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 Where to get the best home loan?

Additional Details
what sites that can give me the 100%approve home loan that i can get by the end of this week .......i have a score aboout 617...


 What do you do when your landlord doesnt return your security deposit?
We relocated from CA to GA in February. When I called my landlord in march, he mentioned that he had to replace the carpet in the whole apartment which cost him $1500 (our deposit was 1150). I have ...


 I've inherited my grandmothers house.Can I keep it or does it have to be sold?
Originally we put the house on the market but had 2 sales fall through due to structural damage.I've asked the executor of the will if he can just give me the house instead of selling it so that ...


 Can my landlord raise my rent?
I rent a condo but the owner hired a management company to handle everything so I deal with them directly and not her. Per the lease, I must give her 60 days notice if I am not going to renew my ...


 Question for tenants or landlords! What are my rights?
The lease on our apartment just began yesterday, and it was our first time into the apartment since we quickly had the one and only look at it a month ago. At the time of looking at it, the apartment ...


 Whats a good age to move out of home?
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 Will the real estate market pick up?
I needs to sell a piece of property. Do you prices will pick up after the new year?...


 I was recently laid off from my job. Can my landlord evict me?
I'm a subtenant in San Francisco to a master tenant. I have a signed rental agreement, so I *DO* have written proof. I told the master tenant (who lives in the house with me) that I would be ...


 In New Jersey, should a landlord provide it's tenants with a refrigerator?
When i first went to look at this place the place was so clean and nice that i didn't pay any attention to whether or not there was a refrigerator there. I put the deposit down but after a ...


 Want To Take Legal Action Against Attorney?
My husband and I hired an attorney to have a title search done on our property prior to getting our mortgage. Upon the attorney's research she found that the title was good, however 2 years ...


 Is flipping houses a smart way to make money?
also what are the basics that you need to know to excell in flipping houses ...


 Is my ex landlord responsible for replacing the carpets at his expense?
I am getting ready to move out of my current rental. The carpets are falling apart. Everytime i vaccum more of it rips apart. Can they charge me to replace the carpet? i have lived in the house ...


 What do you think about my realtor?
This is my first time buying a home. My mom would be my co-borrower. Her credit is very strong. We found a house that I really like. It is a bank owned property. The listing price is 237,000. M...


 How do I get a person out of my house who is doing illegal drugs. We have no lease. He just pays me week by w
How do I get a guy out of my house who is doing illegal drugs in it. We have no written agreement. He just pays me week by ...


 How do relate your salary to what kind of house you can afford?
Just want to know....


 Would you rather have a big house in a shady neighborhood or a small house in a decent neighborhood?
We're newly married & poor trying to buy a house in an overinflated market. There are some places in our price range that are decent size (one's a 4 bedroom) but they are in a scarrier ...


 Landlord lease issue please help?
My husband and I signed a 1 year lease that is up on Friday, the landlord wanted us to sign another but we plan on moving so we didnt sign it. She then said we would have to give her 30 days notice ...


 Can a person buy a home with bad credit?
I live in Oklahoma, I have bad credit, but great income. Due to my ex, i found out that my credit rating is in the mid 500's, which sux. Any Ideas? I am so tired of paying rent, i think at age 41...


 How much notice must a lodger with no tenancy agreement give to quit the property?
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 If you qualify for a $150,000 home loan but the house is only $130,000, Do you get to keep the remaing?
We are trying to get qualified for $150,000 home loan. The home we are looking for is actually only $130,000. Would they redo the loan or could we keep the $20,000?
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I ...



TRUEBRIT
Does my son have to leave?
My son started buying his flat with his girlfriend a year ago at the time he had a job , he lost it through forgetfulness (caused through a car accident he badly damaged his brain) he got another job 2 months later and lost that one too , he is on jobseekers allowance now which is only £59 pw , so he cannot pay towards the bills as much as he would like , his girlfriend wants him to move out back to my place , I think he should stay until the place is sold , as his name is on the mortgage and all other bills , I will let him back here , but not until the flat is sold , does anybody know what the rules are for this dilema , please only genuine answers ,as this is very serious.
Additional Details
I thank you all for your help so far, I knew I was right in making him stay ,like some of you I think she wants to move someone else in , then all the bills that they run up are 1/2 his(my son's) , she told me on the phone as she won't face me , that I won't let him move back as I don't love him , Its because I love him I wish him to stay until its sold !!
                     
 




pettipastnt
Rating
No,Your son has as much right to that place as the girlfriend,as his name is on everything also.Tell her to take a hike and you or your lawyer will contact her when everyting is sold and split.She probably wouldn't go for that,but whose to say she doesn't just want him out and intends to stay there after he leaves.Go with your gut feeling and stay sticking by your son..GOOD LUCK and YOU GO MOM!!!!!!


iusedtolooklikemyavatar
If he has a medical problem that means he can't hold down a job is possibly entitled to disability living allowance, incapacity benefit if he has paid stamp in the past.
These benefits stack up to more than just JSA.
Worth a try!

Edit - and he can claim them even though he has a working partner, the DLA is payable even if he works.


JEFF K
I don't think much of his girlfrend
However she can't force hm out as he is on the mortgage
When my ex and i seperated 2 years ago we both caried on living in the same house and our solicitors both said we had equal rights to be there. it was uncomfitable but it worked until she movd out and I paid her for her half.
So tell your son not to worry there is no way she can force him out. Good Luck to him
Jeff


tracyannwaldock
Rating
Hi, Firstly your son should definately stay in the flat until it is sold or his name is removed from both the mortgage and the deeds. If he moves out and his partner does not pay the bills he is liable for 50% of all debts associated to the property. Secondly, I would ask him to see his GP about incapacity benefit which will be more money than job seekers allowance and is not associated to his partners earnings.

Under no circumstances should he move out until the flat is sold or signed over to his girlfriend as told to me by a divorce solicitor.


hot_angel_missy
Your son has every right to be in that flat until it is sold His name is on all the legal Documents,
Seek a solicitor's advice.


dsnapps@sbcglobal.net
Rating
first off you are right in making him stay if your son and girlfriend bought the place together. if his name is the only one on the mortgage then she needs to go and him disconnect the utilities.
if she really cares she would understand and make other arrangements herself.


crispycrump
Depends if they actually completed the transaction of the sale. There is something fishy going on here and your son is obviously claiming JSA as a single person and not declaring he has a partner in work, who he is living with - as if he did, he would not be entitled to any benefits at all. His girlfriend is probably financially better off without him, as on £59 per week I cannot see him making any significant contribution to paying the bills. If he has brain damage as bad as you say, it sounds like he may not be fit to work anyway, in which case they are never going to sort out their financial situation to a point where they can get a mortgage together.


IC
Ask his girlfriend if she's willing to pay rent for his half if she so desperately wants him out of their flat before it's sold.


m_harvery
since his name is on the mortgage and other bills he shouldn't have to leave.

he needs to get a lawyer to protect himself and assets


paulrb8
Rating
seek advice from citizens advice.... wondered why his girlfriend wants him out? she's got another fella waiting to come in,,,,


q6656303
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you are doing the right thing financially & tactically
but the wrong thing for your sons best needs


Rajesh Kochhar
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You need legal help. Common sense tells me that he should stay put till things are sorted out.


Groo
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speak to citizens advice or a solicitor


McGoo
I would think that he should STAY as maybe if he leaves his girlfriend would have a stronger case when any financial settlements arise, for example if the house is sold at a profit, would it be shared equally or would one or the other partners have a lager slice, having said that it would be very advisable to see a lawyer it is the only way you will be sure.


artleyb
It's a legal question and needs a legal answer. Don't accept any amateur advice - get a lawyer!


dlpmikki
Rating
He should certainly go to the Citizens Advice Bureau - they can help advise him on his rights and responsibilities. He may be eligible for other benefits given his brain damage. Did he take out mortgage protection - if so he should be claiming on that.


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