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 I know this may seem like a really basic and stupid question but...?
How do you buy a house (in UK)?

Like what's the processes involved, what do you need to go through, who do you need to get involved, etc?

Thanks for any help!
God ...


 There is a patio space in front of my flat, but is it my space or my upstairs neighbour or both of ours?
I live on the ground floor of a terraced house and my neighbour who lives in the flat above, constantly leaves black bin liners for the refuse men to collect outside the front door. Right next to the ...


 I lent some money (6 thousand dollar) to a so called friend.?
I gave him check but i wrote loan on the check. He had to give the money in 3 weeks but is almost 4 month and nothing I live in new york. I know that this person has a new car and bought a house 2 ...


 Does anyone know if these "No down payment real estate programs" are legit and if so what's the deal with it?
Does anyone know how they work?...


 Landlord rights question?
I rent an apartment but i have decided i don't want to rent anymore how long do i have to give them for them to move out?...


 Do u think interest rates should be cut to help out millions of families loosing their homes?
DO you think Millions of people (including their kids) loosing homes should march infront of the White House and Federal Reserve Bank to plea for lower interest rates to help alleviate their mortgage ...


 How do I get a home loan approval?
I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can ...


 I am a loan broker what is a good name for my company...just getting started...?
I am in south carolina....thanks...I do home, business, commercial loans. I also do notes......


 How much is reasonable rent on this house?
3000 square foot, 4 bedrooms, 3.5 baths, formal living and dining room, den, breakfast area in kitchen, house is on 3 acres of land. No sprinkler system but professionally landscaped. House in a ...


 When renting a property, what does DSS stand for?
Simply what the question asks really...

looking for a property and thats what keeps coming up! well it usually says "no DSS"...

Thanks in ...


 Who would win in court? my landlord or me.?
i left a 20 day notice instead of 30 to move out. my landlord failed to notify me of his intention of keeping my deposit within 21 days after i left. i didnt owe any back rent and the properity was ...


 Where should I live, Winchester, Virginia or Orlando, Florida?
I moved to Virginia for my husband's job from New Jersey and now he is being layed off. I'm not sure if I should stay in Virgina or move to Orlando. I like how nice people are here, but ...


 Is there such thing that if you get approved for a mortgage that you can't pay it off forat least 3 years?
...


 Can I get some mortgage advice from someone not trying to sell me a mortgage?
This process is for the birds! Buying first house and I can't get any straight advice.

Thanks....


 What is you attuide toward 3 people trying to rent an apartment together?
...


 I rent my place. How do I legally throw someone out?
I have checked with the landlord/tenant division at the courthouse (Florida) and they say I cannot evict the person because he does not have a rental agreement to pay the rent TO me. Both our names ...


 I bought a cemetery plot and would like to use it the summer for miscellaneous activities. Is this acceptable?
I’m in my early 30’s and recently purchased a cemetery plot. Rather that let it sit there and receive any use from it until I’m dead, I’ll like to partake in some summer activities this ...


 Why would someone offer to buy my house if it's not for sale?
Some one left a note on my door that said, we buy houses and I am interested in yours. I called out of curiosity and the guy said he's a flipper. I told him my house is not for sale & I ...


 Landlord wants banking account number??
5 of us share a house. We just added the 5th person on our lease.

Our land-lady is asking for this persons checking account numbers.

is this legal?

She said her ...


 If i have an address, is there a way to find out who lived there?
I have been frauded and only have an address to whomever used my information illegally. Is there a way to search names of people who might have lived there?...



sexylove
Help! Mortgage advice needed ASAP please?
Buying a house with a relative, but everything has taken longer to go though then we thought. I'm going away soon and need to know weather I need to be here to sign documents or is there another way around this?
                     
 




IC
Rating
Ask your bank (lender). You could probably sign a document allowing someone else to sign papers in your name but make sure it's legal and that it specifies what documents exactly that person is allowed to sign for you.


Amanda H
You can sign out of state. I was in New Mexico when I bought my first house becuase the closing got pushed back, and I'm from WA state....so they overnighted the docs there, I signed, and they overnighted 'em back.


zifi1957
Rating
All the advice given here is right on the button - however unless you are leaving the country for a period of time - could you not make arrangements to travel back to your solicitors on the day you need to sign? If you really want the property then surely it's a small sacrifice to make to secure it? Alternatively could your solicitor not make arrangements for the documents to be signed immediately after you come back - perhaps approaching the seller for agreement to this might be an idea?


Brian C
Rating
If you head out, have the documents sent to a notary who will have you sign them, they will notorize them and they will send them beck to escrow...


W. E
Rating
YOu can have POA (Power of Attorney) on your behalf - I would suggest someone you know and can trust. This will be a LIMITED POA for this transaction only. Call your mortgage broker / Lender and let them know you will be leaving the state and they will let you know if you can use a Attorney to draw up the POA or use the Title Company to draw up the POA for you to sign. But please read the POA carefully, since you are giving someone else to make decisions on your behalf on this transaction ONLY.....Make sure it is a limited POA for this transaction ONLY......


your pete
Rating
Speak to your Solicitor....thats what you are paying them for.


Daphne
Rating
Talk to your realtor. They can get you a Power of Attorney which will be good for the closing on the house only. It can't be used for anything else. So, you don't need to be there.


shaundy1714
If you have to really leave town you can get what is called a Power of Attorney and elect someone you trust to sign the docs for you in your absence.


Luckys Charm
dont you have a close date


Justin
Rating
Unless you want to go thru all the trouble of hiring a lawyer to write up a power of attorney, stick around. You HAVE to be present to sign mortgage documents, since the closer is a notary, and the documents must be notorized. Call your lender and bug them about it. Tell them you will be out of town and ask them to give you an idea of how much longer this whole thing will take.


djbod2006
Rating
I would think both of you are going to have to be there. In the past I was out of town, and they faxed me the documents. I think, however, some are more important than others, like the purchase agreement, and you may have to be there in person for those.


chlango1
you can either do a power of attorney,or a mail away closing, both of those are usually accepted by lenders and usually cost around $250


lollipoppett2005
Rating
You can appoint someone as your power of attorney but you need to see a lawyer about this. Your power of attorney can sign the documents in your absence. I had to do that.

That person could either be a trusted relative, your bank manager or even your lawyer. I chose my mother.


nemesis
Rating
I assume you're waiting for your formal mortgage offer after having a survey done. You will need to sign the mortgage offer once it comes through, or otherwise the solicitor won't be able to exchange contracts. I don't know if there is any way round this - you'll have to talk to your solicitor and possibly the bank.


90210 aka Hummer Lover
well unless your going away for several months dont panic just sign the documents when you return if you dont do them before you go. have a nice trip.


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