 What are the main points to consider when buying a barge/houseboat to live in? |
| I am thinking of selling my house and living on a houseboat/barge. and I don't know anything about maintenance, heating, anything really. There's so much to find out! Help please!... |
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 I moved into my rented house on 1st February and this is my last month in the tenancy - when do i vacate by? |
| If i moved in on the 1st of the month, can i stay legally until midnight on the 31st of this month, or can landlord insist i give keys back on morning of 31st?... |
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 Is there an agency that supports tenants rights? |
| I have a friend in rented accommodation and his Landlord is a waste of time not effecting the simplest of repairs yet increasing the rent. Is there anyone my friend can turn to for support?... |
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 Can my landlady put the rent up however much she wants? |
| my shorthold tenancy ran out on the 22nd oct 06 with the rent at £425pcm. I received a letter from my landlady on 1st Dec 06 saying she was willing to offer me another 6 month tenancy beginning on 22... |
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 I think I can afford living on my own, but can I get you're advice? |
| I want to move out. For many reasons. I want to live on my own before moving in with someone else. I want to know what I like and dislike and what I have OCD over before letting other people live ... |
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 I'm trying to buy a home, can someone help me? |
| I would like to buy a home nothing spectacular, just for me and a 3 yr old boy. The problem is I'am currently unemployed, because I'm going to school. I have a check that comes every month ... |
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 Can you be evicted for being late with your rent, if you've been having medical and financial hardship? |
| I've been ill and because of it lost my job. I've been looking for something right away, but in the meantime my rent have been late. I'm single, with no family, and my credit isn'... |
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 Can our landlord do that? |
| When we entered into our lease we payed first and HALF of last months rent. Now that we are moving out our landlord is saying that the half that we payed in the beginning does not go towards our rent.... |
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 What should I do about this fence dispute with my neighbor? |
A few months ago me and my neighbor both mentioned we were planning to fence in our backyards. I suggested to him we could save some money by sharing a boundry fence. He refused that offer.
... |
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 Will I get a $300,000 mortgage with no money down in south florida? |
| Here's my stats: Credit score 650-high 600's depending on who you ask, income $110,000/yr, stable job (pharmacist), good credit history but approximately 15,000 revolving debt and 120,000 ... |
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 Housing is expensive these days.. can't people just start living in their cars.. is this a fix? |
Plus there'd be no mortgage or payments. i mean, say a car is 8,000 to 14000 or whatever. Isn't that better than buying a house which can be 200,000 and up ( at least in CA)
I ... |
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 Is it right time to buy a flat ? |
| Everyone say prices of real-estate has come down, Is it right time to buy flat now.... |
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 If you had a choice whether to buy a mobile home or rent? which would you choose? |
| people tell me that mobile homes are devaluated once you buy it, i know. I am currently in college and graduate next year, my husband is the only one working right now so we wouldnt afford a big ... |
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 How can i find out if my neighbours own or rent their house? |
| we don't speak and the fence between the properties has fallen down, I'm trying to find out whose fence it is and who has to pay to put a new one up. If it's rented then is it the ... |
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 Can a landlord evict you in 15 days? |
| my landlord came to me with a written piece of paper she wrote herself saying i had 15 days to pay up the arrears or have to vacate after the 15 days.I live in Ontario Canada.Should i sign it or what ... |
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kjpgt67 | Does it matter what your credit is to buy a forclosured home? |
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Marlee
|
It is determined by the same standards as buying a regular home. The fact that it's in foreclosure makes no difference. |
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Strawberry Shortcake
|
yes. unless you will pay the entire amount in cash. |
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somanyquestions
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Do you think they want to foreclose on it a second time? |
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starlet108
 |
If you need a mortgage to buy it then yes, it matters very much xxx |
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naplesagent
|
You must submit proof of funds OR a preapproval letter from a lender. See a local Realtor for the procedures. Foreclosures are listed with Realtors. |
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loveradsrn
 |
yes |
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David S
|
Any time you borrow money, your credit score comes into play. Whether the home is foreclosed or not, the amount of money you can borrow and the interest rate are determined by your credit score. If you're not borrowing money, they may still want to have a look at it. |
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DD
 |
As long as you are getting a loan then your credit rating is very important. The banks will raise the interest rate on your loan based on how low your credit rating is. After a certain credit rating the banks will probably not approve your loan because they think that loaning you the money will be too risky. |
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gokylego
 |
Im pretty sure you still need to get a loan so I believe yes. |
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flashinvestments
 |
That depends on whether or not you need a mortgage. If you are paying cash, then no. |
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ReLeAsINg ThE tRuTh
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Totally.......it doesnt matter if the home is forclosed or not...its still a home and you will still be applying for a home loan... |
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Chaosman
 |
Credit score always matters in all things every minute of every day. Unfortunately. |
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Rob
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No |
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"Mr. Mortgage" Jim Pen
 |
The answer is, yes and no. Got you. Yes, if you want the best rates and terms, no, if you have a steady job and can show you pay "non-rated" credit items on time. Some alternative items to credit are: telephone bills, insurance premiums, rent payment reciepts, and local accounts with merchants who don't report to credit bureaus, to name a few.
You also need some money to put down, and some left over after the purchase is done, called reserves.
You also need a knowledgable attorney, because forclosures may have additional items to deal with. FYI |
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