 Can you work with your mortgage lender to have them willingly lower your principle balance? |
| Has anyone done this? Also, will this negatively affect your credit score? I would think the lender would rather lower your principle balance than face foreclosure.... |
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 2nd Mortgage help! I need a lender with balls...? |
| I need to refinance my second mortgage but most brokers that I've worked with shoot us down. We reworked out 1st mortgage about a year ago due to my wife being out of work. We were able to avoid ... |
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 Can I refuse to allow my land lord to enter my home? |
| I live in an apartment complex and they are constantly sending out 24 hour advance notices to let tennants know that they will be entering the apartment on a certain day between certain hours. S... |
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 I don't have any credit. Is it still possible to get a loan to buy a house? |
| I work full time and have been at the same job for 8 years. My husband also works full time. We both have good jobs that pay well. Our problem is that we don't have any credit at all. We don&... |
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 Buying a property ? England answers only please.? |
How does a 20 year old purchase a property, that costs £200,000 ?
Since she is only young can she get a mortgage and pay it off, during her life ?
Thanks, best answer gets 10 points.
<... |
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 Should we shop at around at diffrent banks for mortgage rates? |
| My husband and I are first time home buyer's. We didn't kow if it was better or worse to let several banks run pre-approvals. I wasn't sure if it would hurt our credit for a bunch of ... |
|
 CAN THEY DO THAT ????? ? |
| I moved into a place owned by a housing association in February this year. at first while decorating there was alot of noise because there was no carpets down and the man that lived below me could ... |
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| Where do I file complaint against my landlord who won't fix the holes and leaks in my bathroom ceiling? |
| For the past 5 months I've complained to my landlord about a leak in the bathroom ceiling. He came in with a friend of his and torn down half of the bathroom ceiling found out that pipes were ... |
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 If i short-sale my house for $200K and i owe $425K on my mortgage do i still have to pay the difference? |
| My mortgage is $325k 1st loan & $107k heloc. Do i still have to pay the difference to my lender? Can they go after me even if i qualify for debt forgiveness?... |
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 When would you start packing? |
| We close on our house in 21 days and I am wondering if we should start packing now. "We" is my husband, my son, my baby daughter and myself. We haven't gotten any boxes or begun ... |
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 I got preapproved for a mortgage but how do I acutally know if I got the loan? |
| I talked to the person and they have all my info..and ran a credit check...all the stuff how do I actually know if I got the loan or not??... |
|
 When is the best time to buy a house? |
| I live in Los Angeles and I want to buy a house, but it seems like the house prices are dropping. Is it best to buy a house when the prices are rising or lowering?... |
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 I can no longer afford paying my house, what its going to happend if I just stop making the payments? |
| I always been on time with all my payments and my credit is very good, if I just stop making the paymets on my house, whats going to happend, will I get in trouble? what kind of trouble? or the bank ... |
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 I am looking for someone to make my mortgage payment next month? |
| also...I need someone to help me pay my property tax...man...It's a lot...nearly 6,000...If no one helps me, I would be sad. Please dont make me sad. Christmas is coming and I want to get my ... |
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 Can landlord sue for this even after losing the house to foreclosure? |
| 3.5 years ago i rented a place. after 6 months we broke the lease and moved out due to a broken relationship. I gave the landlord 2 months notice and paid the rent thru the time we lived there. There ... |
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 Landlord didnt fix heater right now keeps asking if we want to buy the house? |
| My landlord is a do it yourselfer and replaced our heaters with 110's on a 220 circuit. It never heats up very well now and I keep telling them I am paying more for electricity but am always ... |
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| Which makes more sense? Splitting rent by people or rooms? |
There will be 3 adults and 2 kids in a 4 bedroom house. Each adult will have a room and the kids will share one. Is it fairer to split the rent by 3 for each person or by 4 for each bedroom?
A... |
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 Housing Bills - whats the average?? |
Will be getting a flat next month - after the rent costs etc etc what is the rough average that everyone spends on BILLS
(electric, gas, water)
I do realise i live in rip off Britain
<... |
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 I have listed a home with a real estate agent in Washington. Can I sell it for sale by owner? |
| I have listed through an agent. But someone has contacted me to sell the property to them and save on commission. Is this possible? Will I have to wait until the listing ends,..to sell it?... |
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 Buying a house and earnest money question? |
| My co-worker just told me that tomorrow she is suppose to close at 10 am but had a walk through today and there were four things not fixed yet that the current owner of the house was suppose to fix. ... |
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danyella83 | Foreclosures? |
SOMEONE PLEASE HELP!
Me and my family want to buy a foreclosure house in North Fontana,CA but we cant find any that we can buy that are real estate owned or how ever you buy foreclosures. We also got a real estate agent but she hasn't got back to us and was really no help at all,if anyone can help that would be great. |
 |
 
Cheeky Realtor
 |
As I am not a California agent, the information I have may not be 100% accurate, but my search records indicate there are 229 bank owned homes in Fontana, 652 homes that are pre-foreclosure, and 66 homes that are set to go to auction on November 9th. I can also refer you to an agent that is in my referral network if you would like. If so, please visit the website below and send me an e-mail. Good luck to you! |
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lu_candid
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Hi, yes there are many different ways to buy and find foreclosures. There are some online listing services available to help you find the perfect one. I recommend Foreclosure.com. They also provide handy articles and tools to guide you through the actual process which can be touchy at times.
Some real estate agents don't like working with foreclosures, either because they are not familiar with the practice or because of liability if the deal falls through.
If you get all the information on the property you need (available on the listing service) you may not even need a realtor.
Good luck |
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Kampbell
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If your interested in finding a home on the internet. Try foreclosure.com. There you can search foreclosures all over the country including North Fontana, CA. If you dont find a foreclosure, they also allow you to search HUD homes, preforeclosures, and bankruptcies in your area. So you have many different choices and categories to search for a home. |
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SunFun
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The market has inflated so much in California that there are few if any foreclosures available because people can sell their homes for more than is owed on them. There are few if any foreclosures in the southern California market. The foreclosures that are available are usually trashed and not necessarily the best deals or neighborhoods. The market has corrected slightly from 1-2 years ago and the banks will try to sell their REO properties to recoup the loan amount which may actually be greater then the current value of the property. There is a reason why they went to foreclosure instead of selling on the open market. There are no good deals out there yet even though the market has slowed somewhat. That may change. Now if you want a good deal come to Texas. You can buy a brand new 1800 square foot 4 bedroom 2 bath all brick home in a planned subdivision with brand new schools, waterparks, lakes and pools with a temperate climate, no pollution, low crime rate, higher median incomes, no state income taxes and plentiful job opportunities.
New homes start in the low 100's. I am a licensed real estate broker in both California and Texas and I have licensed agents working in my Southern California office that service the Fontana area. |
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aukasted1
 |
Agents are not going to just up and give you listings to foreclosures. Personally the best way to find a foreclosure is to catch it in its NOD (Notice of Default) stages. The best people to contact would be Title officers and collectors for major lenders such as Wells, Fremont, or even AMC. These people see it before everyone else outside of the original owner. Once it goes to the courts, Good luck. You have private firms that will outbid anyone and everyone if its in their best interest to purchase. SO unless u have capital, Networking with these people will be your best way..... |
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robert495713
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Go to your county courhouse and ask the employees there where the foreclosure filings are. Go there every day and get the new ones that pop up. Once they are on the internet websites (foreclosure.com, etc) they are already a few days old and a lot of real estate investors have gotten their hands on them. Get them while they're hot right from the source. |
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TN_RealEstate
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You can check the HUD site:
http://www.hud.gov/homes/index.cfm
There aren't any listed there in Fontana at the moment, but keep checking. You can also check with your local banks. There still are some banks that keep the loans in-house (they don't sell them). They may be able to help you.
Some banks list their foreclosures with an agent. So a Realtor should also be able to check the MLS for foreclosures or bank owned properties.
Good luck! |
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JAREAD
 |
Make a Telephone call to the local banks and Loan Companies. Ask them if they have any foreclosures they want to sell. Real Estate people may feel that it is not worth their time. |
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JAEGERMEISTER
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you can search the lists at forclosureworld.com I don't know if they still give you a free sample search, but the service is costly, about $350.00 however, you will find all available forclosures in your area! very current. |
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