 Which is cheaper building a buying a house? |
| Me and my husband are thinking of building a house even though we dont have land so we will have to buy a site plus build on it. So would it be cheaper to build or just buy a house in Ireland??... |
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 If apartment building is being sold do I get my deposit money back? |
| The apartment building I'm currently living in is being sold to a new owner. What do I do about my deposit money? Technically, when it's sold to a new owner, the previous owner would still ... |
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 I have no proof of income and need to rent? |
Hi All,
rather than beat around the bush like other questions i thought I could just be straight forward.
I am an escort, i work for a company. However, I make cash only, and i ... |
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 Why can't I find a cheap property in London? |
The Press are full of stories about the fall in property prices, and people defaulting on their mortgages, causing the Banks to re-posses their homes and sell the properties on.
As a want-... |
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 Should i rent a house that has no central heating? |
i am house hunting at the mo and have found a really nice, 2 bed end of terrace.
the house is fairly big an has lots of character.
the only problem is....its got no central heating!!!
... |
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 I purchased a home with countrywide in august 07.we are in default of the loan.How do I know if Its a subprime? |
| mortgage.And if we are going to get help or not.We dont want to lose our home,but are facing foreclosure.last time I talked to countrywide,they said we would recieve a foreclusure notice by dec 11th.P... |
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 Why is this house so cheap? |
The OTHER ones in that area are about $100,000 more expensive but why is this : http://www.roseburg-prop
only $49,000??
Additional Details
http://www.... |
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 Am i able to buy a house with this salary? |
| ok so i work 2 jobs and make 20$ an hour together and i get paid bi weelke my boyfriend makes about 8 an hour and also gets paid biweekly. about 2400 a month all togehter what type of house ... |
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 DO I HAVE TO PAY TO TAKE MY NAME OFF MY HOUSE DEED WITH MY BOYFRIEND? |
| ME AND MY BOYFRIEND OWN HOUSE AND I NEED TO NO IF IT COSTS TO TAKE MY NAME OFF... |
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| My landlord keeps harrassing us, What do we do as tenants? |
| He is an old friend of my husband's father.. They grew up together, so when we moved here from another area he offered his apt. without a lease. For 1 yr now, he keeps calling us at all times of ... |
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 Filed ch13, now facing foreclosure-what do i do? |
| we filed for ch 13 last year coz we were behind on our mortgage, we were unable to keep up with ch 13 payments and mortgage, coz we lost our jobs. what do we do? we have equity in the home, enough to ... |
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 What is the best excuse to get out of an apartment lease? |
| My fiance, 2 months ago, decided to get an apartment with a lease of 6months before i decided to move down to live with him in Texas. Our landlady is a witch! She is scamming us of our money, is ... |
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 What do you pay for an apartment rental or mortgage where you live? |
I've mostly been in the "weddings" category because I'm getting married this Summer. YAY!
A lot of people ask questions about how much you're paying for certain ... |
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 Would u buy ur kid a condo if she is in college and u could afford it? |
| we think paying rent is wasting money. instead want to buy her a small condo. she can live there with at least one other friend who will pay rent. the mortgage will be offset by the renter. we can ... |
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| I found the house I want to buy. Do I need an agent? |
| I want to know if I lose any negotiating leverage by allowing the seller's agent to act as a dual agent. Will I get a better price if I cut out the real estate agent on my side?... |
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 Can a 21 year old with 30,000 dollars and good credit get a rent to own home? |
Or will they get turned down because of their age and waiting tables?
Additional Details
I had a lot of people tell me that I probably couldn't do it because of my age and job.... |
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 Does the propane left in the tank belong to us or the sellers? |
| We just bought our first home and the sellers have now (almost 2 weeks since closing) told us that they are getting a refund for the propane left in the tank and that we will have to pay the gas ... |
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Dan | First time renting help? |
im 17 at the moment but in about 2 years time i want to rent a flat with my friend can i hav some facts and advice please. i currently hav no job at the moment but plan to when i finish college next year but im saving the low money i get a week.
please help
thanks
Additional Details
i wanna know like cost i could expect to pay and how renting works and the other person is female who is currently working |
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exqueezme
 |
Its a lot more expensive than just rent, you need a good part time job to make it happen, you need to spend money on utilities if they are not included, food, cleaning, etc. I would do school housing for a year so you are settled in first. |
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Lisa
 |
You may have a problem because some landlords prefer couples, families etc
2 young lads may not appeal to them,
plus you obviously wont be able to give any references as I'm assuming you still live with your parents
Best thing to do is when you are working ask your employer for a reference to prove that you show good attendance and what your salary is.
Show proof of this with payslips bank statements etc
They will probably put you on a short hold tenancy which is about 6 months, just in case there are any problems with you, after that time, providing you prove yourself as a good tenant they can extend the lease |
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Paul S
 |
well you need to look at the total outgoing each month.
your bills will include
rent
gas
electric
water
phone / broadband
council tax
contents insurance
possible building insurance, but your landlord should have this covered
you will also need a deposit, usually a months rent and expect to pay a month in advance.
the landlord may require a guarantor such as a family member in case you default on rent payments or break the contract.
you also need to look at whether you want pets as some landlords dont allow pets.
also do you want a furnished property or unfurnished. if unfurnished then you will need to buy furniture etc... even with furnished properties you may still need the basics such tv and kitchen stuff as well as bed linen and other bits.
you may want to setup a joint account where you can just ut a monthly amount from your wages so that all the rent and bills etc.. and be paid out of. that way you will know what you have left each month to spend on food and beer lol.
hope this helps. |
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Sels
 |
From what you've said it does sound as though you are not planning this until after college -- good move.
When you first rent, many landlords require three months rent up front, i.e., first month, last month and security deposit for any damage that may occur. The security is refundable to you if the apartment is in good shape when you leave.
There are a lot of incidentals when you start out and they add up quickly. If you catch good prices on some basics now, you may want to go for it. Also if you're in a real cash crunch, you may want to ask adults you know and like and who like you if they have any old cookware, utensils, dishes, glasses, linens they no longer want or need.
If you are able to, you should try to plan so that you can swing these expenses and still have enough in the bank to cover you for three months of living expenses should you lose your job.
Having said that, few of us ever began in an ideal situation. Things may get rough and rocky - or not - but you should be fine if you are responsible and level-headed.
Good luck. |
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herr fugelmeister
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seriously stay in your mums. renting is expensive and very hard to get by. electric food gas rates water rates sundries other overheads. me and my missus are lucky to make it month to month and we both work. as house prices rise the wage rate doesnt match the expense of living. |
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mark
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for rent amounts I suggest chacking your local paper or one of those free rental magazines that some places have .
It varies a lot from place to place .
often in renting you pay the months rent in advance and a security deposit , often one months rent . The sucurity deposit covers damage you cause to the property, not normal wear.
Electricity and phone is your problem , you pay the bill. Water and sewerage are normally part of the rent.
Some places heat will be included , some its not .
The advertising should state whats included.
You also may have a lease , that details who is responsible for what , but you must pay the full term of the lease , so if its a one year lease you are responsible for a years rent , even if you move out early. There may be an option to terminate the lease with notice of 30, or 60 days . |
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sburton0115
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you can single bedrooms in shared accommodation were you can be with Friends for 40 a week benefits may help its pretty accessible now days |
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Lisa T
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I think you should wait until you have a job then you know what your limit is on how much you can afford to rent, taking into account all your bills etc compared to your income. Also you don't know what the market is going to be like in a few years as this may reflect on the rent. Worry about getting through you college years, as house renting/buying can be stressful. |
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hallock36
 |
What do you need help on? You pretty much didn't ask a question, but just told us what you are doing 2 years from now. |
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