 Loan officer making a deal behind our back? |
| we're currently in the process of getting an FHA mortgage loan with bank of america. for some reason, it's very important we tell our loan officer who our realtor is. my boyfriend thinks ... |
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 I am interested in purchasing a home.....? |
I read that you can assume another persons mortgage loan through a bank. Does anyone know exactly how this works? Is it a good or bad idea to purchase your first home this way?
Additional D... |
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 Washington Mutual for first home loan? |
| I bank with Washington Mutual. Is this where I should go for my first home purchase? Should I give a second look to a broker or alternate lender?... |
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 Why do most apartments not allow pets? |
| It ticks me off cause you have all of these poor animals in the animal shelter that needs a home.I am responsiable. They make the excuse that a dog will tear the apartment up.Whatever.Humans are the ... |
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 Need some quick advice!!? |
| tomorrow my fiance and i are going to look at a house that we possibly might buy (first time buyers) and i need some advice on how to talk down the price- finagle- is that the word? please help!!!!!!!... |
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| I have decided to leave my partner and really need a place of my own with my daughter any advice would be welcome.... |
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 Would you buy a beautiful big, cheap house knowing that the drive to work is about 1.5hrs? |
| My bf and I went house hunting over the weekend. We checked out a couple of model homes and he really likes this one house inparticular. It's about 2700sf,4 bedrooms (5 optional), and its ... |
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 What upgrades can you do to raise the value of your home? |
My husband and I are wanting to do some upgrades to our house, and I just want to know what kind of upgrades will actually raise the value of your home?
Thank you so much!
Additional D... |
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 How long do you think that this tenant will be a total deadbeat? |
| first month, great pays on time. 2nd month, late, hands me his payroll check(i accepted due to his problems) and cant pay the utilities.. this month, paycheck is torn to pieces(i didnt accept), no ... |
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 Next step after you evict your tenants? |
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 How should i go about looking for houses to rent? |
| I'm looking into renting a home for a year in my college town, San Luis Obispo. Any ideas on where and how I should start off looking?... |
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 Can I qualify for a home loan? |
| I've been working at the same place for a little over a year, making roughly 2500 a month. My wife is graduating this summer with her masters in teaching so we will be making a lot more soon. We ... |
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| Where is there a beautiful small town in north america? |
| I am thinking of moving to america and would like to find a really nice small town, to move near to, also I dont want the weather to be too cold I would like the landscape to be gentle rolling hills ... |
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 I live in a private house is it a legal offense for my landlord to go through my mailbox? |
| Im having issues with my landlord and he has been going through my mailbox and taking important mail and putting the mail back in a week or two ... |
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 Which refinance option is more convenient? (See details)? |
I'm refinancing my home loan. My credit score: 792
At this point I have no equity in the house. I bought it 2 years ago.
Options:
1) 3 year mortgage at 5.875% (... |
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Ripped off | Has anyone had any trouble with obtaining a recent mortgage with little to no money down? |
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ryan c
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Ya you gotta be careful, i was lucky and could use the VA loan. You can use this other program where the seller takes more money for the house than it's worth, usually 6%, and puts it down toward your balance at closing with your mortgage taking the rest, I forget the name though |
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mscarriem
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OH MY GOSH people, dont always beleive what the media tells you. YES you can get 100% financing no problem at all, you can have the seller pay all your closing costs. The loan must be conforming meaning under $417,000 , your credit must be good, and you must be able to show proof you can make payment, meaning you must have income to support the payment. I am a mortgage planner and I am still doing a 100% loan, with only $500 brought in from the buyer the seller is paying all closing costs. You can even do a loan where the rate is slightly higher but the lender pays the PMI. Your concern should be how much of a payment can you qualify for, You can go to www.hlclending.net and use the mortgage calculator to figure it out, you need to have your debt, including , credit cards, auto loans, and student loans, in the ratio. Also keep in mind the property will have taxes, and insurance and if it is a condo/townhome you will have home owners association dues figure in your debts. You need to call a professional and have them help you |
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Proud Spainard 88
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Caution! Do not be mislead into a lease purchase. They will tell you that a certain percentage is being applied Monthly towards the down payment. Do not believe this for a second. After your lease is up they will ask you if you already have a Mortage Company to do the purchase. No is the answer that they love to hear. Speak with Professional lenders from the beginning. Most lenders either want a credit score of 800 or better for zero down. If you are in the 700 bracket then they will require ten percent down. Patience is the key Miss. |
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Carolinahomerates.com
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not with MyCommunity/HomePossible.
All you need is a 620 credit score..and the seller to pay your closing costs.
Also, FHA only requires 2.25% down...and they have really good rates as well |
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gregory f
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sorry but this is impossible. you need to put down 10-20% depending where you are. then you are gonna need tons of cash for the lawyer to close the deal. run you in the 15-40 grand range |
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The Pope
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No . . they are still giving them away. The only problem is that they are requiring a little better credit score than before (6-12 months ago) due to all the sub prime lending. You can still get a sweet deal on a house . . and get financed w. zero down. Good luck! |
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Estrella E
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No. Do you know how to use Seller Financing? |
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From ABOVE
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Never had to warroied I use a fix rate of 5.65 |
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Dr. Deth
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EVERYONE - haven't you heard about the subprime loan problems???? No one is getting a zero down mortgage anymore - too much risk to the lender - be prepared to have a minimum of 10% up front for down pmt and closing costs |
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bryce m
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no problem at all,
only i will have a problem trying to pay it off for the next 50 years!! the average person refi's their mrtg. every 3-5 years. if you cant put money down it is not time for you to buy a house!! rent a cheap place for a couple years and if you dont have the will power to put enough away to build up a down payment then you dont deserve to be a homeowner!! |
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John625UK
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You should, because the housing bubble has burst. Banks are doing what they should have been doing all along and only letting people who can ACTUALLY afford a house, buy it.
What in the world are you doing, buying a house right now?... Are you retarded or something? |
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