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 I am a first time buyer and i would like to have a 45 year mortgage loan, how do i go about doing that?
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 Might have to kick Roommate out soon... can I legally change the locks?
She moved in on June 1st. She owed me Junes Rent ($500) and the Deposit (one months rent- $500). She gave me rent but asked if I was flex with the deposit and I said I would give her two more weeks. I...


 I need help? Can someone please answer this?
This is the first time that i am renting a house and i guess that idont know what kind of questions to ask. So here is the story. I am getting a 3 bedroom house in the country and it has 2 bathrooms ...


 Neighbor keeps mowing and edging my lawn without permission - legal ramifications?
My neighbor's kids used to mow my lawn for a fee. Last year I told him I would be taking care of it myself from then on and I bought a lawnmower. But each week, if I don't get out and mow ...


 I put in an application for an apartment, was this a lease i signed, im scared?
my grandparents are moving to michigan with the rest of my family and i am staying in texas so i decided to get an apartment. i fill out an app. and sign a few places, isnt an application usually a ...


 My landlord will not make repairs asap?
I have a real bad water leak in my kitchen and it's geting worse the plumer came by one day this week and stated he would be back and never came back and it's geting worse someone please ...


 Can u have a dog if u live in pine harbor apartments?
that is under 25 ...


 If I have a less then perfect credit score-can I still rent?
I recently had the opportunity to clean up a good portion of my credit file (pay off debts) I sitll have two small things on there (which I'Ve arranged a payment plan for), will I still have ...


 How do i get grants to buy a home?
i am a first time home buyer with poor crdit and i need money to help with my down payment so i can buy down my interest rate....


 If interest rates are low, prices are dropping and inventory is high, why aren't more people buying homes?
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 How can you break a lease?
My husband has a new job so we are moving, but we still have 3 months on our lease, how do we break it? We are in a large apartment complex....


 Is it a law to tell someone if someone died in a home, if you want to buy it?
If someone someone committed suicide or was murdered in a house that I want to buy, is it a law that I have to be informed of that?
Additional Details
Ok it happend on a college campus ...


 What time of year is the best to put your house up for sale?
Hoping to sell my flat next year, just wondering what would be the best time of year....


 My husband and I are renting a rural home. Should we pay our landlords utilities, Without prior agreement?
My husband and I found a cute home in rural oregon. We live there with our 2 young daughters. We recently found out that the well on our property also runs water to the landlords dwelling, (and ...


 Previous tennant hasn't paid Electricity or Water bills, am i liable for them?
I have just rented a little flat. I love it, i begrudge paying rent but at least its my own space. I have just found out that there is a £300+ outstanding debt for water bills and a £200+ debt for ...


 What is the cost of an apartment?
Of course rent. But is there any hidden cost or things like that.
How much do you pay for rent?
Any tips etc....


 My new apartment has large spiders! Is there anything the landlord should do about it?
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 Help!!! Eviction notice. Dog found in apt.?
My mom came up to get me for thanksgiving on tues and brought my dog. We went out and the dog was left in our apt with my roommate. The people from capitol villa (our apt) came to give us chocolates, ...


 What would happen if someone put crickets through someones letterbox?
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 Any tips for squeezing 3 kids and 2 adults into a 2 bedroom apartment?
...



rprmn28
Does anyone know who can save my home from being forclosed i filed bankruptsy but im still 5 months behind?
                     
 




CherryCheri
If you filed bankruptcy doesn't that give you freedom from worry until after the bankruptcy is settled? If you had to file then you may have to relinquish property.


Sarge1572
Rating
no. if the bank won't talk to you about refinancing, or changing your payments, or restructuring your loan then you're pretty much out of luck.

If you DON"T talk to your lender you're crazy. With all of the foreclosures going on they'll bust their butt to keep you in your home and your payments on schedule.

Call them and ask them. If they say no, you're no worse off, but I'm betting they'll say, come in, lets fix this.


bic
Rating
pay your bills


[SG]Cruzer
pay up your bills or prepare for the solid life of the road side


Shannon B
If you filed - and that is your primary a CH 13 restructures your debt to get you current. You will be required to make the existing payment once the court consolidates the past due debts. You will have to pay ALL secured debts in FULL PLUS the BK Trustee payment for the back (late) bills under the BK protection.

If you can not make the existing mortgage payment PLUS the BK trustee payment BK will not save your home from foreclosure. =(


Raynanne
The only person who can help you at this point is the lender. You need to contact them and ask what you can do to get out from under this. Ask if you can tack the 5 months in arrears to the back of the note, etc.

Good luck.


Christiane
Rating
I hope that you have called your lender to explore all of the options. You need to ask yourself if you can really afford to stay in your home. Do you have a plan for managing your finances differently than before? Could you sell your home quickly to an investor? Will anyone consider a purchase and lease back situation?
If you are interest in sell, you might call the people at HouseBuyerNetwork.com to see if they have any affiliates in your area who could sell your house quickly or purchase it for cash.
Good Luck!


strtat2
Rating
If it's worth more then you owe, try to sell it, fast. make some money before you lose it completly. where do you live?


So.. Far.. Gone...
Rating
looks like there might be no coming out of this.

give up.

and reset.

start over.


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