 Can someone help me understand a interest only mortgage loan? I think im getting screwed over!? |
| so, we build our house last year, my husband is in construction and his dad is a contractor. I just recently found out his dad took out a second mortgage on his house to be able to build our house. T... |
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 Is buying a foreclosed property a bad idea? |
Assume that:
1. You can inspect the property
-or-
2. You cannot inspect the ... |
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 We made an offer on a home but is it too low? |
| We recently got a offer on our current house and we placed a offer on another how we wanted. The house is 2200 sq feet 4 bd/3 bath for 169000. . The seller has been trying to sell is since Jan 08. So ... |
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 Can my landlord sell the house I'm renting? |
| I'm 6 months into a year lease on a house in Florida. Ever since we signed the lease, our landlord has given us a hard time about every little thing. She now wants to put the house on the market.... |
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 Do you have to use the mortgage insurance the lender provides? |
They want to charge $450/month on top of the house payment.
Additional Details
We're borrowing $155,000 and they want to tack $458 to the monthly payment, making the payment $1778/... |
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 Help! I have a rent control apt. in Hollywood for $580 a month. My landlady harasses me because she wants me? |
| to move so she can raise the rent. She has already run off almost everyone who was here when I moved in 4 yrs ago. I always win so far cuz I don't do anything wrong. I have to decide by ... |
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 Should I sell or rent my townhome? |
| I have just recently married. Both my husband and I have townhomes. His is larger than mine so I will be moving in with him. We are currently trying to decide if I should rent or sell my townhome. ... |
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 What do I need when I move out? |
| Im moving out of my parent house and with two roomates (i.e. my b/f and his best mate) and Im drawing up a list of the things that we may need when we move out, but my mind has gone totally blank...... |
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 My husband and i put or house up for sell but its not selling? |
does anyone know what and how you go about the bank buying it back
Additional Details
does this ruin your ... |
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 We are going to buy a house soon and want out of our apartment lease. 2 months left.? |
| We moved in our apartment mid-March. We like it but hate it. I've been looking for houses for almost a year now, just so we would have something after we move out. Well, we found this AMAZING ... |
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 Interest only Loans Good Idea or no? |
| I have an 80/20 ARM that will adjust in July of 08. I am currently looking at refinancing my loan. I bought my home in a small town that is growing fast and building way bigger homes. I have owned ... |
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 Is this illegal for landlords to do or perfectly ok? |
| So I've been hunting for a somewhere (non apartment) to rent since March and so far have been unsuccessful for various reasons. Yesterday was a first for me though. So a 3 bedroom house was for ... |
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 What kind of things should we do to get a good appraisal on our home ? |
we are refinancing our home mortgage and we have to have a new appraisal done since our old one is a year old. what things will the appraisal be looking for when they come.
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 Is it true that once a home for sale is listed and has an MLS number..that a buyer cannot offer to pay more ? |
| the house is listed for a price...but i am willing to pay more than the listed price because i want it so much..is it legal to offer the seller more or must i stick with the listed price?... |
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 Landlord tenant rights? |
| my super-intendant lives across the hall from me and one day she comes over and knocks at my door and claimed that it smelled like pot, She also mentioned that she did not mind she just ask that we ... |
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 If I make $30,000(CDN)/year....? |
In order to be approved for a mortgage, what is the most I could afford?
Additional Details
I have no debt and I have no bills under my name and never have before. I have a driver'... |
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| Any advice for my Open House? |
| I am dreading the Open House, but we have found a house we really want to move to, so now we desperately need to sell our house. Any advice, tips or suggestions for a successful Open House? I ... |
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 Should I run if my realtor wants the down payment, first and last mo. rent in cash? |
They won't take personal, bank or cashier checks. They haven't told us we need cash until now... What should I do?!
Additional Details
They did offer to give us a receipt but I... |
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| "Utilities included" question? |
So I sublet an apartment for a month from someone. The ad for this apartment said "utilities included." She moved out, I moved in, things were peachy.
Yesterday, I found a post ... |
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good bhoy | Have just been approved mortage. could you tell me is now a good time to buy or should i wait? |
is house prices going to fall or are they balanced out |
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mark
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No-one really knows, but current thinking is that they'll fall initially.
The key question is "How long will you keep the property?". If the prices fall for the next couple of years, then your house won't be worth much, but it will - given enough time - be worth more eventually. So if you plan to keep your house for a long while - buy whenever you are ready. |
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libbyft
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It has just been announced that interest rates are going to be dropped. That usually means an increase in house prices, although it is being done in response to concern over a slowing economy. If it works then house prices will start to rise again, but if it fails then they may stay static or even start to drop!
It's 50/50 - but then these things usually are! LOL - I don't suppose this was any help at all really!!
Good luck with getting on the homeowners ladder!! |
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rachiepachie
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I would wait a bit before buying property at this time. House prices are not stable now. |
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chris4realestate
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If you've been pre-approved, then I wouldn't wait too long. Pre approvals only last for 60-90 days and then you'd have to get another one. House prices will probably fall more as the year goes on, but there are no guarantees. If you see a house you like, go for it. It's a buyer's market right now, and there's a surplus of houses out there just waiting for the right buyer to come along. Prices are much more competitive now than they were a year ago. Prices won't balance out for a long time, so don't wait for that if you're ready now. |
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patrickryanlewis
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It all depends on what type of mortgage you have been approved for.
Right now, the market is in decline, and will continue to fall most likely until mid summer. |
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dyno
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I wouldnt wait if you can get on the property ladder then do so, no one no's what will happen if the interest rate is cut then house prices could start to go up again |
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Les
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The best time to buy is when you see somewhere you would like to live. Check out the local prices, ask agents how good/bad the local market is and make an offer at a level you believe is a good deal.
The housing 'market' can change by area, even by street so there can be no rule. Double guessing the total uk market doesn't mean anything because regions can be very different. The whole market won't collapse, it may remain broadly static for 2 or 3 years. People call it a collapse because they have got used to big increases but it's not and our financial model is not like the US so we won't follow their trend.
But a house is a home, not just a financial investment so I return to my first point. Buy when you find your perfect pad! |
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zinubes
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right now it is a buyers market, you can pick and choose from several houses and people will be willing to drop the price now more that ever because nothing is moving. if you do not do it now...you might miss a great opportunity |
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ste_pej
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It's a buyers market - there are more houses for sale than there are buyers at the moment. Some people will be willing to listen to offers well below the price the property is on the market for, especially if they need to sell or their house has been on the market for some time.
prices may fall a little over the next few months BUT if you're planning on keeping the property for any length of time this should not put you off. |
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