What exactly is the purpose of building equity in your home? |
i.e - staying in a house for a longer period (10+ years) vs a shorter time (2-5 years) ???
what does equity do for you? why do people say its good to build up your equity?... |
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Do I allow my home to go into foreclosure or sell it and rent it back? |
| My husband and I bought our home 3 years ago. We were healthy and working, just moved back from a different state to be with our new grandbabies. We took out an ARM loan on the property because it ... |
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Can my fiance sell our house without my consent if my name in on the deed but not on the mortgage? |
| My fiance is cheating & he & I are splitting and he told me I have to get out with my kids. My name is on the deed but it is not on the mortgage. Can he sell the house without my consent?... |
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In real estate does Staging a house really hellp it sell? |
I have heard of staging homes for sale and was thinking of getting into the business. But does it really work? Additional Details Is there a way to get into the Staging business ... |
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Can anyone help me out with 700 quid to pay my rent? I have a little boy and broke my arm!!? |
| I broke my arm last xmas and haven't worked for 6 months,the housing are threatening to kick us out... HELP!!!!!!... |
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1st day in a new apartment.. Next door neighbor complained.? |
Today was Day 1 at my new apartment. I decided to bring blankets and sleep there for the first night.
I got there around 11pm, put my blankets on the floor and lied down.
At 12am my ... |
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About to buy a home! But a few ODD questions.? |
First off let me show you the home.
http://www.realtor.ca/pr
It is a small 2 bedroom home, On a nice quiet street- I have been communicating with Edward ... |
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Ok my brother wants to buy a foreclosure house but get this hes 16years old? |
any i was wonder if its even possible for him to buy a foreclosure house it kinda peaked my curiosity Additional Details and i heard that its possible if he has like our parents to co ... |
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Bottom Line: Do Real Estate Agents Deserve 6-7% of a person's net worth? |
In short, for working 12-40 hours, do they deserve the equivalent take-home pay of almost a year of labor??? (assuming most people have a 30 year mortgage and pay about half to it each month...)
... |
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My rent is due the first day of the month..? |
| and the first day of this month was a saturday and the office was closed. I could not get to their drop box to drop it off either. I don't think I can get it to them til tuesday the 4th since ... |
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Is 5% too high to pay a real estate agent? |
| I live in Pleasanton CA, and have recently been informed by a friend that my agent is robbing us, by charging 5%. Is this true? What is a good percentage? And does anyone have any tips on ... |
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Based on our income what would be an affordable home price? |
| My fiance makes about 95,000 a year and i make about 85,000 a year. what is an affordable home price? we are both 27 years old and still have time for raises and advancements in our careers. We live ... |
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As a tenant, what can I tell prospective buyers? |
I have a question for those 'in the know' here.
Our landlords have been pretty deceitful about the house. They lured me in with promises to update and fix things but never did ... |
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Is there anything i can do about my neighbors guitar noise in my apartment?complex? |
| theres not a certain time of the day or an exact day of the week that he does it, but it's annoying as hell. the floor shakes and you you feel the vibrations when you're trying to watch a ... |
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Are you sheltered from the mortgage crisis? |
| because you are lucky or becasue you have a 3 suitcases full of product in your closet?... |
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Where is a good place to move? Why? |
| I would like to move somewhere that the cost of living is affordable, housing is reasonable, good school systems, wages with an B.A. degree or higher pays well, crime rate is not high, and a great ... |
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Buying 1st home, 30 yr. fixed,10 yr interest only loan? ADVICE? |
| I have applied for a loan of 160,000.00. Approved for 30 year fixed @ 6.75%, 10 yr interest only + (including taxes, insurance, haz-insurance). I am pleased about the payment. What do you think about ... |
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koutekinte | Does renters history or credit score matter the most in an apartment search? |
I have no credit (have never had a card) but have good renters history. Will an apartment care that I have 0 credit? |
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Landlord
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Since you have a rental history you have a credit score. You had all of those bills you were paying, power, etc. Your score might not be great, but it will not be zero. |
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doingthepanic
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You will probably just pay a higher deposit than someone with good credit and a good renter's history.
Someone with a bad renter's history (like an eviction) will be ineligible for an apartment at most places. |
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Can I just Keep MY change
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I think they'd just fail you on their spelling/grammar test...lol
If you have good job history you should be okay, but if by 0 credit you mean you have horrible credit tehn no they won't rent. |
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.:JuSt A GiRl:.
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no you should be able to find a place that is lenient with credit. Good renters history can work wonders during an apartment search. |
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Bambi Berkowicz
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It depends. If you applied to a large, corporate owned complex, then it probably will be held against you. If you are dealing with a landlord who owns a handful of properties, then it may not. Where you work and the chances that you will become unemployed may hold as much importance as any other factor.
Good luck and keep your life free of credit cards! |
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Mike Juliet Whiskey Echo
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Nope. If you have a good renters history you're in. |
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katie316619 B2B 10/30/10
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It varies. Most complexes go through a service who have their own test that you have to get a certain score on. No matter what you fail that test they won't rent to you. My parents and I are going through the same thing, great renters history but we fail that test every time. We put up like $800 at one time just to see if we would get approved and that didn't go to the apt. at all and we didn't get it back. |
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nojam75
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Rental references matter more. Credit history is a plus and will confirm your identity, employment and prior addresses. Read the apartment's criteria and ask the manager before applying. Different properties have different standards.
Have you checked your own credit report? Nearly any account you've opened (utility, cellphone, bank, retail, etc.) will likely show-up on your credit report. |
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Joshua M
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As long as you have proof of a good, stable income then yea you should be fine. And you probably do have some sort of credit history, if you have bills and things like that and you are negligent it goes into your history, it isn't just loans and credit cards. |
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kcini8
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I have bad credit and good rental history and have gotten in twice! Edit: I just had to pay $1,100 deposit. Just apply at a few different places I'm sure you'll get in somewhere.(I'm working on getting my credit better) |
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Sayso
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Having no credit is worse then having bad credit, so I would say yes. Good luck though, times are hard for everyone right now. |
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