 My home loan has been sitting in underwriting since 8/13. I feel like the longer it sits there, the more the? |
| chances are of being denied. If it was a "go", then we would have heard by now. Right? I think that if we have to wait this long, it's because they're deliberating whether or not ... |
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 Can I use my deposit as my last month's rent? |
| Our lease is up end of the month. We have bought a home and will be moving in throughout next month. Can I use my deposit as my last month's rent? What are my rights, and what can a landlord ... |
|
 Is the landlord responsible for bringing our wood stove up to code? |
| We asked our land lord to have our chimney swept and when they came out to do it they said it was not up to code and he refused to sweep it. We rely on our stove for heat in the winter, as a much ... |
|
 When someone likes a house, how long does it take to make an offer? |
| My brother had an open house yesterday and one person seems so very interested and even the agent thought he would get an offer today, but he's worried he has not heard anything. He has a new ... |
|
 Any LANDLORDS out there. i need advice ???? |
| i am a new landlord looking to rent out an apartment. i am looking for tenants. what is the best way to advertise? how have you been able to find tenants. also, are there any good websites to ... |
|
 What are the best areas to move to if im looking for a home under $75000 but in an appreciating area? |
| I am currently in central NC and cant afford housing in this area, what would be a closer place i could move with affordable housing $50-$70,000 in an appreciaing area with good job growth??... |
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 I want to buy a new home before I sell my old home. how? |
| I know the housing market is bad. Houses in my area aren't selling. Prices are going lower. I've found my perfect home and I want to buy it. I think I should be able to just pay ... |
|
 Is it against the law to rent a house or apartment to an illegal alien in USA? |
| I see more and more illegal aliens living in apartments near my house in Sullivan County, NY. Sometimes, they come to ask if I want to rent an apartment on top of my garage that I have for guests. T... |
|
 What is the real reason people are not paying their mortgages? Why such an increase in delinquency & forclose? |
| Is it because people were not making enough money at the time of purchase to make future payments on the mortgage when rates adjust up? In essence expecting to make more money in the future to be ... |
|
 Put extra money on the mortgage or into uprgrades in the house? |
| We have a good chunk of money in a savings account and may need to sell our house within a year. What will get a better return on our money? Putting the money down on the principle of the mortgage ... |
|
 Do buyers have to pay their realtor a commission or only the seller? |
| We are working with a realtor right now who has been showing us alot of houses. When we buy the house, do we have to pay him anything, or is he getting paid from the seller?... |
|
 Can a landlord change the price of the rent with only giving a weeks notice? |
| My roommate's boyfriend moved in with us, however we did not add him to our lease. Our landlord's live next door to us and knew that he was living there. At the beginning of the month we ... |
|
 Is it a good time to purchase a home? |
| I'm 24 years old, single, and no children. I am looking to purchase because I am tired of being in an apartment. Should I wait till the market gets better or is now a good time since it is a ... |
|
 Does anyone have any unique closing gift ideas for realtors? |
Looking for ideas $25 and under
Additional Details
I am referring to giving a closing gift to my ... |
|
 Tenancy agreement ?what does this mean to you? |
I have just recieved a bill for water rates but from what I understood in my tenacy agreement my landlord is liable,what does this section mean to you:-
Additional rent in respect of ... |
|
 Contract was sign to sell our house. Photos were taken. After 1 week, it is not in the market. Please advice.? |
| It was signed August 7, 2007. By August 14, we tried to call the estate agents 3 times and they said, they will send somebody. Then, they called and sent a couple to view the house (Mr. & Mrs. R... |
|
 Can i refuse to take work home with me? |
| if i work a 30hour week7.00am-13.00pm (contracted) can work get me to be on standby (this means taking a mobile home and work from home)from 6-11pm this means 11hours and then i still have to go to ... |
|
 Should i have the home I'm purchasing inspected before I make my first offer? |
| I'm buying a new home and need to know if I should have it appraised before I make my first offer.... |
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Sppurr | Gas, elec, water bills??? |
Is it better to pay these by direct debit or on a meter. Will be for a one bedroom flat and will only be me and my boyfriend livin there. Which is cheaper/best? |
 |
 
John S
 |
Discounts are usually available if you pay by direct debit. Discounts are also available if you decide to go paperless.
Check also for the best suppliers according to your post code:
http://www.financecomparator.co.uk/utilities.html |
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IRON MAN
 |
Direct Debit is the best possible way. Stay away from prepayment meters. Stay welllllllll away. |
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kitkat
 |
Under no circumstances should you get involved with any kind of pre-pay meter. You pay a lot more for your utilities that way. Strangely enough only people on low incomes or benefits tend to have them and they are the people who can least afford to pay for their utilities that way as it is so expensive! |
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richard_beckham2001
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Direct debit, some companys offer a discount for paying by this method. |
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bananaman65074
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i like direct debit, they cost the same, they just take it out, and you don't have to worry about the numbers |
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Jacqueline
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Main reason for me to use direct debit is : ENVIRONMENT FRIENDLY. We got to play a part in saving the planet, right? |
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Paddy
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The problem with direct debit I find is that they sometimes take more than is required so I pay my bills by standing order which leaves me in control |
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kevin p
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direct debit cheaper |
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DAVID B
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Definatelty DD |
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James J
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I pay mine through my bank on line. it saves me a stamp, and the bill gets paid the day before it is due so the money stays in my account as long as possible. that way accrue as much intrest in my own account as possible. I also dont have to write any checks my bank sends the check to them on the due date. |
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Daisyhill
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Metre's cost more but if you are paid weekly they are easier to manage. EDIT...Kitkat above me is a bit naieve...people on low incomes spend what they get every week on the very basics of life...food and bills.....they dont have over 100 pounds per month to give,...so find it easier to put a fiver in a metre now and then. |
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