 Is the tenant or landlord responsible for damages to home fixtures caused by a burglary? |
| tenant made a police report, but did not tell me of damages for over one month. The toilet & 1 window was broken and a few small holes in bedroom walls. Is it the landlord or the tenant who is ... |
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 Mortgage lenders? |
I'm looking for a good Mortgage Lender for a new home purchase. Does anyone know of a good one? I've tried quicken loans and country wide. Lending tree sucks!
PS. If anyone ... |
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 If you are a landlord, would you rent it to family, relatives, and friends? |
| I have bad experiences renting to relatives because they tend to take advantages of me. If they don't pay you late fees and rent, it's very uneasy to ask them because they will take it ... |
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 Standard real estate agent comm is 3%. If I offer buyer agent 6% will I get much more traffic? |
| My listing agents have underperformed. I am highly motivated to sell my home. I am experienced and willing to "sell by owner". I'm wondering if double commission idea has merit/... |
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 When can a new homebuyer refinance? |
Bought home in April 2006
When can I refinance to-
1.combine mortgage 1+2
2.Get cash out to do home improvements?
I bought the house well under market value but with no cash down<... |
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 Got a mortgage refinance quote: Too good to be true? |
| A mortgage broker quoted me a refi of $235K with adjustable rate loan at 1.2%, and the monthly payment can increase by only $77 per year. Does this sound too good to be true?... |
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 Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures,? |
| Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures, and Bank REO properties? Is this something that needs some additional clarification for ... |
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 My boss owes me over $5000 in unpaid income. I want to send a letter to all the people he does business with? |
| I want to tell them he refuses to pay me or return my calls. I want them to know what a scumbag he is. Can he turn around and sue me for talking to the people he does business with and telling them ... |
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 Mortgage question? |
| Parents have a two homes they own free & clear and going to put one up for sale after they buy a home soon.(like within a month) Both are on SS with total income of about 1800.00/month. C... |
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 I want to sell a house that I inherited. What happens if a lien is found? |
| I inherited a house a few months ago from a relative, that I have been caring for the past 5 years. I am living in the house, but I want to sell it, and move somewhere else. I was wondering if I ... |
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 Can you be billed more then your deposit when you move out? |
| In the state on Minnesota. When you move out of an apartment or rental property, can they try to tell you to pay them more then your deposit was, for cleaning or repairs? Or would they have to sue ... |
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 I have bad credit and need an apartment? |
| I live in the city and everyone does credit checks, my credit is horrible, and i am working on getting it fixed, but that doesnt really help me now. What can i do?... |
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 If you own a beach frount property? |
| do you own all the sand and water too?... |
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 What do you think about buying a foreclosure home that is in good condition? |
Is it a good idea?
Additional Details
clari331 does not belong here...so rude!... |
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 How Much do you Pay For Rent ? |
What state do you live in. Just tring to see the rent price's and how they differ.
I have a three bedroom house i pay 325.00 Per month. Ohio :)
Additional Details
Wow Its ... |
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 How do I know my agent made my offer on a house I bid on? |
| I put in an offer on a home a few weeks ago that was $75,000 less than listing price. My agent looked less than enthused to be wasting his time drawing up the papers. We did anyhow, and he called me ... |
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| My boyfriend and I have lived together for 3 years under his HIS roof, the house he had 2 years prior to me.? |
| If we sell it and move into a new one, with BOTH of our names on the title does that mean the house is BOTH ours if we should break up down the road? He is saying the house would only be his even if ... |
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deangelohinton27 | Help Me Please? |
I got a house in my name. My brother was a Co-sign. He filed for bankruptcy. Can he filed for that and I'm the account holder? If so, he let it go backk as a repo. Will it show up on my credit? |
 |
 
xsandybreezerx
 |
yes to all of the above. becasue he is the co-signer his name is still on that loan and it could be claimed on the bankruptcy or even forclosed on. you should talk to a lawyer as well so you can find out what can happen and what you can do about it. |
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TRUE GRIT
|
Ok are you living in it?
Are you going to keep it?
If you are going to keep it and are paying payments on it it won't go back....
Just make sure and keep up the payments....
Since he is just a cosigner then it shouldn't effect your credit as long as the rest of your credit is good....Good luck and
God bless |
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QuiteNewHere
 |
Your brother could not be a co-signatory to a house. The house is either in your name or not, meaning both your names appear on the title. Check the legal documents and registation of deeds.
If you were a cosignatory to his loans, then you may be asked to pay for the loan you cosigned
If he co signed your loan, and you defaulted on the payments, then the banks will go after him for payments to your loan.
The answer to your question lies with the registry of the house. If his name appears as an owner, then yes the bank can put a lien on his portion of the house , and there is a possibility in the future that it may be seized then used as repayment.
If only your name appears, then the answer is no. |
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JAREAD
 |
I can only say: "What credit was that?" The worst thing you can to to ruin your credit is to default on a mortgage. I am sorry for you trouble, but that is a fact of life.
Good Luck. |
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moomoo
 |
YES, it will definately affect you...especially if has gone to repo. Im sorry |
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brendagho
|
First of all he does not need to file the bankruptcy on the house, he can exempt it. I would suggest calling the place where you pay your mortgage payments to and talk to someone who can advise you what to do. You don't say how long ago you financed the house. Maybe you could refinance it and get it in your name only now if it has been a while and you have built up your credit. If it does go back as a repo it will show up on your credit but you do have the right to put an explanation as to why it happened on your credit report. I would start with the financing first though. |
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roddy414
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it definitely will show up |
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Nattiedred
 |
It may affect you, you need to find out asap. |
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ndtaya
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It shouldn't affect you, but check with the lending bank. |
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open4one
|
As a co-signer, he is obligated to pay if you don't. The Bankruptcy may discharge that contingent obligation. While the lender may not like this, there's probably nothing they can do about it.
The question is whether you are keeping up the payments or not. If you are, you should have no problems. It isn't your bankruptcy.
If the house is in your name, he doesn't have the option to "let it go back". It isn't his house. They can't sell it to liquidate his debts, because HE co-signed for YOU, that doesn't make YOU responsible for HIM. |
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