 Do you have to pay for your last day in a rented property? |
| I left a flat after appropriate notice. We wanted 5 extra days but we have been charged for 6 as we left the property before 0900 AM. The rental office say they charged because I stayed in the flat ... |
|
 How old do you need to be to able to buy a house? |
| I have a simple question. How old does one have to be to be able to buy a house? Is there a certain age? Mostly this question is about age. If anybody can help I would be so thankful.... |
|
 Is there a risk of owning a house from 1906? |
| I am looking to buy a house from 1906 and i have 3 kids and wanted to know if i have to worry about anything, like Lead Poison, things like that.... |
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 How do i get out of my lease, my husband and i cant afford the rent anymore.? |
| we cant afford our rent anymore and want to get out. there is like no loop hole to this lease and even if we tried to get evicted we would have to pay all the court fees because of this stupid lease. ... |
|
 What are the main signs of damp in a house that is up on the market apart from the smell? |
| Me and partner have seen a house that we really like. The vendors accepted an offer but the sale collapsed because the new buyers thought the house was full of damp. What are the main signs, and how ... |
|
 How does an interst only mortgage work? |
| I heard you can get a 25 year mortgage were you just pay interest, but what happens then, do you spend anothe 25 year paying for the house! I dont get it!... |
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 Moving advice needed!!? |
| my bf and i live on a 3rd floor apartment w/ just steps to get in and out....we we have to move alot of stuff and most of it will be moved by just him and i ( im 5'2 105lbs hes 6'2 200lbs) ... |
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 Refinancing our home, is this a good deal? |
| Ok, here's the basics. Our credit is not very good due to a few late payments and the few credit cards we have being very close to being maxed out. Our current mortgage is for $188,000. Our ... |
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 Interest only mortgage? Is it the best way to go? |
| My partner and I are currently looking to buy our 1st home together. We are using a financial advisor and he is trying to get us to take an interest only mortgage for the 1st two years. However, I ... |
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 I was lied to. Legal Advice? |
| About 2 years ago, my aunt, a real estate agent, wanted me to help one of my uncles co-sign for a house that they couldn't afford. I agreed to be their co-signer since my credit was pretty good ... |
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 Is my credit score high enough? |
My fiance and I want to buy a house. He has a high credit score and a full time factory job. I am currently an unemployed, part-time student with $7200 credit card debt from school.
We were ... |
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 Renter wants $1600 Disability check deposited to my Acct for $550 rent. I give him the difference. Scam? Why? |
| The renter says he had trouble previously because he had been in a coma for 6 months and presumed dead. Now wants me to be his legal guardian and have the $1600 check deposited. $1600 is what he paid ... |
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 Do I have to be there? |
| My father lives in Philadelphia. He recently told me that he wants to add my name to his house. I live in NC. He wants me to go to Philadelphia so that my name can be added. It will be inconvenient ... |
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 We signed a 1 year lease? |
| My boyfriend who is now my husband, Me and my best friend all moved in together, it was OK at first then his sister had some prob and she moved in, it was all good, so months later i got dishes piled ... |
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 Would you buy this home? |
| We are thinking about buying this beautiful Victorian home. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job which is mucho work. The mechanicals are ... |
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 Im currently in junior college and honestly i dont want to be there but im doing it for my family.? |
| so i guess my question is has anyone out there found a successful carreer path that doesnt need college and isnt a super skilled labor??... |
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 Written offer to buy a house -- so why would seller's agent engage in verbal negotiations? |
| I made a written offer to buy a house through my real estate agent. The seller's agent called my agent and asked to engage in verbal negotiations as opposed to written offers. This has ... |
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tonytucks | Home ownership? |
Why do so many people beleive they are home owners when they have a mortgage? as they do not own the house until the mortgage is paid off as it remains in the charge of the lender who can take it back if the mortgagee defaults so they dont really own it do they.? |
 |
 
LEX
 |
True good statement, thought of this many times!! How stupid are we eh, work all your life go without to pay your mortgage retire knackered! drop dead,leave it all to the kids to blow the lot on drink drugs and fast cars!! sorry the good ones will have a conservatory added on to their house, but that type will blow it all on foreign holidays!! |
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Martin14th
|
Of course you own the house. Who else does?
the deeds, registered with the land registry show exactly who owns it.
The mortgage lender does however have a first charge over the property so you could not sell it and clear off with the money |
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paul t
|
Yes but in the mean time they have a right or interest in it and are free to sell at any time and take their share of any profits that are made |
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Maddie
|
You do own your house, the mortgage is a loan secured against the property. |
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Pk D
|
Home owners are home owners with or without mortgage, they
can sell the house if they can not pay mortgage. One can not sell
a house if they do not own it. |
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All4Christ
 |
thats very true. but you do own it, even if you havnt paid if out yet. its still considered yurs.
and if you think about something, nothing is yours. if you buy a car in payments, thats not yours until you pay if off. same goes for a house. even rent. even stuff around the house.
we just like to think of ourselves as home owners becus its soemthing evryone wnts to do. tthats to own a home. |
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HomesByDamon.com
|
you do own the house! the lender is providing you the loan and you, in return, are pledging your home as collateral. |
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TRUEBRIT
 |
I owned £36.000 worth of my house in the 80's( WAS £60.000) now I own £275.000 worth now SO I DID AND DO OWN MY HOUSE???????????? |
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Barking mad
|
Yep, whats the question though. |
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Len
|
Spoilsport. |
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robert495713
 |
They own their home - there's just a mortgage against it. The bank isn't on the deed, you are so you are the owner.
"Owning a house" and "Owning a house free & clear" are two separate things. |
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