 I live in studio apartment, any suggestions on how to make is 'seem' bigger? |
| I am new to the whole studio thing and have no idea where to start - and with low spending cash (hence the stuido) it seems about impossible to get the most out of the apartment.... |
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 Landlord selling house. For sale sign in front yard. 6 months left on fixed term lease. What rights do I have? |
| I have a fixed term lease on a house in Long Beach, California. 6 months left on the lease. Out of the blue, landlord is attemping to sell the house ASAP (we have never missed a payment or anything). ... |
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 Is it a good time to be buying a first house in the UK? |
| I've been hearing that house prices are still rising. I'm looking to get onto the housing ladder within the next year, but I'm a bit nervous of getting a mortgage and then the housing ... |
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 The best place to apply for a loan to buy my own home? |
| where is the best place you can reccomend to apply for a loan to buy my first home? My credit is not great but it is not horrible and income is okay about 1,000 a week before taxes and i'm not ... |
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 Mortgage Lender company asking for too much money in short notice? |
| I picked out a house i liked (foreclosure house). 4 days before the closing date on the contract, the lender company called and said "we need $7,000 from your pocket to pay for your taxes in ... |
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 Do Apartments have to Disclose Criminal Activity about the Complex before you move in If you asked them? |
| My girlfriend and I just moved into a cheaper complex in Houston, TX. On the 17th day of our lease, my girlfriend was on our balcony when she witnessed an armed robbery. The grown man that was shot ... |
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 How do adults buy a house? |
| If there is a couple and they want to buy a house that costs between $150,000 and $200,000. Is it possible that they could buy such a house by making $60,000 a year combined.... |
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 Who gets the house if one of the co-owner dies? |
| A friend of mine owns a house with an older "sugar-daddy" type of man. Both names are on the house as well as the loan. If this older man passess away (he's in his 80's), what ... |
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 LowBall Offer - What would you counter with? |
I just got a lowball offer on my home. Asking $525K. They offered $485K. Next door neighbor sold house for $535K 7 months ago.
What would you counter with? I am thinking 520 or 515. W... |
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 Why is London so expensive why is a one bedroom flat just as much as a three bedroom home in the north?? |
It's crazy!!!! The govement should cap the price on all items!!! Do you agree?
Additional Details
I can afford it but it just seems un realistick that my mates house is bigger and ... |
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 Is there a way to terminate a Real Estate Sales Contract? My agent doesnt even have the MLS listing right.? |
| I am very peaved! There are no pics on the MLS. I have asked her marketing plan and she has not answered me. She told me she would let me know how to stage and she has not. She has the list price at $... |
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 Is it okay for my landlord to frequently visit my house to spot check? |
| I live in CA..My landlord just randomly shows up at the house I lease without notification and sometimes will call to see if she can view the house. I mean I understand that she is the owner and this ... |
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 I own 5 acres of land and was told that it' sworth $185,000. Is that per Acre or for all 5 acres? |
| One real estate agent told me it was per acre and another one told me its 185K for all five acres...which one is right.... |
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 How would I find out who owns a home that is not occupied? |
| Im looking at a home at 48 Benjoe Drive, Amityville, NY 11701 its completely empty and I just wanted to know if it was for rent or sale.... |
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 Can my landlord successfully hold my money for this? |
| i had left a place that i had rented with my animals. when i did the walk through i was told that it smelled like pets. i tried to clean up the pet odor as much as i could and left the windows open ... |
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 Next door neighbor has vines growing into/on my property.? |
| I would like the neighbor to remove since it's coming from her vine plant on other side of the fence. It's growing out of control and is climbing on my roof. I've been out of town for ... |
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| Council House? |
| it it possible if you work full time to claim a council house where you dont pay rent the council covers you but obviosly you pay the general bills or is that only if you are unemployed?... |
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 What criteria do you have to meet to get a morgage? |
| how long in a job , what kind of wage earned, circumstances ... |
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Joshhhh | Help me go over my budget for an apartment? Anyone? Is $250 enough for food and whatever?? |
I am thinking of moving out out of my moms house and I am working out my budget.. so far this is what I have...
I get about 1200-1300 a month, but 1200 is the absolute lowest I ever make.
Rent - 629 (Includes all utilities but water)
Water - 15 ( Flat Rate )
Car Insurance - 100
Gas - ~80-90/Month (might be less since I am moving closer to work)
Cell Phone - 70
That leaves me with $306 - I am considering getting High Speed Internet and Digital Cable, but that would only leave me with about 210. Is 210 enough for food and stuff (Tp, Toothpase, Deoderant, ect) or should I skip the interet and cable? I can live with dial up if I have too, I used to have it before, and its like what $10 a month? I might just fork out the $30 a month for internet instead, that way I can download TV shows and put them on DVD's?
What do you guys think? 306 a month enough for food and stuff? |
 |
 
dlnmllr
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When you first move out you should only worry about what you really need. After a couple months you'll be able to tell if you can afford some luxury items(such as high speed internet) |
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mrshllnthny
 |
I feel that $306.00 dollars can definitely get you by with food and personal items if you shop smart. One way is catch your retail store when their having large sales and specials. Use coupons this will double your savings. You could even save on your electric and gas if you practice cutting back. Avoid leaving lights and other utilities on when your not using them. Control your heat by not leaving it running all day long only use it when you really need it . You can save a little more by being smart. Try and shop at cheaper stores like Aldi's, family dollar, Deals alot of them stores have groceries and they only charge $1.00, $2.00 for their foods and you get alot more food that way. Another thing you could do is every time you get paid put a little money to the side for emergency. Or Take some of the money from your $306.00 and put it away for when you really need it. Do this every pay period and your extra money will double if you do not spend when not necessary. Open a checking or savings account alot of banks will let you open up a A $25.00 bank account. I hope that I have helped you and it wouldn't take much to learn how to save and use wisely. I know since its only going to be you. You can do it . Good luck. mrshllnthny |
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woolly worm
 |
THE WAY I SURVIVED ON SIMILAR MONEY IS I BOUGHT A SMALL 19FOOT TRAILER AND THE PARK WHERE I AM CHARGES 325. PER MONTH. AND THIS IS CLOSE TO EVERYTHING. THE TRAILER SPACE HAS A SHED FOR STORAGE AND 325 INCLUDES EVERYTHING EXCEPT ELECTRIC WHICH IS QUITE REASONABLE AND PROPANE WHICH IS REASONABLE. THERE ARE STILL CHEAPER SETUPS BUT I LIKE TO BE CLOSE TO EVERYTHING.THE TRAILER SPACE WHERE I AM WOULD TAKE A LARGER TRAILER BUT IM SINGLE AND THE 20 FOOTER IS LARGE ENOUGH FOR NOW. MY TOTAL PAYMENT IS ABOUT 365 PER MONTH OR LESS. ANY WAY THATS MY TALE. THERE ARE USED ( GOOD CONDITION UNITS AVAILABLE FOR SALE ON OCCASION BY OWNER ) IN YOUR SITUATION IT WILL BE TIGHT AND REMEMBER THERE IS ALWAYS A "SNAKE IN THE GRASS" REGARDING AN UNEXPECTED BILL. |
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Tissa
 |
well, you hve to figure in approx $50/mo for clothing (socks, undies, t shirts....)
and is it just you or do you have children?
email me if you want...i am good at figuring these things out... |
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Naru
|
My bf and I shop at Costco and spend $200 a month on food for the 2 of us. It's more then enough for us. Just don't eat out and use your money visely and you should have more then enough and not have to sacrifice the internet. |
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daven71
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Depends on where you live. Honestly though... I don't think its nearly enough. Stuff comes up all the time. I make nearly three times your posted earnings monthly and I am pretty good with money and I still go over my budget. I have a car, 1000k rent per month, insurance, etc. I don't have luxuries though. Just plan carefully. They have calculators online to help you. There is much we don't see that comes up. If it came to food on the table I'd skip comforts you don't have to have like internet, etc. At least until you save up. Start slow and build it up. Trust me... been through this. The problem is everything looks great on paper until you test it out for real. Also, what about Electric? Don't you pay that? Cell phone $70!!! You must be young if still at home... what could you possibly need to pay $70/mth for a cell phone for. Priorities man... learn em now otherwise you going to be in for a real shock. Just being honest man. |
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Jonathan D
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I moved out on my own at 22 after doing the miltary and job hopping for about a year. Living on 350 dollars a month sucks and is hard so if you want to make it find a better job or wait till you have enough cash reseves to survive. |
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Lindsay Jane
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Broadband in England is than dial-up.I think you would just about have enough. If you Make your food at home it will be cheaper.Ask friends and family for second hand furniture. Curtains etc. Ask a friend to share with you ,but choose carefully. |
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edoubleyou
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Over the years I've had plenty and not even close to enough.
Just do it.
"Living alone is almost like being rich", Sue Grafton
Once your there in YOUR place you'll do what it takes to make it happen.
Good luck |
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refuse2lose_2006
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Don't give up the high speed internet, then we wouldn't get to answer great question such as this one. Just eat off the dollar menu at McDonalds or wWendys for a week for 2 |
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singingsoprano
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not if you eat they way I eat, lol. and will you eat out ever? Want to ever see a movie? Want to buy any new clothes on occasion?...My best advice is, however expensive you think things will be, they'll be worse. :) Good job creating a budget, that's better than most people do in their first move out...but also consider life's emergencies...car could break down, might need to buy some cold medicine, or pay a medical copay, might have to buy someone a birthday present (or mother's day present, don't forget mom when you move out...
Soooooo...what I would say is cut back to the bare bare bare minimum...go with dial up, skip the cable live like a miser for awhile...save up on those months when you get a little extra...set that aside and when you can pay up front for the high speed or the cable without it touching your regular budget, reward yourself...hey maybe if you go without the tv you'll find the joy of books and real conversations with friends...but if not, tv will still be there when the money lines up.... Good luck... |
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