 Where to adverise my services in Real Estate and Mortgage? |
Want to advertise and marketing my services as a Realtor and a Mortgage Broker in Florida. Anyone knows what is the best way and for free? I just started in the business.
Thank ... |
|
 How can i rent an apartment without having a source of income? |
I am a college student, and I was thinking that renting an apartment would be cheaper, than staying in a dorm.
I've reviewed my finances and I have enough for 3 months rent up front.<... |
|
 Undisclosed mold? |
| I live in Ohio. I bought an appartment building about a year ago, aparently the previous owner had a tennant evition. The tennant retailiated by plugging all of the drains and turning on the water ... |
|
 Should I sell my house asap???? |
| The value of my house went from 360k to 280k in less than a year. I'm 70k short of losing all the equity. I'm afraid, by next year I will probably lose the down payment I put when I first ... |
|
 How can I legally terminate a lease? |
I really don't have any problems at my current apartment, but I would like to move from off-campus housing onto on-campus housing at my university.
Serious answers only, and please ... |
|
 Is the process of eviction still the same if there is only a verbal agreement? |
| I need to know if the eviction process is still the same if there is no written agreement instead only a verbal agreement and the tenant refuses to move out. If not what should be done about getting ... |
|
 Can someone help me understand a interest only mortgage loan? I think im getting screwed over!? |
| so, we build our house last year, my husband is in construction and his dad is a contractor. I just recently found out his dad took out a second mortgage on his house to be able to build our house. T... |
|
 Is buying a foreclosed property a bad idea? |
Assume that:
1. You can inspect the property
-or-
2. You cannot inspect the ... |
|
 We made an offer on a home but is it too low? |
| We recently got a offer on our current house and we placed a offer on another how we wanted. The house is 2200 sq feet 4 bd/3 bath for 169000. . The seller has been trying to sell is since Jan 08. So ... |
|
 Can my landlord sell the house I'm renting? |
| I'm 6 months into a year lease on a house in Florida. Ever since we signed the lease, our landlord has given us a hard time about every little thing. She now wants to put the house on the market.... |
|
 Do you have to use the mortgage insurance the lender provides? |
They want to charge $450/month on top of the house payment.
Additional Details
We're borrowing $155,000 and they want to tack $458 to the monthly payment, making the payment $1778/... |
|
 Help! I have a rent control apt. in Hollywood for $580 a month. My landlady harasses me because she wants me? |
| to move so she can raise the rent. She has already run off almost everyone who was here when I moved in 4 yrs ago. I always win so far cuz I don't do anything wrong. I have to decide by ... |
|
| Should I sell or rent my townhome? |
| I have just recently married. Both my husband and I have townhomes. His is larger than mine so I will be moving in with him. We are currently trying to decide if I should rent or sell my townhome. ... |
|
 What do I need when I move out? |
| Im moving out of my parent house and with two roomates (i.e. my b/f and his best mate) and Im drawing up a list of the things that we may need when we move out, but my mind has gone totally blank...... |
|
 My husband and i put or house up for sell but its not selling? |
does anyone know what and how you go about the bank buying it back
Additional Details
does this ruin your ... |
|
 We are going to buy a house soon and want out of our apartment lease. 2 months left.? |
| We moved in our apartment mid-March. We like it but hate it. I've been looking for houses for almost a year now, just so we would have something after we move out. Well, we found this AMAZING ... |
|
 Interest only Loans Good Idea or no? |
| I have an 80/20 ARM that will adjust in July of 08. I am currently looking at refinancing my loan. I bought my home in a small town that is growing fast and building way bigger homes. I have owned ... |
|
|  |
Mark D | Financially, is it better to pay off my car or buy a condo/townhome? |
I have a year of car payments left. My apartment lease is up in May. I can pay the car off soon, or keep those savings for a downpayment on a condo/townhome. I'd essentially just delay paying off my car for 6-7 months to start owning my own place. Else I'd put the downpayment down and start paying down a condo/townhome and just make normal car payments.
Thorough advice is appreciated. |
 |
 
my brain hurts
|
If you find a place you love or already have a place in mind, use your savings for that. Don't just buy for the sake of buying though, because real estate is a long term investment and you may have to live there for a few years before you can make a profit. Also if the rate on your car loan is super high you may be able to do a deal with your mortgage company where you can lump the car loan into the mortgage. |
|
cat
 |
it sort of depends on the interest rate on your car, how much your car is depreciating, how long you anticipate keeping your car, how much you can save in your bank account, and what your target condo price & down payment would be. lots of variables...so it's hard to say without actual #s - but you have the #s so just put it all in excel and figure out how much the car is going to cost you & how long you want to keep it vs. how much it will cost you if you don't pay it off... if you will make more money by keeping the car financed and you plan to keep the car for a long time (staving off depreciation issues at trade-in) then keep it financed - but only after you determine your down payment on the house and it is high enough that you need to keep real cash in your bank acct. i dunno exactly how to explain this...sorry! hopefully this was somewhat helpful |
|
alwaysmoose
|
Buy the house. You can build equity in it and you can deduct the interes off your taxes. |
|
achristian520
 |
I would suggest paying off your car first and then buying a condo or town home. The reason is simple. Your car builds interest and when you pay it off your credit score goes up because your debt went down. So, with a lower debt, you may be able to get a much better interest rate on the condo or town home. |
|
Justin
|
Depending on your credit, income, assets, and liabilities, you may be able to finance a home with a 100% loan, while still paying off your car in the next year. You have to figure that mortgage loans are typically amortized (spread out) over 30 years. Depending on how much your car payments are, let's say $300/mo, that by not paying off the car you would have approx. $3600 to put down on a home. This would barely make a dent in your monthly mortgage payments. As long as the payment for 100% financing is feasible for you, this may be the route to go. |
|
John C
|
Much better to invest in a home. Real estate has shown remarkable resiliance throughout history. A car depreciates the moment you take it from the showroom til it is virtually worthless. It will rarely ever again happen that a vehicle will be worth more in the future than it is at present. For instance, my nephew had enough money to either buy a car or use the money as a down payment on a home. This was about 7 years ago when you could buy a home in the low 100,000s. He chose to purchase a car. The home he would have purchased is now woth $300,000-$400,000. He could now sell that home and buy 4 cars. But he could never get a mortgage for a home today even if he had 4 times the down payment he had then. If you can afford a home, do it now. |
|
surelycoolgirl
 |
It would be better to save the money in an interest bearing account. Continue to make your car payments for the term left, and see if you can get a first time home loan with nothing down. I say this b/c you will need to furnish the house, and have somewhat of a nest egg in the event that something went wrong with the house or car. That way if something happened, you always have the cash. And only do this if you can afford too. A car is a bad investment so I would not spend the cash that I had saved up to pay off the car. |
|
ZURDITA
|
Cars depreciate the moment you take them out of the dealership. Unless you have an antique car, your car will never gain worth.... Therefore, buying your own place is the best way to get your money's worth. Real estate is the one of the fastest ways to have your money grow. If you don't believe me, ask DONALD TRUMP... Get your own place and it will appreciate in value in a couple of years and then you can resell with a profit.... |
|
Stew88
 |
It would depend on your other finances really. Paying off your vehicle is great because it is one less payment a month you need to make which adds a few extra hundred (depending on your payment) a month into your account to either save or use else where.
In the long term though, I'd say owning a home is definitely the way to go because you are already paying to own your car...and if you continue renting that is basically like burning money since you will never see any sort of return on it. If you own a home, even though you pay a mortgage, someday when you sell the house you get a return on that cash (not to mention interest paid on the mortgage is tax deductable!!)
Good luck to you!! |
|
Jeff
|
Buy a house(condo/townhome)! Cars depreciate where as homes appreciate. It also helps credit if you have plenty of bills that you pay on time, making it easier to get a better rate. Mortgage Consultant. email if you need help. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 9 minutes(s) ago
| | | |
9 | 31 minutes(s) ago
| | | |
9 | 58 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 4 hour(s) ago
| | | |
8 | 5 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
