 Does anyone know if there is anything i can do once a sheriff has served a vacate premises notice? |
| ok. back in oct. of 07 our 1 yr. lease was up. landlord wanted to sign another 1yr lease but we refused b/c we were in the process of trying to buy a home. well, went to court to try to get us out ... |
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 If we buy a different home and default on the one we have is there a law to stop us? |
We wanted to switch houses to bring our mortgage payment down. We talked to a realtor this morning and she was a crank and a half..so I don't believe what she told us.
She said that B... |
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 My renters claim a 'flea' problem? |
| They are new tenants. Two weeks after they moved in they claimed there was a flea problem. We've never lived there with our brood (three dogs, two cats). Also, they are the first people that ... |
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 How old do u have to be to own ur own flat? |
| e.g. rent a flat and also does anyone know how much u get when ur on the dolll? I'm not going on the doll lol !! I'm jst bein nosey .. Thanks =]... |
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 If you rent your home and pay to have pests professionally removed, can you legally deduct that from the rent? |
Since I rent, can the price for the professional pest control Orkin, Terminix or whoever, can that legally be deducted from the cost of the rent?
Can the entire price be deducted or only ... |
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 I have about $500K in savings, no income (law student), and am buying a $270K house. Need down payment advice: |
It will be a 3 bedroom, so I will be renting out, getting $1000 a month from renters. How much should my down payment be, considering my savings situations and lack of income?
Additional D... |
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 Can he do this? |
| My landlord has started charging £5 to deliver electric tokens (which we all have from him) yet he only comes round with them (the free delivery) every 2 weeks on a friday night. There is no other ... |
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 Is it better to have a two story or a one story house? |
I'm buying/building a new home in austin tx and would like some input from ya!
Is land cheaper if you build up instead of out? Do you get a bigger yard, are they any advantages?... |
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 What to do when you buy a house and the previous owners won't leave? ? |
| We closed on our house yesterday and the previous owners have not packed and show no signs of moving out. We told them it would be $40 a day for every day that they stayed after we took ownership. We ... |
|
 Is a landlord required to install phone jack? |
| I moved into a house that was remodeled. The house does not have ANY phone jacks installed. Does the landlord have to install at least one phone jack? I'm in VA. I asked him and he said they don&... |
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 Is my landlord required to have keys to the house? |
| I have recently moved into a new house and the landlord is already behaving strangely. She turned up here unannounced on a saturday night and tried to push her way in. She says we have three sets ... |
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 Girlfriend on house title? |
after living with my GF for 3 years she now wants to share ownership of our house by having her name on the deed 50/50 - but I bought it with my money and pay the mortgage with my money.
is this ... |
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 Do I have to let my landlord enter my home to show to prospective tenants after he gives me a 30 day notice? |
| I live in CA. My landlord (without reason or explanation) gave me a 30 day notice to move, I agreed to move out within 30 days. During the 30 days do I have to allow him to enter my unit to show to ... |
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dizzyfeet90 | First time home buyer what to do?? |
First time home buyer...anyone know of a great bank, mortage, that helps you out alot if your a first time home buyer. Is it true that there is a First time homebuyer Loan? |
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Quicken Loans
|
As a first time home buyer you need to do several things to prepare yourself for great homebuying experience. I'll get into those in a moment, but first I want to answer your question about a first time homebuyer loan. There really isn't any such thing as a first time homebuyer loan, but there are several programs that offer no money down or payment options (such as interest only) that are good for first time home buyers.
Here is a list of the things you should consider:
What will your taxes be?
What will your property insurance be?
Will you have to pay private mortgage insurance?
Should you use a real estate agent?
What will your total monthly payment be?
Do you have money set aside for expenses (utilities, repairs, maintenance, etc.)?
Are you fully-approved before you make an offer?
How will owning a home affect your taxes?
Do you have a mortgage professional you can trust?
The last one is very important and regardless of who you go with for your mortgage, make sure you can trust them. I recommend getting a referral from friends or family. I work at Quicken Loans and we get a huge part of our business from referrals. It's the nature of the business.
I've included a link below for some pretty good info for first time home buyers. I hope you find it useful.
Good luck in your home search. |
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stephen l
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There are FHA loans and a cool program called "My Community" that you may well qualify for. You need to get a good loan officer working hard for you and walking you through the steps. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck. |
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BobbyPeru
 |
One thing to do is to check a bank website almost daily for the mortgage rates. They can change daily, this way you can get an idea of what the best interest rate is. |
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cjraceli
|
The FHA or federal housing authority guarantees loans for first time home buyers. Any good lender can write a FHA loan. I would go to a driect lender rather then broker. Bottom line the broker is going to get pid by you to write a loan he places through a direct lender. There are programs and no pay back grants out there for people who's income levels are low and on houses that are afordable. I peronally have recommended Lend America. They do not write every state but they are the only vendor of the Liberty Grant. They are honest people and will not rip you off and will tell you the straight facts. Check them out as well as the Liberty grant at www.lendamerica.com. Mike Asley, the owner is a NHRA race car driver and a great guy. |
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studnet 15
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True there are many first time loans. You need to get a Realtor that you trust. Ask friends and always check references. Countrywide Home Loans is the largest lender in the United States. You can check to see what programs they offer. I have found them to be extremely helpful over the past decade. |
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renzbenton
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Me call me Renz Benton 619-370-4500 I will get the very best loan for you. |
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Timberuno
 |
Well it depends on what your going for, yeah if you think you'll pay off a house in 30 years, check rates daily...(not likely to happen on your first home)
If your looking to keep as much cash in your pocket as possible, on a month to month basis, talk to a good Loan Officer.
I would recomend going to a broker. Not just because I work with one, but because with a broker, you have more options, and more options in life is always better.A good Loan Officer can help you look at those options and make good recommendations based on your NEEDS.
If you go to a bank directly and ask for a $500,000 30yr fixed rate mortgage, that's what you'll get...but what if another program would be better suited for you?? The bank will not help you figure that out.
A dedicated Loan Officer will help you to see your whole financial picture and help guide you into an appropriate loan that is best suited for YOU...not just the 'flavor of the month' offer from the bank... |
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S C
|
Yes, you can see if you qualify for a first time buyer loan through many sources - a local mortgage broker or even through a state program. Many states offer assistance for first time home buyers which includes downpayment and/or closing cost assistance as well as a loan with a discounted interest rate.
Check out the following sites to learn more about buying your first home. Good luck! |
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big_smelly_tree
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FHA, is a good way to go, but they're very restrictive on what they'll approve. |
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iceman
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Go to a mortgage broker. Thats what we did. Made the whole process very easy. |
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mariemlm
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go to a mortgage broker
no bank helps you a lot - this is a business deal - they will use any gimmick they can to sign you up. read the fine print very carefully. take the documents home with you before signing. check out repayment clauses, what happens if you're late with your payments, & what penalties there are if you payout early - like if you have to sell. |
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