 Do you have to pay for your last day in a rented property? |
| I left a flat after appropriate notice. We wanted 5 extra days but we have been charged for 6 as we left the property before 0900 AM. The rental office say they charged because I stayed in the flat ... |
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 How old do you need to be to able to buy a house? |
| I have a simple question. How old does one have to be to be able to buy a house? Is there a certain age? Mostly this question is about age. If anybody can help I would be so thankful.... |
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 Is there a risk of owning a house from 1906? |
| I am looking to buy a house from 1906 and i have 3 kids and wanted to know if i have to worry about anything, like Lead Poison, things like that.... |
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 How do i get out of my lease, my husband and i cant afford the rent anymore.? |
| we cant afford our rent anymore and want to get out. there is like no loop hole to this lease and even if we tried to get evicted we would have to pay all the court fees because of this stupid lease. ... |
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 What are the main signs of damp in a house that is up on the market apart from the smell? |
| Me and partner have seen a house that we really like. The vendors accepted an offer but the sale collapsed because the new buyers thought the house was full of damp. What are the main signs, and how ... |
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 How does an interst only mortgage work? |
| I heard you can get a 25 year mortgage were you just pay interest, but what happens then, do you spend anothe 25 year paying for the house! I dont get it!... |
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 Moving advice needed!!? |
| my bf and i live on a 3rd floor apartment w/ just steps to get in and out....we we have to move alot of stuff and most of it will be moved by just him and i ( im 5'2 105lbs hes 6'2 200lbs) ... |
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 Refinancing our home, is this a good deal? |
| Ok, here's the basics. Our credit is not very good due to a few late payments and the few credit cards we have being very close to being maxed out. Our current mortgage is for $188,000. Our ... |
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 Interest only mortgage? Is it the best way to go? |
| My partner and I are currently looking to buy our 1st home together. We are using a financial advisor and he is trying to get us to take an interest only mortgage for the 1st two years. However, I ... |
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 I was lied to. Legal Advice? |
| About 2 years ago, my aunt, a real estate agent, wanted me to help one of my uncles co-sign for a house that they couldn't afford. I agreed to be their co-signer since my credit was pretty good ... |
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 Is my credit score high enough? |
My fiance and I want to buy a house. He has a high credit score and a full time factory job. I am currently an unemployed, part-time student with $7200 credit card debt from school.
We were ... |
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 Renter wants $1600 Disability check deposited to my Acct for $550 rent. I give him the difference. Scam? Why? |
| The renter says he had trouble previously because he had been in a coma for 6 months and presumed dead. Now wants me to be his legal guardian and have the $1600 check deposited. $1600 is what he paid ... |
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 Do I have to be there? |
| My father lives in Philadelphia. He recently told me that he wants to add my name to his house. I live in NC. He wants me to go to Philadelphia so that my name can be added. It will be inconvenient ... |
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 We signed a 1 year lease? |
| My boyfriend who is now my husband, Me and my best friend all moved in together, it was OK at first then his sister had some prob and she moved in, it was all good, so months later i got dishes piled ... |
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 Would you buy this home? |
| We are thinking about buying this beautiful Victorian home. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job which is mucho work. The mechanicals are ... |
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 Im currently in junior college and honestly i dont want to be there but im doing it for my family.? |
| so i guess my question is has anyone out there found a successful carreer path that doesnt need college and isnt a super skilled labor??... |
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 Written offer to buy a house -- so why would seller's agent engage in verbal negotiations? |
| I made a written offer to buy a house through my real estate agent. The seller's agent called my agent and asked to engage in verbal negotiations as opposed to written offers. This has ... |
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Kristina D | Home loans????? |
Does anyone know a good place to get a home loan for a first time buyer with not so good credit? |
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Quicken Loans
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Hello, I recommend you first obtain a copy of your credit report to see what negative things you can possibly clear up before actually applying for a home loan. Raising your credit score will give you more mortgage options and allow you to get the best rates and payments available. I’ve included a link below to a site where you can view your credit report for free once every 12 months.
Once you’ve made a effort at clearing up the negatives on your report, I recommend you ask someone you trust such as your family and friends who may have purchased a home for advice on their mortgage purchasing experiences.
Good luck. I’ve also included a link to some great information for First-Time Home buyers below. |
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SAMSON W
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The Best Answer i can give to you as friend on line .. I got my loan for Mr Ann Rick.
She can help you out.. If you are in need of Help of loan..
She is the only one i know Now that give out Personal Loans.
You can contact her Via this mail address Loan_2009@yahoo.com |
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Alterfemego
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Kristina, I suggest you look to local lenders. While your credit may not be in the best shape, should anything go wrong with the loan process, you have face to face contact with the lender. The Internet companies are a scary thing these days and believe me, they are gone in a heartbeat when something goes wrong. Due to the whole mortgage industry mess at the moment, the chances are you'll pay a higher rate if your credit score isn't above 610. But you won't know for sure until you talk to some. Also, ask them if they can supply "first time buyers" money. Good Luck, but heed my warning - you will get all kinds of loan companies here. And the yahoo guidelines state you are not to solicit or advertise and if they give you an email address that is exactly what they are doing. Which means if they will break the guidelines here, where else will they break the rules? |
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sudha k
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Hi Friend.Getting Home loan is very easy now adays you go to bank & apply there |
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Jericho B
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Hi there!...Ok, I researched this for you...
It's kinda long, so you better check it out yourself...
click here: http://www.home-loan-made-ez.com |
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Laissez-Faire Guy
 |
In all cases, the place to go is an mortgage broker. They can often find you deals that aren't on the internet, like local or state first time homebuyer deals.
Ask people you know where they got their mortgage and if they were happy with their broker, if they had one.
I regularly recommend the one that helped me get my first home using a state program to help first time home buyers. |
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God r
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There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find more information on Home Loans here,
http://badcredits.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
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Etta P
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In today's credit crunch, you may want to consider a large company like Wells Fargo. Be prepared by getting all 3 of your credit bureaus from the websites below and try to clean up what you can, write letters on the stuff that you cant clear up. Lenders will want to see that these things were beyond your control and not likely to continue. You must have some good credit so the lender can make a decision based on your ability and willingness to repay your obligations. You will 3% min investment into the transaction on a FHA loan, and alot more with conventional. Also your rental history for the last 12 months will be checked, 2 mos of asset statements (no NSF checks) 30days of paystubs, 2 years of tax forms like 1040's and/or w2's. Max debt to income ratios is 29% housing and 41% total. I put FHA website below also for more information. Hope it helps! |
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Richard S.
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6 months ago it would have been no problem.... now even people with good credit can't get a loan.
A home is a major investment. Not to put you down or anything but if you can't manage your simple day to day finances how are you going to make a long term commitment like a home loan. I wouldn't buy a home right now anyway, values are going down.
If you are in a lower home price area, you can get a loan through FHA. It is not dependent on fico scores however you will have to prove income and pay off all collections / derogatory accounts. |
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Ember Halo
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if you have a good realtor, ask him/her to refer you to a mortgage broker.
it took me a couple tries, but i finally found a GOOD realtor (that promptly returns my calls & calls me whenever something happens) and she referred me to a GOOD mortgage broker that had knowledge specific to my needs (i was a fits time homebuyer as well).
good luck!! |
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pearlmel
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dont like brokers they are middlemen go to the sorces. why pay a third party! ive done bussiness with this company after going to several others. they blew the other guys away on the rate and i like the site. you wont find many articles as straight forward as what is on the site. check it out and find out why brokers hate them. lots of insider info to help you save!
i went with directlendingplanet.com they where the best i could find on rate and fees. |
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