mine is that most credit help and attorneys are now not much help since the laws have changed against debtors... |
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Henry Sosa
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Yes you could. Either both chapter 7 or Chapter 13 allow you to go into payment plan pre-set by the courts. |
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wizjp
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The bankruptcy court gives you an option to re-afirm payments you can make. |
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bostonianinmo
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That depends upon the state you live in and how much equity you have in your home. The reason that the Enron ******* bought homes in FL for millions with their stolen $$$ is that FL allows an unlimited equity in a personal residence. Each state has it's own rules. |
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babyboy
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yes you can just fill out for the things you wish to be taken off and just leave your house and car the way it is. |
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jpda_alpha
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I was able to keep my car with my Chapter 7 bankruptcy. I believe an exception needs to be filed with the bankruptcy and there has to be reason to keep it. My reason was I working 2 jobs, 1 of which was not accessible by public transportation. I'm not sure about the house. Double check with your attorney |
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Cookie
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The creditors will most likely make you sell your house and your car if it has a loan on it,and the value is over about $3000.
Depending on the amount of credit you are trying to write off.Selling your assets will pay off your loans and give you a fresh start.
If you got to keep your house and all your savings then everyone in America would charge $100,000 on their credit cards,then apply for bankruptcy.
Filing for bankruptcy is a last resort!
Best of luck |
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m2
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get a lawyer specializing in this..you need one because of the court appointing a "executor" during this period..
the lawyer will give you a paperwork....the car will have a maximum estimated value and the same with the house...
you "May" have to downsize your car, and home to do this..if you claim bankruptcy before you downsize all the profit will go into the court to pay the debtors.
you will also be allowed to work..and there will be a maximum value on your pay or the remainder goes into court to pay the debts........
call a lawyer........ |
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Jonathan B
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It depends on the state you are in. |
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Josh D
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as long as your not claiming the house, I think you can stay there. Not totally sure. I am pretty sure that they do leave you with 1 car. You still need to work, and you need a car to get to work, so they leave you with that 1 car. |
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healthspot_2000
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Yes you can. I believe it's Chapter 13 that you can file. Chapter 7 won't let you keep your house or car, if I am not mistaking. It's a nightmare to file bankruptcy. I thought about it, but then I thought about all the nightmares behind it too. Contact a bankruptcy attorney for more information. |
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