 Empty apartment and these? |
| hi. i'm in small apartment building. there is a apartment next to me and it is empty. now the manager is trying to clean it but leaves the door open!!!! now these strange teens, men, hookers, ... |
|
 My roommate got a $400 credit on our rent because he resigned for another year, should I get any part of that? |
| OK, so the backstory here is that my roommate lived alone for a year in our current apartment before I moved in. He then was offered a $400 resigning bonus to sign another year on the lease. When ... |
|
 Is it generally a bad idea to rent a room from a stranger? |
| i am looking for a place to stay. i have found a room to rent down the street from where i work. the rent is right and everything, but i just dont know what it will be like living with some one i ... |
|
 Is a document legally binding if I signed it when I was a minor? |
| I signed a lease for an apartment when I was 17 because the leasing agent didn't even check my birthday on my drivers license. I hate living here it sucks. Is my lease even legally binding, and ... |
|
 Do I go with CountryWide for my first mortgage? |
| My husband and I have lived in apartments for the past 10 years of our marriage. However with the recent adoption of our daughter, we want to "settle down" into a home of our own. We ... |
|
 What is the best thing to do when you are behind on mortgage payments and you can't re-finance? |
no re-finance because of Bankruptcy
arm loan is up and interest going up to 9.39% and every six months after that up or down a point.... |
|
 Can I get any personal loan from any bank without mortgage anything? |
| Im 25 yrs.indian citizen.can I get any personal loan from any bank without mortgage anything?and if yes,than what is the limit?and what are the requirements?... |
|
 How do i get loan on a forclosure on my house? |
| My husband was very ill this summer he was off work for 4 months so we got behind on his mortgage now they gave us 30 days or forclose and he has lived here for 17 years, how do we get a loan on our ... |
|
 Doing my own home inspection vs. hiring a professional.? |
So I'm buying my first house soon, been bargaining and unless I'm outbid over the weekend, we should have settled on a price.
Now I'm not just rolling in dough, so $300 for ... |
|
 Breaking rental lease? |
| Can you break a rental lease (no penalty costs) in an apartment if you show mortgage papers if you have purchased a new house? I live in the state of Oregon and planning on buying a home in Florida.... |
|
 Do I need to buy Title Insurance for my condo? What is the risk? |
| I am buying a condo in a new development and paying cash for it. I understand that mortgage lenders require title insurance, but that isn't an issue here. I understand that the insurance is ... |
|
 In CA, if you pay for a fullmonths rent but move out on the 15th does a landlord owe you money? |
| In California, I've given a 30 day notice to move out of my apartment on the 15th. My landlord is requiring me to pay for the full month's rent (1st to the 31th). There is nothing in the ... |
|
 Ok whats the catch and anyone hear of this? |
| In my mail box is a check for 2150 dollars from my mortgage company. Its like the lottery but too good to be true thought and i hear of all of this dishonesty banks are commiting. I called my ... |
|
 If I put a loan in rescission Thursday, when does it come out? |
| My coworker is signing papers on a home equity loan and she is telling me she can get the money Monday, but I don't think she can get to it until Tuesday, who is right?... |
|
 New home being built. Where do I find the best loan? I have FICO score over 750 and I am 1st time home buyer |
| I do not need help with down payment but I would like closing cost paid. I understand if you are an employee at the bank, your closing costs are paid for you. I am not an employee of the bank, but ... |
|
|  |
vin | Does bank offer 100% financing when buying a new or used house? |
|
 |
 
nelson_devon
 |
Yes, but it may not be your best choice. |
|
Catspaw
|
You may be able to get it on a bank repo - but there are lots of catches. Also, houses that went back to the bank may not be in the best condition. |
|
Chiquita
|
they do
but you have to pay closing costs most of the times and your credit must be beautiful |
|
Gilly Bean
|
Sure, if you have amazing credit, excellent referrences, a great history with that bank, and make enough money that they don't forsee payments to be a problem.
If you are really low income, you can find some specialized loans that will foot -most- of the cost, as well.
However, if you are an average joe with an average job, and average credit, and no collateral, no, you likely won't find anyone will to front you 100%. |
|
jcorreahq
|
Absolutely, in fact you don't even need great credit to qualify in most cases. I am a mortgage broker who works with over 100 lenders nationwide and specialize in working with all types of credit. Please feel free to drop me a line at Jcorreahq@yahoo.com and I will be happy to take a look at your situation and get you pre-qualified. There is absolutely no obligation and if nothing else you will at least know where you stand and what you qualify for. Joseph~ |
|
vdubbchick
|
I am in the banking industry--and your answer is yes. Many banks offer the 100 % financing (some even offer 110% for closing costs and such)...the only problem you will encounter is that your interest rate may be a bit higher and sometimes it is harder to qualify. Any major bank though has mortgage specialists (such as Wells Fargo, Bank of America, etc)...and they will be able to help you out. Good luck! |
|
Reaper King
 |
100% loans are capable and doable depending on your credit score. usually anything 580 or higher, going full doc can get you 100% loan. some will even get you 112, 115 or even 125% loans even for first time buyers. many lenders are fairly lenient with newbies so the market is pretty easy for obtaining a new loan. but like I said, must have the 580 score or better otherwise you'll be stuck with an 80/20 and the mortgage insurance kills. |
|
Uncle Heinrich the Great
|
Most banks won't , but if your credit is good enough, lots of private mortgage compainies will. But expect your interest to be a little higher and you may even have to take out 2 separate mortgages based on the cost of the home. |
|
Jonathan S
|
Yes. You don't even have to have wonderful credit to get 100% financing anymore (580 with verifiable income and 620 if you have to state your income). Really, all you need is a job and DECENT credit. It's the same requirements whether the house is newer or older. In fact, a lot of times you can get into the house without out of pocket expenses. If you'd like a little help, you can e-mail me at jskerrett@ffbcorp.com |
|
Openthathouse.com
|
Yes banks offer 100% financing usually to about 620 full documentation or W2. If you are looking for 100% financing for under 620 its available but you want to call a local broker or lender who specializes in Subprime market. If you should go 100% financing than you want a 2/28 or 3/27 arm interest only with as short of a prepayment penalty as possible. Than you take a closed end 2nd since the rate will be fixed for the term of the 2nd note.
New home:
You can get closing costs paid by the seller by having the contract state the following:
Seller to contribute 6% to buyers recurring and nonrecurring closing costs. This should pay for all your Title fees, loan origination points, and anything else in the closing costs. Only out of pockets expense may be appraisal and home inspection.
Good luck on your new home purchase and if you have any other quesions please contact me. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 7 minutes(s) ago
| | | |
10 | 15 minutes(s) ago
| | | |
10 | 48 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
