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 Is 25 dollars a week too much for supposed rent?
I want your opinion on this, for mine is most obvious. The person who is being billed this is an 18 year old, trying to balance her junior year in high school and a job at sonic, which she just got ...


 (UK) Can you afford to buy a house where you live?
and do you mind me asking you where you live and what sort of work you do?

Thanks!...


 SECURITY DEPOSIT question?
if a landlord holds back your SECURITY DEPOSIT because he claims that you damaged items in the apartment, can you fight it? is it worth it to fight it? what are your chances of winning? what do you ...


 What does "o.n.o" mean?
Hi All,

just a quick question.... In adverts for property to rent, what does "o.n.o" mean?...


 What is the average percentage needed for a down payment in order to buy a home?
...


 How do I add my name to my husband's deed of our home? ?
He bought the house while we were engaged and even though we live in a Community Property State, we would feel better if now my name is on the deed in case of a tragedy or like now when we want to ...


 Where would you live in the U.S.?
If you could move to any part(state) in the U.S., where would it be? I think I'm getting tired of how busy and overpriced Southern California is....


 My Mom, whom I live with wants to give me her home, better to sell,quick claim or will, have 4 siblings?
She has a loan of 56,000.00 which I would like to take over or pay off. But we are not sure if I should which way to go. I just paid the taxes and don't want to be taxed again. I have been ...


 What can a landlord legally deduct from your security deposit?
I live in Arkansas, and my landlord is trying to charge us for stuff that is normal wear and tear. A thermometer is broken that worked just fine until we left, and he is trying to charge us for that. ...


 Need advice on trying to buy first home?
I am a single mom of three boys, currently going to a Votech and i am wanting some information on trying to buy my first home. I have a limited income for right now. But i want to move to the Tulsa ...


 Just moved in and found a problem...?
We just moved into our first house, and we've been here almost 3 months. Last week we discovered the floor around the toilet is rotted. Will any kind of insurance cover this, or simply a case of ...


 Spouse's Foreclosure?
My husband and I live in CA. He purchased a home completely on his own. I was not on the loan and I did not sign any loan documents. I am on the deed. When ever I have my credit report run, the ...


 How bad would it be for our credit if we bought a house, and let our condo fall into foreclosure?
I want to try to get approved for another mortgage for a house, because our condo won't sell. We live in Southeastern Michigan, and the market is awful, and we need to get into a house....


 What are those houses called?
they are not trailers you buy them from a place (pre-built) then the people from the place (its like a dealership) bring it to your property (they put it on a big truck)...


 Can you buy a home with poor to bad credit???
I have never bought a house before, and don't know if it is possible for someone to do so with poor credit. It just seems silly to throw away $700-$800 a month renting an apartment or townhome.<...


 Does a down payment get you a better interest rate on your Mortgage?
We are in the market for our first home. We found one we like, but aren't sure we want to put anything down on it. The house is on the market for $204,000. Would we get a better interest ...


 How to get downpayment?
I am trying to buy a house (first time) but the mortgage co wants me to put $3000.00 down and I dont have it. Any suggestions on how I can get the money? I have to move quickly or i wil loose the ...


 If you miss paying rent on the first,how long until you get kicked out(apartments)?
Money orders stolen,and don't have the money back until 6 weeks... :(...


 Subprime Mortgage Crisis???
Can someone summarize what happened to cause this crisis and recent banks involved that have collapsed...and what happened to solve the solution

T...


 Eviction notice?
My landlord is serving me with an eviction notice because of complaints about my barking dogs. How difficult will it be to rent with this on my record? Should I lie when filling out rental ...



barry_myster
House in Wife's name only,if she should die... what happens?
My wife & I bought a house 1&1/2 yrs. ago. Since my credit rating was shot,the title only has her name on it (Bank too).
If God forbid she should die what would happen.( I live in Pennsylvania).
Is their something we can do now so I would not loose the house.
We have 1 child 8 yrs old.
P.S. I had just finished filing for bankrupcy (me only) should get discharge in a few weeks from now.
any answers welcome Thank You.
                     
 




Homer J. Simpson
My wife & I were in a similar situation, but not credit related. When we closed on our house, the title company gave us a for to send into the clerk & recorder that added me on to the title after the closing. THat was all we had to do to add me on to the title.

YOu should probable talk to an estate planning attorney about specifics.


T
Rating
Does she have a will? If so, make sure that you are the beneficiary. If not, both of you should make wills. If a person dies without a will, the state decides who inherits and the state usually takes part of the estate.


clifton_woodruff
Both of you need a will..


Sassafrass
Rating
Depends on what her will says


gmommy
It depends on whether your state is a community property state or not. If it is, then you are entitled to one half of your spouse's property/belongings/worth.

Your problem can be handled simply by filing a Quit Claim Deed from your wife, to herself and you. That is the cheapest way to add your name to the deed. It requires that her signature be witnessed by (and in front of) a notary. Once you have filed the Quit Claim Deed it will mean that you have interest in the property and nothing can be done without your permission.

Once you have completed your bankruptcy you and your wife could always refinance the property in both names but, the Quit Claim Deed is easiest.


Penney S
HOPE SHE HAS A WILL YOUR FIANCIALLY IN THE POOR HOUSE


pooptanic
You should see a realtor or a real estate lawyer for a final answer, but don't worry if you have lived there for at least a year you are considered a co-owner by common law even if your name is not on the mortgage. The mortgage payments WILL affect your credit as well in this way too. Think of it this way, if your wife does die, do you think they will just sell the house at auction for a loss? HELL NO, they will be after you in a split second to get YOU to make the payments. A mortgage is worth usually 3-6 times what the property is worth, so the bank will do anything legally possible to prevent an early payoff, be forced to foreclose and sell at auction, and under no circumstances will the bank want the payments to stop, it doesn't matter if George Washington died.


chief8166
It would go to her estate. With a will it could easily be left to you. Without one, you might get it after lots of paper work and court.


♥babygirl♥
Rating
i THINK THE STATE WOULD TAKE THE HOUSE


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