 My friend has 2 mortgages on her house? What does that mean? |
She has two mortgages on this over $300,000 house.
What does that mean?... |
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 Do I have right to refuse agents/landlord to show the property when I am still Occupated? |
| I have one month to go before vacating the current property. The estate agent/ landlord keeps sending people to see the property day by day. Never want to be annoying, I understand it is reasonable, ... |
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 Somebody Please Help Me!? |
| Are you guys ready for this one? I purchased a house about 5 months ago in california. The seller's son lived in the property and when I purchased the home the the seller's son had ... |
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 Can I sell house in negative equity? |
| I want to sell my uk house but it's value is less than all the secured loans on it. My internet research suggests to my horror that my lenders can stop the sale from going ahead. Is this true?... |
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 Is a nice big house like Kevin's family has in Home Alone typical in the US? |
| I work as a software engineer here in the UK, if I were to move to the US, would I ever be able to afford a house like that (or like the one Robert De Niro has in 'Meet the Parents') just ... |
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 Can I live on my own, in an apartment, at $35K / year? |
| I currently live with my grandmother, with intentions to move into an efficiency within the next year. At $35k a year, in southern NJ, is this possible?... |
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 Is life that EASY in USA ? |
| im gonna be short , we (me and my damliy) will come to USA in next 9 monther , i talked to my uncle in USA and he tell me that i can earn 8$ in hour thats for minimum , so i try to buy a computer ... |
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 Are they real? |
on tv im seeing some programs which talk about getting good checks after following some old fat guys secret to real estate
many people say they get up to 10 000 after only a few days on the net ?... |
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 What can I do if my roommate want to use his security deposit as his last rent? |
| When my roommate moved in we signed a contract that I type and we signed it as a legal dacument, it say that the security deposit was not to be used as his last month rent, because it was to cover ... |
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 How do we increase the value of our home? |
We bought a home 3 years ago and are trying to make changes to add appraisal value to our home. We have a inground pool, 4 acres, Nice house.
When we moved in there wasn't much ... |
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 Sale of house? |
| my ex partner and i have split up , we bought a house together, i put a large deposit down , we are both on the mortgage and title deeds, if we sell the house , is she entitled to half of the equity ?... |
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 Can an apartment evict you for an error on your check? |
| My rent is $720 and in the column to write it out, I wrote by accident "Seven hundred and thirty dollars". Now my landlord says that I am late and has put an eviction notice on my door but ... |
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 Never Signed a lease agreement where I live, Can landlord keep my $625 dollars that he owes me? |
| I Have been living where I stay for 4 months, I sent my landlord 2 money orders totaling 5 months worth of rent, which includes security deposit, now I am leaving just short of 4 months, and I would ... |
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 I'm leaving my apartment, but I need more than 30 days to do so...(read on)? |
| I've decided not to renew the lease and I am going to move elsewhere for better location and quality. I asked the manager if I could give her a notice to leave the apartment that is more than 30 ... |
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 Anyone else really annoyed at housing situation today? |
| I am 24 years old and I recently was living in rented accomodation with a friend of mine paying £300 a month. I make an ok income but not a great amount but could in no way afford a mortgage which ... |
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 Would I be able to buy a house, someday? |
| . My income is about 35,000 a yr. Im renting an apartment where I pay 1,075 and Im able to keep up with my rent and bills. Most of my friends have their own home and for some their mortgage payments ... |
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 Whats going on with the house prices are they going to drop within the next couple of months? |
| i am hoping to put my house on the market with a month and i have read in a newspaper that the house prices are going to drop is this true ? i have to sell due to money problems and the house i live ... |
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 Good, Affordable Places to live? |
| My Husband and I work for the same company and just found out that we are being laid off - our last day is October 2nd. We live in Seattle, WA and have been living here most of our lives. The cost of ... |
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 I was behind in my mortgage payment. Now the bank is refusing to take my money. Is this legal? What can I do |
| First they said I had to catch it up. Then they threatened me with foreclosure. Now they say they will work with me, but are waiting on some paper to cofirm that I have no other liens against the ... |
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julygirl75 | Filed ch13, now facing foreclosure-what do i do? |
we filed for ch 13 last year coz we were behind on our mortgage, we were unable to keep up with ch 13 payments and mortgage, coz we lost our jobs. what do we do? we have equity in the home, enough to pay off all our debts (credit cards, late mortgage payments even car payments). We are afraid that we will get our home foreclosed! I have contacted my bankruptcy lawyer, but he has not responded. What do I do? Please help! |
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Mark V
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If you have equity, do not go through foreclosure!
How much equity do you have?
Where are you located?
I need more info to help.
Thanks, and good luck! |
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W. E
 |
How many months behind in your mortgage payments are? Has the forclosure been filed thru the courts as of yet? These are answers a mortgage company would need. Is there any income coming in now? Lenders will still look at your credit scores - but if you use a hard money lender, they will go up to 65 percent of the appraised value, but the rates in in the 14-16 percent (and some are higner), but it does get you out, and you can refinance down the road. There are alot of ?'s that still need answered. Have you asked the lender if you could refinance with them? Can you re-afirm your mortgage with them (your mortgage company). Do you have a family member - friend that can buy your home, or do a short sale - yoiu would have to contact the attorney for the Lender - to see what they may be willing to do - but they are working for the lender and may not talk to you. Get a Broker, a broker underwrites for many lenders - and he/she may be able to help you. Good luck to you... |
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Darren Meade
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REJOICE, DO NOT BE AFRAID, PEACE TO YOU, THANKS BE TO GOD OUR FATHER WE HAVE A LOAN FOR YOU.
It is a program is which we utilize private investors to give you Foreclosure help. It requires that you have a minimum of $25,000 of equity in your home, and that the property be worth $100,000.
If you are behind on your mortgage payments, have hit a "BUMP" in the road? May I ask if you are now employed? We simply need to show your ability to make the mortgage payment.
Banks DENY people because they hit a "BUMP" in the road. Forget Finance Companies! We have investors that create options custom tailored to help good people! If they can show an ability to repay WE CAN GET THE MONEY FOR THEN! Foreclosure help is not out of your reach!
Score Only, No Mortgage History to 100%
GET CAUGHT UP NOW!
Finance 2 Payments - No Payments for 2 Months
FORECLOSURES - They are "In Foreclosure" when you hit 120 days late on payments. BUT, when you hit 60 days late partial payments are not generally accepted. Unless you now have 3 months payments (the 2 missed and 1 you're in) + penalties you will find yourself - "IN FORECLOSURE".
WITH FORECLOSURE HELP YOU WILL GET A FRESH START, A LOWER MONTHLY PAYMENT
Low Scores - Below 500 - No Problem
We can Negotiate Payoffs
No Income Documentation Required
CASH AT CLOSING
WE CAN HELP , WHEN OTHER LENDERS HAVE TURNED YOU DOWN!
PS. Mortgage Secrets Finally Revealed! Visit our new websites to view 27 free buyer, seller and financing reports http://www.freemortgageinformationsoutherncalifornia.com & http://www.freerealestatesecretssoutherncalifornia.com
I'd also send a certified letter to your attorney stating that it seems as though he's abandoned your case. Make sure the communication is sent certified. This should get him to call you at once. |
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kiyyah12
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Contact your Department of State. There are plenty of avenues to help you out, depending on what state your in. Locate another attorney, if you have too. I don't know what state your in so, I can't refer you an attorney.
Unfortunately if your deliquent on your home more than likely there is no bank that will front you the money. If you can trust a family member or friend, see if they can assume your mortgage.
All your back payments will have to be paid off but at least you'll save your home. The applicant will have to have good credit. So really you would have to find someone to assume the loan and lend you the money for back payments. Once that's don't, in a few months you can have them take an equity to pay them back and to pay off your bills.
That's an option. It's a lot to do but it's just an option. |
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hithere2ya
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Sell the house, pay off debt and then start over. A foreclosure on top of bankruptcy? Where was the trustee? They should have guided you and advised you to sell if things were not going well. Shame on them.
Sell the house, now before it is foreclosed on, forget making a huge profit just go to break even if you have to. The bankruptcy court (assuming you are still in) may have to approve the sale but delay no longer you have not the time.
Did I say sell the house? What are you waiting for? That will solve your several immediate problems and preserve future credit opportunities for another home.
What state are you in?
Go forth and learn, do not repeat history, leave credit cards alone. |
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Searchlight Crusade
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The combination of chapter 13 and a foreclosure is one that even hard money lenders may not touch, and their equity requirements are pretty significant. In this situation, even a 50 percent equity situation might not be enough.
Even if hard money works for you, if you go back to situation normal after you get it, you're going to be where you are now very shortly.
In a situation like this, selling is something to very strongly consider. Better you salvage some equity rather than none, and losing it the home and still having those payments is the worst of all possible worlds. You get foreclosed on, you can figure most or all of your equity will disappear in the foreclosure. Before the notice of default, some subprime lenders could have bailed you out (better rates and terms then hard money), but now, that's unlikely. |
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Sam B
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Your first order of business is to get a job.
In most cases if you couldn't maintain the Chpt. 13 payments the trustee should have converted your case to a chapter 7. If the chapter 13 was dismissed with prejudice (meaning you can't refile) then you should file a chapter 7 and at least put the foreclosure on hold. It would give you time to save your equity and get the property sold and you out of debt. Then you can dismiss the chapter 7 and start over. |
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INACTIVE
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Equity is your equity only when you sell your home not when its foreclosed. When its foreclosed, it's the bank's equity. If you are in or near foreclosure, the bank already has a lein on the property so you cannot even sell it on your own even if you have a buyer at your door. The problem is, as you have said, that you cannot afford to keep the home and make the payments. My advice is to start packing for a more affordable residence. |
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ilovemeatsickles
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YOU SHOULD HAVE LIVED WITHIN YOUR MEANS YEARS AGO AND THIS WOULDNT BE AN ISSUE |
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