 Can my apartment manager lock me out in the state of Texas without taking me to court? |
| i am late with my rent and my apartment manager says she is going to lock me out by way of changing my deadbolt she has not served me with any court date and does not let me know where i can get a ... |
|
 Can liens be factored into a mortgage? |
| ok. So im interested in purchasing this house for a very small amount of money and in exchange pay off the owners back taxes on the property and about 8 grand worth of liens from the city. (for not ... |
|
 Landlord - renters are 40 days overdue on rent.? |
I am a new landlord, and unfortunately live 3000 miles from the house I am renting.
My renters have been late everymonth since I have rented to them. At first it was only a few days, ... |
|
 Will you ask your friend to pay for half of the parking fee? |
| Imagine this. You drive a friend home twice a week from school or work. You only drive them home, but don't take them in the morning. The school parking fee is about $90, so will you ask your ... |
|
 I have a ethics question? |
| My cousin and I got in an argument 6 months ago and haven't talked since. Just recently he started e-mailing me saying he is sorry. Well today I get this phone call from him saying he is ... |
|
| How to get money back? |
| I have a tenant who has been recieving housing benefits and JSA totalling £900+ per month but hasnt been giving me my rent money regularly. the rent is £715 whilst her housing benfits is £710. I ... |
|
 Can you pay rent to your landlord in advance, so you don't have to worry for a few months? |
| Say your rent is $700 a month, can you give them like 3 months rent so you don't have to worry about paying for 3 months?... |
|
 I Lease apartments and I would like to give away some free gifts any suggestions? |
| Our corporate office has assigned 3 units to be our specials for the week and if you sign a one year lease on the day of your move in you will recieve a free Iphone but the problem is that not ... |
|
 Can a prospective Landlord keep a deposit? |
| Can a prospective landlord keep a deposit ($500) used to secure an apartment, if the prospective tenant changes his mind about wanting to rent the apartment (in Ohio)? No lease was signed, only an ... |
|
 Which house do I buy??? |
number 1- is a big white farm house in the country new roof 1010 sq feet good circuit breaker with new gas stove in kitchen and nice carpet just needs some cleaning
with an upstairs. new garage ... |
|
 How do i get a mortgage? |
| will be my first time but not sure how to go about it any advice ... |
|
 Financing a house? |
| Is there any way around bad credit to finance a house? We are now a family of four with only 2 bedrooms and my kids are boy/girl so they don't need to share a room forever. We are talking about ... |
|
 Mortagage advice ..re buying partner out ??? |
my partner and i split ,4 months ago .I have paid the mortgage
alone since then .i am living in the house ,she moved out .I cannot buy my partner out until next year ,due to a heavy penalty with ... |
|
 Does anyone know any resources that can help me pay the 3000 I am behind on my mortgage? |
| I went through a divorce and my financial status is getting back on track, yet I just can't seem to get caught up on the mortgage. I can't take any other type of loan, unless the payment ... |
|
 $25 in monthly Pet Rent???? |
| Is it legal to charge pet rent in Mississippi?... |
|
| I owe 90000 on a home that I plan to rent out. Can I apply for a Business loan to pay off and purchase proper |
| I want to pay the home with the Business Loan. I also want to take some of the business loan to use toward purchasing another property to reside in and run an in home day care OR should I sell my ... |
|
|  |
Robin H | Does anyone know of any lenders that are willing to do a 80% first mortgage? |
I need a lender who can do a 80% first mortgage, and have the seller carryback the 20% second. I am in washington state. Please advise. I have alot of clients that needs this type of financing. Thanks |
 |
 
Rosso-Scary
|
Plenty of lenders will still allow it. ING for one if you don't mind your clients being taken by their retail side.
Problem is - where are you going to find someone stupid enough to do the 20% second? The 80% is easy....the investors in those seconds are seeing their bonds worth 15 cents on the dollar. |
|
Chuck
 |
not gonna happen my friend. that ship has sailed. |
|
kate
 |
The seller carrying the 20% as a piggyback is another debt ,
It is NOT 20% down now being required by lenders .
If they are serious , they will save the 20% down and NOT borrow it .
The "borrow - it - all" is how we got in this mess , because people want their home AND the new SUVs and big screen plasmas and whatever . . .
You might find a lender that steps into those subprimes but expect to pay credit card % rates !
> |
|
cbmttek
 |
Given the current mortgage situation, it might be tough to get a legit bank to take on a creative financing arrangement.
But, if the buyer has sufficient income and credit to afford both the first and second mortgages, I do not see any reason why the banks will not finance. Doing an 80/20 is not that unusual, banks support that all the time, as long as the buyer has sufficient income to pay both loans. |
|
NY PTK
 |
Sub prime is in its death throws at this very moment... although you can get those loans still, it will become harder and harder for your clientele. I would look into a Bank not a third party lender for long-term relationships...Say WAMU or Duetcha Bank or BOA...They may be able to help. Short term...anyone that still is taking those risks will want the business. They are on the way out though. Consider Countrywide for example...they claim to have major $$$s in their back pocket...I see a major problem for them as well. They would never admit it and obviously this forum is anonymous... thyerefore I can say just about anything here without worry. |
|
tonytbag
 |
yes i know quite a few. email me. i work with over 500 of them |
|
TheMom
 |
This is going to be a tough sale on two sides. 80/20 loans are past history, but even then you have to convince the seller that this client of yours with lousy credit should be trusted to pay them their 20%. FOreclosing may be very tough on the seller in the future.
Harvest yourself soem better clients, people need to make normal down payments again. There are lots of decent folks out there, including new buyers. |
|
ted f
|
if your borrower has decent credit there are plenty of places to go. any broker can find dozens of lenders i just got a refi with www.directlendingplanet.com they where fair |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 13 minutes(s) ago
| | | |
10 | 36 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
