Can I legally hand over an apartment to the landlord through the mail? |
| I moved out of the apartment a couple days ago. I finished cleaning the apartment and taking the last of my belongings. I've tried handing over the keys and the apartment in person several ... |
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Is it possible to be both a Travel and Real Estate Agent? PLEASE ANSWER (10 points for most thorough answer)? |
| I want to be a Realtor bad! But the pay isn't so good necessarily. I want to be a Travel Agent on the side until I can "make a name"for myself in the Real Estate business. I would ... |
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Can my landlord charge security deposits exceeding 150% of the rent amount? |
| I'm moving to Arizona and the lease indicates that before I move in I have to give them certified funds that cover Security Cleaning Pro-rated June July rent and last months rent. On the ... |
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Can I get out of a lease if I can't move in? |
| We are supposed to move in on June 1st. I went by the place today to measure and count windows for curtains and it's been destroyed. I called the landlord and he told me the town has taken it ... |
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I just turned 18, how much money will I need to buy a house? |
I'm going to start investing now. My grandpa is rich and will give me however much money I need.
What do I do to buy a house? Get a loan from my bank, buy it, pay morgage, then rent it out.<... |
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Anyone know of an online site where I can create and print a FSBO flyer? |
| And od you have any tips on what information is important to include? Thanks!... |
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Getting a 2br apt. To qualify for the affordable assistance program, I must meet the salary requirement. Ques? |
Would my 1yo daughter & I be considered a two person family (income wise) or just 1 since I am the only money maker?
Thanks! Additional Details Also, are they usually ... |
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Are there many apartments for rent during winter months? |
| My lease is up the last day of January..but do you think there are many apartments for rent during winter? I'm finding all types of great apartments online right now but I'm scared by J... |
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HELP! HELP ME PLEASE! LANDLORD IS NOT PAYING WATER BILL AND WATER IS CUT OFF? |
| hi everyone. i am currently renting a home, and when i first moved in.....my lease agreement states that i am responsible for the water bill. however there was a broken sprinkler head in my front ... |
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i have landlord trouble help!? |
| ok so i live in apartment..and i got a neighbour that just brought in bedbugs and now i have them..ive tried everything to get rid of them,,because of this im moving away. my landlord blamed it on me ... |
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Ohio Real Estate Disclosure Law? |
| We purchased a home & on the 2nd day of moving in, we found a major crack in the slab floor, under new padding & carpet. Which made us look closer & discovered the crack goes fro one end ... |
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I need your opinion- landlord issues (using our rented area for their stuff)? |
Hi all! I just received an email from my landlords basically saying get your stuff out of our garage- we're bringing a truckload of furniture to put in there for storage.
We are in a ... |
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Can my landlord spend my security deposit after 1 month I have left? |
The day I left, my landlord had told me that we will keep in touch about my security deposit, asked for a forwarding address and wished me well.
Almost an entire month has passed, and thus far ... |
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Can a u.s citizen own a property here in the philippines? |
| He is planning to stay here in the philippines after we get marry. I wonder if he can buy lots here for business purposes.... |
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When you rent from the Housing Assosciation, do you pay rent? |
Please help to settle an argument. I have been told that if you rent from the housing assosciation and get a council house, you don't pay rent but I dispute this.
Is it true?... |
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Can my landlord access medical billing records without my consent? |
| My new landlord works at a doctor's office. The day AFTER he cashed my first rent deposit/check, he searched for and found my name in the doctor's office records because he was "... |
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UK Mortgage advice please help? |
| Hello I'm wondering if there are any mortgages out there that take security of another property as a deposit? I cannot get a mortgage due to my ex husband making me have to go bankrupt (Sept 2008... |
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melnuttytart | Does anyone know if there is a way out of a 5 year fixed mortgage without having to pay the penalty? |
I got a fixed 5 year fixed mortgage with northern rock, due to unforeseen circumstances i now have to put the house on the market, im only 5 months into the mortgage term which means a hefty penalty, does anyone know a way out of having to pay it? |
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Fourcandles
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No, I don't think you can unless it was mis-sold.
Try this forum, they know what they are talking about.
www.moneysavingexpert.com
Good luck. |
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too l
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Call them up, ask them for short sale. They will not let you walk away with any money. Explain your hardship, it may work. Good Luck |
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jed slade
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YOU ARE INDEED BETWEEN A ROCK AND A HARD PLACE.You will most likely have a fairly heavy penalty clause for early settlement,the only way out may be to pay most of the capital off,leaving only a small outstanding sum to pay,but this is usually only workable with a normal 25 year term mortgage,check the small print.Have you tried consulting the mortgage lender for an amicable solution? |
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acermill
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A quick look at Northern Rock's website indicates that, even if you re-mortgage with them, they will charge you any early termination fees, as provided in your original contract.
Doesn't look good for your situation.... |
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Penfold
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Typically there isn't but read your small print. It'll be in there if there is a way out. |
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MERECAT
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yes! i have three options for you:-
1. If you are taking out a mortgage on a new property, negotiate with your existing lender, they will often waive charges in order to keep your business. Also check with other lenders, in a competitive market, they are often prepared to make one-off discounts - they just dont like to advertise it!
2. Simply add the penalty to the price you are asking for your house.
3. Death! |
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Cali-Gal
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Unfortunately, the only way out is to refinance the property to a loan program without a penalty. You would still have pay closing costs.
Can you keep the property as a rental with an option to purchase after the prepayment penalty period has passed? That would be something to consider if your unforeseen circumstances could allow that. |
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matsonb
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If you agreed to the penalty when you took out the loan, then nothing will change now. You were able to receive a better rate because of the prepay penalty. http://www.choicerealestate.net/ |
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shih tzu lady
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There isn't one. You signed a contract with them. You will have to uphold it, unless they allow you to transfer it to another property. |
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