 Can my landlord's wife break my lease? |
I am currently residing in a home on a 4-year-lease ending in 2010. The lease is in writing and on a contract.
My landlord and his wife own the home we are renting but have recently ... |
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 What should my parents do? |
| ok here is the story my parents sold our house and we built a new one, brand new and they needed money from my aunt to finish it. now we got the money from her and now we have to pay her back, but my ... |
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 My landlord won't return mine or my future landlords calls to verify my stay. What can i do legally? |
| I want to move into another apartment complex. I HAVE FULFILLED MY 1 YR LEASE AT MY CURRENT RESIDENCE. THE NEW COMPLEX WABN'T TO VERIFY THAT I LIVE THERE AND HAVE PAID MY RENT AND FURFILLED MY ... |
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 I want to make an offer on a house I like thats been on the market for 8 months and no previous offers.? |
| Its listed for 306K now, as opposed to 334K 8 months ago. The woman has had no offers and wants to move. Since the market is a buyer's market, and she's had no offers, people tell me to ... |
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 What's better, foreclose, or file bankruptcy...? |
| credit is bad already for missing pymt. but as homes going through foreclosure, should i file bankruptcy, or should i just let foreclosure happen and not worry about it...? what are the pros/cons of ... |
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 Our landlord called us to go in and sign another lease cause they made a mistake on the rent do we have to? |
| We signed a lease at the beginning of the month and they have the rent at $75 less than what it should have been do we legally have to sign another lease that would make the rent go up?... |
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 Should you tell a landlord about a broken window that you fixed? |
| it was our fault we broke it but we replaced it a day after we did it. we are new to renting.... |
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 Are home prices ridiculous? |
| I don't understand why there are homes on the market that are ghetto shacks being sold for over $300,000. Does anyone else think that people are getting greedy over real estate and can you ... |
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 What are the consequences of lying on a bank application? |
Additional Details
lying about your residence status, saying that you are a us citizen but you're ... |
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 How do "normal" people with "normal" paying jobs ex: teachers, police, afford to buy a home in CA or the like? |
| I am single and a teacher in TX and I am stunned by the possiblity of how people can afford to buy a $300,000 to $600, 000+ home in CA, OR, AZ, or really anywhere, where the "below-average" ... |
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 Can we afford a million dollar home? |
| Okay, my cousin and I are going to shack up together. She is currently in college getting her BA in Med.( She wants to be an obgyn). And, I work regular labor at $12/hr.for 40 hrs a week. Our cars ... |
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 My house is up for sale, the Estate Agents have told me to drop it £13k? |
| My house has been for sale for 4 months, no offers, I have new valuations from new Estate Agents advising to drop it £13k to £125k. They say the property market on its way down? What do you think?<... |
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 What different types of mortgages are there? I dont want to be scammed? |
| I dont want to get scammed into taking a mortgage I dont need. Can a mortgage expert enlighten me on mortgages. i would also like to hear the laymans views as well. How many types are out there; Pros ... |
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 Can you turn your home into a business? |
my friend is looking for a premises to start an organisation, can she transform the ground floor of her house.
Additional Details
she wanted to set up a help organisation for domestic ... |
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 For mortgage purposes, will my second home be considered a primary residence, investment prop. or second home? |
| I'm currently renting out my primary residence. I moved, and am living in a rental in a different state. I'm sort of doing this backward. I want to maintain my original home as a rental, ... |
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spinsonic | Feds cutting 3/4 of a point, what does that mean for home refi? |
Hello,
I've been stuck in an option arm loan for about 3 years now. I like to refi as soon as possible, but really havent notice rates dropping by that much for a 5 yr interest only loan. I was wondering if i'll benefit from this recent cut, as the past ones didnt really do much. My new loan will be a jumbo, since i owe more then 900k.
Thanks! |
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Doug H
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Last rate cut won't really affect your refinancing, but interest rates on mortgage refinance are extremely low now anyway, so it may be in your best interest to refinance. |
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tom
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means mortgage rates will probably go up on inflationary concerns. |
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Jeff
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Sell the house, unless you're making half-a-million a year.
$900,000 * 6% = $7,594.71 * 15 years.
$900,000 * 7% = $5,987.42 * 30 years.
If it's a $900,000 house, perhaps you have enough room for a roommate or three. |
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eyelash02
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it means we should buy buy buy!
i wish i had enought money to buy a house....
i hate being a college student...
i hope that when i graduate - the rates will still be low.
but this also sucks for my ING account =/ |
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chatsplas
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Take some personal finance courses.
An interest only loan is generally a bad idea, and really only works in a rising housing market. Housing prices are falling preciptiously. You can quickly end up owing MORE than your home is worth with an interest only loan. You're building NO equity in your home!
Underwriting has tightened for all loans, but particularly such risky ones as an interest only loan. Difficult to even find them now. |
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Bill Hicks
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The fed cut short term rates, this will not change long term mortgage rates. Most lenders will not even do interest only loans especially in the Jumbo market anymore. It your LTV is under 60% you may find someone to re write this loan. I attached a history of rate chart. Good luck |
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J.O-Devils 8 straight!!!
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Just because the Fed had cut the "short term rate" Does not always mean home loan interest rates are going to go down. This is more-so effective on credit card and personal bank accounts.
In a perfect world that could be true but with the so many other factors involved with lowing long term rates(mortgage rates)
it may not even effecct mortgage rates positively.
You are still in a house you probly should not have been able to afford. I'm guessing you went stated income and can't prove enough income to hold a $900k loan. Not to mention there are few lenders who offer programs anywhere near what you have or need interest only or option arm loans are why you have no equity in your home.Because you never paid anything into it. |
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Joe
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i don't think you will see too much relief. the monthly payment may go down but refinancing costs won't change and interest only loans may actually increase the APR or whatever it's called. |
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Pam H
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The feds may lower rates today, that is on bank to bank money, not loans to consumers. It will be a while before comsumers see any change in interest rates due to the fed's action. |
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w_t_isc
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you get a lower rate for refinancing., |
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David K
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It means you should sell all your stock to me. |
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