 Can my landlord do this ? |
| my landlord wants us to pay half of the bills of the first guy she had to come out to spray and the company she has now that comes out to spray the thing is we never signed a lease or anything and we ... |
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 Is my landlord right about this point of the 1988 housing act? |
| He says that under it when I give one months notice on my tenancy agreement that the one month notice period must start from the first of the month. I want to serve it mid month, is he right?... |
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 Can we get a house? |
| I am 32 and just got out of the Navy after 12.5 yrs. My credit score is 573. My wife is 26 with a score of 720. We are trying to buy a house for 169,990. I make 28K post tax at Comcast (where I ... |
|
 Why West Texas land is so cheap? |
| I was fooling around in eBay, so I went to the real state category and I was amazed of how cheap they were selling land in West Texas, so I figured it must be a scam or something, but the sellers had ... |
|
 Can you break an apartment lease if you ARE unsafe living there? |
earlier I asked "can you break a lease if you feel unsafe living there" and responses I got were "a contract is not about your feelings"....
okay, what if you actually ARE ... |
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 Is there a website that tells how much your house is worth? |
| I am wanting to put my house up for sale and not use a real estate agent. How do I know how much to ask for it or how much it is worth.? T... |
|
 Whats your advice? |
| hi, i just want to know if i have a say here on my current dilemma. 5 months ago, i found someone who told me that he is looking for a bedspacer for the vacant room in their house. i gladly ... |
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| Is This Too Low of an Offer For a Home? |
| Home is in the Northern WV panhandle. Currently listed at $129,500. Was originally listed at $139,500. It has been on the market for a while. Would $115,000 be too low to offer?... |
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 Which homeowner is responsible? |
i have a tree in my yard that my neighbor trims periodically because some branches are on his side of the fence. then he throws the branches in my yard.....who is responsible for disposal
of ... |
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 I need roommate/apartment in the next month, where should I look? |
| I just recently graduated college and want to pay off my loans, so I thought getting a roommated in an apt would be the best way to go. Where do I look for one in my area? Knoxville, TN is a decent ... |
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 I don't wish to be unsympathetic but............? |
| Is it fair that those who don't buy house and contents insurance just get compensation anyway from the Government yet some people buy their insurance. Will the thrifty get handouts as well? I ... |
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 Anybody have any warning for me on buying house? |
| What should I be cautious about? what to look for so I am not getting ripped of by the lenders or others? what fees should I pay or not pay? Any ideas that will help me to avoid a bad situation ... |
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 How do I get my deposit back? |
I'm living in the UK, renting a place and may soon need to leave because I think the Lanlord intends to sell.
The problem is the estate agent that arranged the contract between me and the ... |
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southy | Fixed rate mortgage coming to an end.....? |
i have a fixed rate mortgage that runs out in feb 09 what will happen when it runs out then.The mortgage will probably come down but would it be better to remortgage in order to get a better rate,or would you just leave it till feb 09 then see what happens i.e my monthly payments and interest rates? |
 |
 
SimonC
|
Beware Americans giving dud advice.
When your fixed rate period expires you will switch to your lender's standard variable rate (SVR). Unless you took out a very bad deal the SVR will almost certainly be a higher rate than you are on now, so your mortgage payments will go up.
The problem is that although the Bank of England rate is very low, banks are keeping their own rates much higher. And they are being very tight with their lending criteria, so people are finding it harder to get a mortgage.
Its likely that interest rates will drop some more, and banks will drop their rates further as well. I think you will get a better deal better deal if you wait. But, house prices are dropping. If you wait your house will be worth less, and you are less likely to get a new mortgage for the amount you need.
It's very difficult to give more specific advice without knowing lots of details about your current financial circumstances. |
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probablygraham
|
I would get in touch with the bank or building society that gave you this mortgage and ask them for advice. Things are still very difficult at the moment and you're more likely to get a new mortgage if you stay with the people you use now. |
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Tango
|
You will probably have a job re-mortgaging because the banks are still not lending to each other. Even if you do manage to remortgage you will get caught in the crossfire and you can bet that the banks won't lose out. Stick with it till Febuary next year and see if anything has changed in the financial market. |
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melissaw219
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Refinance. Rates are at a all time low. Do not gamble with your Home! |
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WelshLad
 |
It will go to the lender's SVR. Why not just ring up your lender and ask them.
Don't you have any documents that states what happens at the end? |
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Lily B Talus
 |
Sort this out before the fixed rate ends |
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American Man
|
If you are on a fixed rate I don't see how that would expire.
If it turns into an ARM watch out.
The sky could be the limit.
I had one that followed rates that banks charge each other. They said that it would never move over 3/8 at a time. What they failed to tell me was it didn't matter if the rates went up or down. Mine would go up but not more than 3/8 at a time.
I had it done over with our credit at a fixed rate. Was very happy with it till I finally paid it off.
A lot of them are now doing renegotiating of the loans.
If you have a credit union get it with them. The rates might sound higher, but it is simple interest. Just like buying a car.
Ask what will be paid in at the end of the loan. Even thought the credit union has a higher interest rate it will be lower at the end of the loan because of the way they charfe interest. |
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teaser0311
 |
A fixed rate mortgage is called a fixed rate mortgage, because the rate of interest is "fixed" (set in stone) for the life of the loan. A fixed rate mortgage never expires. When it ends, it ends because it's been paid in full.
You need to read your loan documents to determine what type of mortgage you have. (It's not a fixed rate mortgage.) If you have an Adjustable Rate Mortgage (ARM) typically the rate of interest is fixed for a brief period at the beginning of the loan, after which the interest rate adjusts at set intervals, depending on the terms of your loan. Your loan terms are not the same as other people's loan terms. Again, you need to read your loan documents, which you should've done before you signed them.
Considering everything that's going on right now, I think everyone with a mortgage should sit tight. A new administration wants to bail out individuals with a history of using poor judgment. And, if you get a new mortgage before then, you're likely to screw yourself out of any tax credit, or other freebie. So, read what you signed when you took on your current mortgage, and then wait until January to see what Obama does. |
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:)
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i would *** off |
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Mnky K
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ggggggggggggg |
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