 Landlords and tenants - what's the most ridiculous demand/request you've heard? |
| Hi, just a question out of curiosity really, what's the most ridiculous demand or request you've heard from someone who was renting? In my last place 2 housemates demanded new mattresses ... |
|
 Why won't our home sell? Any suggestions? |
| Home for sale since June. FSBO for two and a half months. Then listed with a very good Realty firm and agent. Listing expired after 3 months and we decided to bring the price down a bit and ... |
|
 Is the landlord allowed to charge the tenant a fee for moving the rent from one account to another account? |
| i am a private tenant in charge of paying the rent to the landlord and i pay the rent into his account and he has to pay £35 to move it into his mortgage account. He is going to start charging me ... |
|
 How can I approach m landlord about damaged and stolen property? |
| This is a little complicated, but I'll try to simplify it as much as possible. Sorry it's so insanely long. My fiance and I let our landlord know in August we'd be moving out by the ... |
|
 Debts left at property i have moved into? |
| hi i have just moved into a new property and everyday keep getting bills through for the last tenant, so far i have 4 catalogue debts one furniture company that she is supposed to pay off weekly and ... |
|
 Countrywide home loan? |
| we just receieved out paperwork for our home loan from countrywide, and there seems to be alot of fees added in that we were not told about, also on the phone they told us and our agent we would be ... |
|
 Are the tenants right? |
| My parents recently bought a property. The people my parents bought the property from left their plants and flowers there for my mom to take. My parents recently rented the property to a couple ... |
|
 If you rent a fully furnished apartment does the stuff inside become yours? |
| so like if you move again could you take stuff or if you wanted to sell something while your living there could you?... |
|
 Help....i moved into an apartment building and my landlord moved her daughter into the one next to me...? |
| My family moved into an apartment building and then the landlords the very next month moved her daughter and the boyfriend in right next to me...she phones the police on our noise eg.tv.and the ... |
|
 We want to sell our house... so I need some suggestions about how to fix it up. Help? |
| What are some tips you can give me? We want to sell it as soon as possible, we want to move before the end of this coming Summer. (:... |
|
 Is it legal to change my mind when buying a house? |
| I put an offer on a house that I am renting. The owner knew I would be doing this. He is disappointed that I came in with such a low offer but his house needs a lot of work. I feel he is trying to ... |
|
 Are these home buyers legit? |
Has anyone ever had a home bought by one of those companies that claims they will buy your home whether it is ugly or not, very quickly, usually within 10 days?
Just curious if any one has ever ... |
|
 What is a normal electric and gas bill price of a one bedroom apartment? |
| I'm wanting to get my own apartment, but I want to be sure I'm able to afford it. Which I believe I can but I just want to make sure.... |
|
 Can I overpay for a house and have the seller give me back the excess in my contract? |
| Here is my situation, I have no money at the moment. I am going to possibly purchase a 1920 victorian that needs some work done to make it comfy for winter. My problem is I won't have the ... |
|
|  |
candy | HELP!! trying to buy a house? |
Me and my b/f is trying to buy a house and we need to get approved for a loan but i have not credit and his is very low. Who can we try to get a loan and do u think that we will get approved his score is a little over 400 HELP |
 |
 
Phillyfan
 |
I'm sorry. The two of you have absolutely no business looking for a home to purchase. If you buy it now, Murphy and his 3 brothers, Broke, Desperate, and Stupid, will all move into your back bedroom. DON'T BUY A HOUSE !!!!!!!!!!!!!!!!!!!!
Get yourself a healthy down payment (20 % down is good) make sure the loan is no longer than 15 years, and that the rate is fixed (no adjustable rates). Make sure that the payment is NO MORE than 1/4 of your take-home pay. When and only when you have these things in place, you will be better prepared.... |
|
bianca
|
if your credit score is low, because you don't have any- you should try to get approved for FHA loan- they will accept alternative credit like your utility bills, phone, gym e.t.c, but if your boyfriend credit is bad- this will be a problem in today market. |
|
fold_em83
|
Yikes. I would say at this point you should be renting and saving money. Try to get a credit card and start building/repairing your credit. There are also things called alternative credit. Basically, anything you make a monthly payment on that has your name on it. Things like a cell phone bill, utility bills, cable bill, etc. These things don't require a credit check but they still show that you have been making the monthly payments on time. My wife and I are trying to buy a house. She has no credit but my credit score is over 750. Even so, she had to provide four types of alternative credit before we would be approved for a loan. |
|
gulfbreeze8
 |
Talk to a mortgage broker. You would be surprised how they can find ways for you to get a loan that you can afford to pay.
You might be eligible for a low-income Federal Program to assist you. They have access to all that too.
Good luck. |
|
David G
|
Yeah... well this is the reason why so many people are losing their homes now. But if you really want to buy a house then you need to look in your local newspaper for land contract or lease/option purchases. These are based on cash down and not your credit. |
|
carrieazgirl
|
Here is the answer that will change your life!!!!
I had the same situation~Many people out there believe that credit repair is a scam. And, to be honest, there are a lot of scam artists out there posing as credit repair specialists. However, it should be noted that most of the myths about credit repair are perpetuated by the credit reporting agencies. They don't want you challenging what they do because it costs them money. So they will tell you that you don't need to do credit repair or that you can do it yourself. While that is true, it is also true that you can repair your car yourself when it breaks down. However, you take it to a mechanic because you know the mechanic understands engines better than you do.
I KNOW its legitimate i went from a 502 credit score to a 767 ~~~Best thing i ever did!!!!!
The company i used offered a money back guarantee.
The decision is ultimately yours. there credentials and reputation are unimpeachable. It comes down to, are you going to listen to people who only believe what they hear on TV or are you going to believe people who actually work in the field every day and know the truth?
http://www.karunaservices.com/ |
|
flasteve
 |
hmmm.. First, make sure you can actually afford a home (not just a payment).. Take into consideration taxes, insurance, repair, maintenance, etc.... If you have no credit and your b/f has that low of a score, then my guess is that you prob do not have the means to manage a large loan such as a loan. Be careful getting into an interest only / flex pay / ARM loan. Insist on a 30 year fixed... Remember, todays market is not the same as the market 4 years ago. If you get into a house, make sure you KNOW you are going to stay for at LEAST 5 year to ensure you at least bread even.
If i were you, I would EDUCATE yourself before buying. Also, watch your source of eduction.. Mortgage Brokers, Bankers, Realtors, etc are NOT the best source for this (they make money when you buy a home, do you think they are going to tell you NOT to buy???)... Go to the library and look for books on Personal Finance, Mortgages & Home Repair / Maintenance..
Just my 2 cents...
-S |
|
Barry M
|
You need to improve your credit first. |
|
kemperk
 |
a; it is very dangerous to buy real estate with
a friend without a partnership agreement with
the boyfriend separate from the deed!!
b; you are the perfect candidate for a lease
option. Thus, if you clean up your credit over
5 yrs, your credit will be perfect and you will
easily qualify for a home loan.
Make every payment perfectly. UNTIL you do, do not start the 5 yrs clock!
perfect payments over 5 yrs, [if you do not have a bankruptcy] will guarantee you a 750+ score. |
|
Carolinahomerates.com
 |
if you have no credit lates in the last 12months...and can come up with 2.25% down payment yo ushould be able to go FHA |
|
teddysheilabear
|
I was in your shoes, go on line and start filling out loan apts. someone will get with you. Give it a try! |
|
annazzz1966
|
Both you and your boyfriend will need to wait a few years and get your debt under control and a savings account going before you're able to get your credit scores up and are ready to buy. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 14 minutes(s) ago
| | | |
12 | 28 minutes(s) ago
| | | |
11 | 41 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
12 | 11 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 5 day(s) ago
| | | |
12 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
