 In Tennessee, if a husband dies, is his widow entitled to have the mortgage paid off automatically? |
| I heard there is a little known old law in Tennessee whereby the mortgage is paid off automatically if the husband dies. Anyone familiar with this law?... |
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 Urgent....Can I reduce the rent, it I´m the second week without? |
warm water and heating ??
Here are the facts...today 2 weeks ago, we have determined that our gasheater dont work and called the agent from our landlord. He told us that the plumber will come M... |
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 Landlords/tenants, (UK) does this sound right? |
| Im moving into a new flat in December, and my landlord (a company) has asked for a month in advance and a months deposit, which is fair enough, but they have also asked me for a £60 for a credit ... |
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 Does the landlord have the right to inspect monthly? |
Additional Details
The situation is, I live in an apartment complex where half is hud assistance. In my case, I get no assistance. Please Help!... |
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 We have a 1st and 2nd mortage on our house. The house is worth $150 and we owe $220 Can we forclose? Y or N? |
Additional Details
The reason we are thinking about doing it is we have so much other debt that it will be easier living in an apartment for 5 years and getting back on our feet.... |
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 When you evict a tenant for failing to pay, can you sue to get rent payments? |
| I may have to begin eviction proceedings because of late rent. Can I sue for the remainder of the lease agreement? They are two months in, however this is a college rental and it would be impossible ... |
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 Buy home, renovate and then sell? |
| I am a contractor, would it be any good to buy a cheap house in Pennsylvania, renovate it "increase it's value" and then sell it?... |
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 What is the name of the person that pays the rent? |
| The person one pays the rent to is called a Landlord, but is there a special name for the people that pay the rent, from the Landlord's perspective?... |
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 Screwed out of $5000 by our real estate agent? or standard practice? |
| We found out a week before closing on our house that we qualify for a $5000 interest free loan from the city housing dept because we are in a low enough income bracket. If we stay in the house for 10 ... |
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 I would like some tips on selling my home quickly!? |
| My husband and I plan on selling our home soon. We are getting stuff clean, finishing a pantry, ect. We hope to be ready by October. What are some things we can do that are not too expensive or ... |
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| Mortgage for Prefab House? |
| I have an appointment with nationwide in a couple of weeks to set up a mortgage (already looked around for one, Nationwide was the best for me), but i have just found out the reason the house I want ... |
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 How do you foreclose on a house? |
| We are currently buying a smaller trailer compared to our 3 floor House. We cant afford to keep paying for this house in the summer time. We were wondering what the consiquences were on foreclosure? W... |
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 There is a piece of land that was offered to us for $5000. in Malibu. Should we buy it? |
| The size is about 6000 sq ft, ( one lot). At this time it is unbuildable but has a great ocean view.... |
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| Can I move out with £900 a month? |
| my mum tells me no because it's gonna be hard moving out sinc eI only earn £900 a month. she gave me an example of one of my friend who struggled to pay rent etc. with her flat mates and moved ... |
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 Do legal occupants have rights in an apartment? |
| My roommate qualified to be on the lease but I didn't, so the landlord ask me if I wanted to be an occupant. I agreed to be an occupant not thinking at the time my roommate was nuts. After we ... |
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 WTF is up with "nonrefundable pet deposits"?!?! |
| I'm trying to move into a new apt here in NOLA and what the hell, it seems like every place doesn't allow pets or has a nonrefundable pet deposit. That's not a deposit, that's a ... |
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 Landlords!!!help scared |
| hi all looking for some advice , my old landlord is threatning me with court action , there was never a lease or anything , now he has been sending me threatning emails with all my details N.I ... |
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 How do you turn a second home into a primary home? |
| My husband and I sold our primary home this year, but still own another house in a different state. We are now renting in the city of our primary home, but would like our second home to be ... |
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steven s | Don't know if i should keep renting at the moment or buy a house? |
ie buy a house now with a small deposit, or keep renting try and save more and buy a house within next few years with a larger deposit |
 |
 
edmania1
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Home prices are low... interest rates are low...
Why would you wait for them to go up? It's a beautiful market for first time buyers. The problem that you may have is that lenders are making it harder to borrow money in light of all of the irresponsible borrowing/lending in the last few years. |
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Justin H
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If you have the money, now is a perfect time to buy a house. There is a surplus of homes available for sale and home prices are going down. Plus the current interest rates are about as low as they will ever get.
What you should really do is sit down with an accountant or real estate agent and discuss your options. The main thing to consider is whether you can buy a home you want with payment you can afford.
Also keeping in mind that as a home owner you will have expenses you do not have as a renter - including maintenance costs and possibly bills like water, sewer, and trash (depending on if your landlord pays those now). |
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David B
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I am in the same dilema
Put it this way though. If you bought a place for £200k and it fell to £120k, when you go to size up, the £400k place you will buy next will have fallen to £240k too - you would hope, so ...
I'd sit out another year, and see how bad things get - I guarantee they won't be up in 12 months time ... I think a 15% fall more likely
Renting is not entirely dead money. If you have a £100k mortgage, in one year it will accumulate £6000 of interest, so if you pay £6000 a year in rent for a £100k place, the net effect is the same ... |
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charge
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I would seek advise from people like real estate agents and brokers - they will tell you how the market is going etc
whether you risk waiting and having house prices go up or buy now with less deposit.
My personal opinion is to buy if you can afford the repayments as rent money is dead money and better off paying your mortgage with it and getting equity in your home at the same time. |
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Jennie M
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I would buy now. Even if you don't get the property you want right now at least it's a foot on the ladder. so many people are being left behind. I bought my first flat at 17 for £18000 and sold it 3 years later for £37000. It's the best thing i ever did because I'm now 24 and have a beautiful 4 bedroom house. seriously, get on t he ladder. Hope this helps |
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Mummy 2B DEC 10th !
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either way it works out the same !!
renting is dead money but then if you only go in for a mortgage with a small dept you will have to borrow more to buy a the house u want !!
u need to do your sums and work out which one is financially better for you !! |
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C K
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I am going thru same situation....better to save for a couple of years...your interest will be lower....housing prices could drop also?? |
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steve B
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I dont thinlk there can be an exact answer, if you buy a 200k house now an it drops to 120k and you do indeed then wish to move up would you not be kicking yourself you wasted 80 grand.
My advice would be look at the market in your area study it for a couple of months see what prices are doing. Rightmove.co.uk is a good source of information, although it only lists the selling price not sold price if an offer was accepted.
If property is selling and prices are firm then it maybe the right time, if the same properties are listed month in month out then hold on as something may give. |
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Sammy D
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dont speak to a real estate agent as its thier job to sell houses.
i dont know where yout are so i dont know what the market is like there but through out history property has always gone up! have you thought about buying a smaller property then your mortgage will be smaller, still make the larger repayments,
thus paying it off quicker
also you'll gain if the market goes up, then you up grade when you really need to move
or you could rent, paying off someone elses house
the market may rise and your deposit gets smaller% wise |
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