 How many skipped mortgage payments before the bank can begin foreclosure? |
| Lost job in the begining of May. Paid May mortgage payment, but only a fraction of June's. It is now July 21. Can the bank foreclose already? I just sent $600 but still owe $1,000 of June's ... |
|
| Can my landlord refuse to let me take in a flatmate? |
| I'm thinking of taking in a flatmate or lodger to help me pay the rent. I will have to ask my landlord for permission. Do they really have the right to refuse? I have a 3 bedroom house and its ... |
|
 I'm Buying my first home and I have a question about.....?? |
| Our closing date is set for the end of June this year, but I want to know if typically the owners of the house will let you do any work prior to closing. They have already moved out, and we want to ... |
|
 What do I do when bank start to forclosure my house? |
Additional Details
I m not able to keep the house so I have to let it go. Please let me know what to when the eviction paper is on my door.
Thank you so ... |
|
 My mom is selling her house and has received an offer and she has signed the purchase agreement recently.? |
| She has agreed in the agreement to close no later than 8/1 and to close within a week when their bank say it is ready. But, she heard from her real estate agent that they want to close in the ... |
|
 Viewed a new rental property today and the estate agent said? |
| if you rent an unfurnished property the council tax will be less than a furnished one. is this correct. or are they lying to try and get us to sign the contract?... |
|
 Do we legally have to pay rent while living with parents? |
| I am 21 and finish uni next month. I'm living with parents in a council house, parents are on housing benefit and dont pay rent. Legally, would i be required to pay rent after completing full ... |
|
 Homes in Foreclosure!? |
| What are the requirements and steps taken in order to buy a foreclosed home? Has anyone done it and been sucessful? It's it worth it to try and buy a foreclosure as a young couple? Are there ... |
|
 Is a cosigner frowned upon for a mortgage? |
Last time I looked at my credit score it was in the mid-high 500's. Both my parents and inlaws have offered to cosign for a home loan and both have stellar credit.
A friend who used ... |
|
 What is the procedure for a landlord to evict someone from their apartment? |
| I am wondering if the laws differ in every state? Also, how long does one have to come up with the rent before an eviction notice is served? I don't have 2 nickels to rub together and the new ... |
|
 Parents would like to sell me their house below market value with monthly payments no interest is this legal.? |
| I have 3 Siblings and have been living in the family home for 20 years. All of the upkeep have been provided by me my parents has agree to sell me the house for only $20,000. I have been searching ... |
|
 How much do banks usually lend for mortgages? |
| Let's say I make 50K and want to buy a house. I'll put 50% down in cash, but how much do banks generally lend people, and is there a formula for calculating that amount?... |
|
 Our lease is up what do we do with all our stuff!? |
| We are moving out of our current apartment and into our new one. however, our lease is up on the 25th and we cant get into our new one until the 1st. what is a good idea of things to do with our ... |
|
 Re: Penal Code 602.5. I evicted a tenant from a 9-plex. Is it considered trespassing if she visits a friend? |
| If a tenant was evicted from a 9-plex, and she visits a friend who is still on the property, is she effectively trespassing? I own the property and I don't want her anywhere near it. But she ... |
|
 Question for realestate agents.? |
| The realestate market in my city has hit an all time high. Because of this the cost of rental houses has also gone up. The market is now balancing off and slowly starting to go down again. My ... |
|
 Is this an emergency maintenance issue? |
| I live in an apartment building and over the weekend my bathroom ceiling started to leak. It also looked like part of the ceiling was drooping. It would stop for awhile, then it seems like when the ... |
|
 Tenant doesn't want to pay the rent, and she refuses to leave. How can I retake my property back.? |
| I have a second home that I use it as a renting one. My Tenant has been there for 7 months and everything is good til 2 months ago, when she said, she doesn't have money to pay me for this month ... |
|
|  |
bethybug | Does it matter if your mortgage broker is from out of town when buying a house as long as rates are good? |
or should you go with someone from your area? |
 |
 
Ari
 |
No, it doesn't matter if your mortgage broker is out of town. They're still obligated to have a local title company to complete the closing, so you will have someone at the closing (either an attorney or notary depending upon the state you live in, which ever the law requires) who can explain all of the final closing documents to you. When working with an out-of-town broker or lender, make sure that you give them several ways to contact you. Such as home and cellphone. That way if they need to get in touch with you regarding the loan for any reason, they'll be able too. |
|
acermill
|
It doesn't matter from where the mortgage broker is. My only comment to that is a local mortgage broker may be more convenient with which to work, simply because they are physically closer to where you are.
Might make communication and documentation easier.
Other than that, go for the rate ! |
|
curmudgeon
|
doesn't matter at all. but read all the documents very carefully. |
|
WeLoan.Us
 |
whatever you feel more comfortable with. Everyone is different , but it doesnt matter if he is out of state. |
|
frankmoore
|
No, it doesn't. If a reputable broker can give you a great rate, you should jump on it. |
|
ruzgarlimisiniz
|
doesn't matter but be sure your broker is licensed to work in the state in which you are buying. I spoke to a broker (friend of a friend) recently about rates only to have him tell me he couldn't work with me because he's not licensed in the state in which I will be buying. |
|
godged
|
As long as the lender is licensed to work in your state, it doesn't matter.
What does matter is that you have compared the entire package. Make sure you have looked at everything, not just interest rate.
It is also nice to have a lender in your area for processing the transaction. There have been many bad experiences with out of town lenders, without the ability to walk in the door and resolve problems, you are at their mercy. |
|
Kate T.
 |
i dont think it would matter as long as they are in the same state . I agree with the way things are you need a low rate . good luck on your house buying. |
|
buyhawkeye.com
|
I am of the opinion that you get what you pay for. Most likely you are choosing this broker because they are very inexpensive. As a result, you can expect the processing to take longer as they will not be familiar with your local area's way of doing business. Real estate differs from state to state and even by county.
This is not necessarily a bad thing. If you are not in a hurry, then saving a buck makes sense. If you need a quick and smoother closing, I think staying local will serve that need better. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 25 minutes(s) ago
| | | |
9 | 57 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
9 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
