 How old is too old for a house/flat share? |
| Is 33 y.o. too old for a house share? My mum said I should grow up and that I should be getting my own place at my age.... |
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 Im moving out of my house!? |
| right now im searching.. waht do i need to do.. and what do i need to know when i go visit the aprtment and what ... |
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 Unable to rent a house on benefits? |
| I am a single parent, unable to work at the moment as I take care of my little girl. I am therefore on benefits. I would like to rent a house with my parents but the estate agents all say that as ... |
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 Pulling out of renting a house? |
| My friends and I recently found a student house which would be suitable for what we wanted so we told the landlord that we would be interested in renting it and sent off the relavent details so the ... |
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 Can my realestate agent lend me money? |
| The appraisal didn't come high enough on the home we are going to purchase. The sellers are not willing to come down and the bank won't borrow us the full amount. Our realestate agent has ... |
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 I feel cheated....? |
| Was to sign a house to rent yesterday..Over the weekend..Gave the landlord the choice to when to meet up...Time came around he stood me up - Was a few hrs away. So he made it for today...Well here ... |
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 Eviction question? |
| I gave my mother my apartment, this is in the state of California , Btw and now she was served with a summons, a five day summons, and the manager wants her to pay all the late fees that's been ... |
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 Can he take me to court? |
I rented from my father and did not sign anything like a lease or something.
And now I have moved out and I did not pay him for a while, I only paid the electricity bill. I did not pay him ... |
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 My landlord entered my house without notice - no emergency - what kind of recourse do I have about that? |
| I told her 3 months ago that the windows don't close. She sent a guy to fix it one month ago, he said the house had shifted, no way to fix it. She called another window repair guy. They came ... |
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 Tenants contract? |
| I have tenants leaving 2 weeks before their contract ends. Are they required to pay to the end of the month (end of their contract) even though I have secured new tenants to move in immediately ... |
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 Buying a cheaper property - good or bad? |
| My boyfriend and I have a budget of £200k for a property. We've decided to buy an apartment for £140k and put £40k into the mortgage straight away - meaning our monthly payments will be ... |
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 I own a house and I also have a roommate.? |
| I have a house and a roommate, if my roommate and I don't get along can I tell him it's time for him find another place to live or do I have to get an invection notice? We did not sighn ... |
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 How can i find furniture to an apartment, when it is for rent JUST for 2 months ? |
| I am outside the states right now, and I'll be in Santa Barbara in Jul, the problem is that i find unfurnished apartment for rent just for 2 months or less, the Q is how can i find furniture to ... |
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 I bought a condo, and board is making me to remove my aid dog bc of their 'no pet rule'? |
This may get a little long, but here goes:
I purchased a condo back in August. Throughout my search, I made a point to let everyone know that I have a dog and needed to buy a place that allowed ... |
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 Which one would add more value to a house? A kitchen remodel or an addition? |
| So me and my mom have been arguing about this lol. She wants to add more equity to the house so she thinks that adding an addition would do it but I think remodeling and upgrading the kitchen would ... |
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me_me | First Time Buyer? |
How is one able to do it in London? I don't have any savings... What advice can you give me on buying a house/flat in London with no savings? |
 |
 
nemesis
 |
Unfortunately, unless you're on a high salary, you won't be able to do it alone in London. If you are a key worker (e.g. teacher, police officer), then there may be government assistance but you would still require a lot of money. I've heard something about part ownership/part rent for key workers but I don't know if they've come about.
You may have to consider moving out of the capital and commuting to work. A lot of builders are cashing in on this phenomenon, especially when building properties near railway stations. |
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Srinivas Y
 |
Approach a banker he will guide you. |
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sunshine
 |
Dont do it - its mad!! stay with your mum and dad ! |
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brilock1
|
get a job with accommodation, ie nanny, housekeeper, etc |
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SLF
|
several of the banks now allow you to buy as a group of friends, so you can borrow more.
Also some lenders will lend up to 5 times salary, however this tends to be for higher earners and those who have a big deposit.
See an independent mortgage adviser or try a site like http://mortgages.charcolonline.co.uk/ to see what amount you could borrow. |
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Vicky
|
If you have a good credit rating and are over 21 you will almost certainley be able to get a 100% mortgage with high street lenders. Northern Rock and Portman BS have got great rates at the minute. |
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Scotty
|
Shared ownership but be careful to do it legally. |
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jothehutch
 |
if your not prepared to save some money, then you have no chance. save a good few thousand quid, and you might have a better chance. |
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Yorkshire Pudding
|
You would need savings of some kind even if it's just to pay for solicitors fees (mine cost nearly £1,000). You would need a 100% mortgage but unless you are earning a serious amount of money, I doubt you would get one. Abbey were the only ones who would give me a mortgage and I hear that they're now offering to lend 5 times your salary (I think you need a good deposit though so it's catch 22 for you). It took me 6 years (renting a pokey one bed flat) and saving up enough to get on the property ladder. You need to get saving or possibly do a house share and buy with a friend. Either way, it's really hard to do. Good luck :o) |
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theno1bug
|
Very difficult - you would need a 100% mortgage. Go and see a financial advisor (most estate agents can recommend one) - they won't charge you for advice but may charge a fee if you accept there offer.
Unfortunately though you will still need savings to pay stamp duty and legal fees! |
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k795sparkle
|
Go to an independent mortgage broker who can advise you on how much you can borrow, there are 100% mortgages available for people without a deposit. Mortgage companies calculate how much you can borrow using salary multiples. You'll find they'll offer between 3 and 4 times your annual salary, although if you go to a mortgage broker they may be able to find you deals with higher salary multiples 5 or 6 x annual salary. |
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Maid Angela
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Save some money. Well quite a lot really |
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