 Hi, we are renting a flat in a building with 5 flats. Each flat has its own door,? |
but there is a communal door that we enter the building through.
Tenants in the building tend to slam the communal door and their own door also. It is really loud and disrupting. They slam ... |
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 (UK only) is it legal to buy a piece of land then live on it in a caravan? |
| some people manage to do that, but I also heard that the rest of us can only do it with planning permission, which they don't give unless you're building your own house on the plot of land ... |
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 My Real Estate agent wants me to write a good faith check for a house I want to make an offer on.? |
| Is this common to write a good faith check,He was standing his ground and did not want to make the offer without the good faith check.Shouldn't he atleast grant my request,to see what happens,a ... |
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 Landlord illegally subletting housing association house, now faced with eviction, help!? |
| My fiance and I have been privately renting a house for 3 months now, and 3 days before christmas, a lady from a local housing association knocked here and informed us we were illegally subletting ... |
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 Is it ok if i i move into a bad neighborhood? ? |
| im 23 never been on my own. i always wanted my own place. ive been accepted to move in an section 8 apartment. they told me i can move in this sometime this week. i really want my own place. ive been ... |
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 Applying for a loan for a second house.Can I put in the presumed income I will get renting out my 1st home? |
| I own the home I live in right now. If I want to buy a second home to move into and rent out the one I am currently living in, how would I show this on a loan application? Currently my home ... |
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 What do financial people think will happen to house prices? |
We are thinking of cashing in our savings including ISAs to buy a second home, due to the dreadful savings rates. We would use the second home as a holiday home, would not want to rent it out.
W... |
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 How do I evict squatters? |
| My grandmother passed a year ago. My brother and sister and I were the only living heirs to her estate. The home is still in probate, with me being the legal representative. My brother and his wife, ... |
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 Do you think offering 200k will be considered? |
| this house has been for sale for about a month (in Michigan) with the economy being so bad and houses not selling, I was wondering do you think the seller would expect 200k cash offer. Well, would ... |
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 How long before I can reapply for a home loan? |
| I was recently told because of two items on my credit report that I would not be able to get a home loan, they said once they were off, to reapply. If I pay them off next week, could I reapply then, ... |
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 Does anybody has tips for first time home buyer who has filed bankruptcy? |
| I am in the market for a new home and earn 30k a year i live in the state of illinois.... |
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 Will my house price decrease by turning a small bedroom into a bathroom? |
| I have recently purchased a terraced property where the bathroom is downstairs, upstairs there is 3 bedrooms although one is quite small and located off the main bedroom, if I turn this into an ... |
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 Does a washer and dryer typically stay with the home when you buy a house? |
| the realtor said he was gonna ask if the owners to leave the appliances. does this include the washer and dryer? he really only talked about the kitchen appliances so i was ... |
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 I was mislead by my realtor was what they did illegal? |
| I recently entered into a contract to purchase a home. When we made an offer my realtor talked me into raising my bid because she said there was already one offer being presented at the same time as ... |
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 My apartment lease forbids installation of air conditioning units? |
| Does this include portable air conditioning units? There is no installation or change to the walls or windows. Electricity is included in my rent.... |
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 Is it possible to buy a house on benefits? |
I have heard that it is possible to buy a house on benefits, is this true?
Additional Details
My rent is £825 per month. Housing benefit pays £700 of this leaving me a short fall of £1... |
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 Are you worried about not owning your own property? |
Hi
For those of who who aren't on the property ladder yet do you worry about not owning your own home?
I worry because i'm 26 my boyfriend is 27, we have a baby and ... |
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 What rights do i have as a tenant? |
| For example: the landlord/housing association coming in to rewire house. And my decorating will be defaced. Am i entitled to compensation?... |
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 Is it necessary....? |
| My husband and I plan on starting business in real estate investments. Is it completly necessary for us to have a professional business plan written up in order to receive funding?... |
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 My landlord lives in a flat underneath me as i am not working the dss pay some of my rent? |
| if it is late or changes he waits for me to go out or come in and demards tha i sort it out stright a way some times if i turn on a tap or flush the loo he bangs on my demarnding i see him if idont ... |
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terrystoner1 | Getting excepted fo a Mortgage with poor Credit History? |
i would love to get a mortgage and earn enough to pay for one but are there any companies out the that do not give you false promises or charge you a massive deposit or massive interest , once i'm on the mortgage ladder i can then start repairng my credit , my credit can't be that bad as i have recently bought a new car and did manage to get credit for this !
any serious advice would be much appreciated ! |
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dreamscorporation
 |
debt consolidation
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/debt-consolidation.htm |
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P-H
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i know how you feel,,,,,,, there are some mortgage lenders which don't use credit scoring, if you go and see a mortgage advisor he should be able to point these out for you ,,,,,,, that's what i did,,,,,, good luck |
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pampurredpuss
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Get a financial advisor. An independent one not through your own bank, they will be bias. They will not charge you for their advice, they take their commission from the mortgage lender you sign up with. There are about 300 different deals out there - interest only, fixed rate, cash back , don't have to prove your income etc, etc. Even though the housing markets is steady, banks and building societies still are desperate for your business and are offering some great deals. Good luck. |
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rogerv_dotcom
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this depends how bad it is - see http://www.RogerV.com/improve_credit.htm for some help on fixing. If you're above 620 or 660, you'll be fine in general...580 if going FHA (if clean i.e. no bankruptcy). |
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taketwo
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It's possible as long as you are not bankrupt |
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clifton_woodruff
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start paying off bills!! 4 little bills are worse than 1 big one. Work on lowering your debt ratio, do not by anything on credit until you get a mortgage.. |
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MSMORTGAGE
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Bad credit rating is not a big problem when applying for a mortgage but you have to understand if you have a bad credit rating you will pay higher interest - thats the name of the game - you are a risk and will pay for the risk. You cannot expect the same rates as somebody who has a good credit rating - if you do not have a deposit and want 100% this is an added risk and rates will be higher. I could get you a mortgage tomorrow but I am honest about what I do - bad credit = higher interest. All lenders have fees and I have never known them to make false promises - they either agree your application or decline it. Use a qualified reputable broker who will charge you up to 1% as his advice is invaluabe and he is independent and uses whole of market lenders - if he doesn;t charge he probably isn't very good and only uses certain lenders. - in this life you get what you pay for. Good Luck |
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mgrace25_911
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FHA has 1st time home buyer programs that offer 100% financing for as low as a 585 FICO score. Check with your local county/city governments for local downpayment assistance programs as well.
Start at www.nhf.org for more info. Good luck! |
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bostonianinmo
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If you have poor credit, you're going to pay high interest if you can get financed at all. Just because you got a car loan does not mean that you'll get a mortgage. In fact, the opposite may be true if the car loan has you over-extended.
You need to clean up your credit BEFORE you go for a mortgage! And you need to earn enough to repay it BEFORE you get one! |
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Boris
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You will need to go to a specialist Mortgage broker.
Mortgages are not normally decided by credit rating alone. |
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scream55
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why |
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