 Is this true? |
My friend says she can make 100k and upwards being a realtor in the Southeast U.S.
Is this true, or is she mistaken? I just find it hard to believe that a two week course can produce that ... |
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| landlord wants us out in three days but we need more time to get all of the belongings out. our roommate passed away from a long bout of ... |
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 For people that live by themselves, I'm 16 and wanna move out? |
| Dont tell me not to move out because your not in my situation and you have no clue how much depression i go through living with my family. I've told them about it for quite a while and they ... |
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 My Dad died and my Mom wants to sell me her house for $1.00. How does she go about it and it be legal? |
| My Mom doesn't want to bother with a realitor because she can't afford it and I can't afford to pay any more. She just wants a simple thing between her and I, but we want it to be ... |
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 What is a mortgage?? |
I know its to do with houses.
It may sound stupid, but I don't actually get what one is?
Or why do you need/get one??
Thanks in advance.... |
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 My landlord pays for water and I run the shower on full blast all night to drown out my neighbors snoring? |
| a problem he wont rectify, and i am currently waiting on a mediation date for. Can he force me to pay for the water use? Should I tell him I am using the shower as a noise control to force him to ... |
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 Can someone explain to me why it's the government's responsibility to bail out borrowers who were told . . . . |
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 What do you do if a neighbor sabotages the sale your house? |
| Grandma left us her house on the other side of the country. We can't afford to keep it or even rent it out (rent prices too low, maintenance too high from far away). So we're trying to sell ... |
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 If I want to increase the rent of my tenant in the UK at the end of the agreement how much can I do it by? |
| Should such a clause have been included in the current teancay agreement or if I want to retain this tenat am I entitled to increse the rent by a certain percentage for the new tenancy agreement?... |
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 Should we buy this house? |
| My fiance and I have been looking at houses for the past four months. We finally found one in a good neighborhood that we can afford. The problem is it was built in the 1050's, and the furnace,... |
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 I purchased a home last October, 0% down.? |
| Will sending my mortgage company $3k towards my principle help reduce my monthly bill? By the way, I got a 6.375% rate for 30yrs. Should I try to refinance instead?... |
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 They want to keep our deposit! we havent even signed a lease!? |
They want to keep our deposit! we havent even signed a lease!?
we put a security on a house we were going to rent this past saturday, they don't want to give us back our money now. My ... |
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| If the bank of England raise the interest rate do house prices usually come down? |
| I'm hoping to buy a house this year and the Bank of England have just added another 0.25% to the ineterest rates. How does this effect house prices?... |
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 Do I still pay my rent if Landlord is in Foreclosure? |
| Okay, it is November 10, 2008 and according to the papers the court server just dropped off my landlord has not paid his mortgage since June 1, 08. I have tried to contact my landlord to find out his ... |
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 Do you know any on who can help save my house? |
| i got hurt at work ,and can not work the mogt people redid my house note , to help me out it went down to 563.00 now there calling me and telling me it is back up to 824.00 i only get 827.00 a mo ... |
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 Is this a scam? |
I have my house listed online and I have been eamiling this guy back and forth. He wanted pictures of the home and so on and so on...and the lowest price and then I got this ermail from him
... |
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 My next door neighbour has put his house up for sale my question is ? |
| Why does he think it is worth a small fortune. It is a poxy little 2 up 2 down.... |
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 I have £225,000 cash in the bank.? |
| do you think i should wait for a resession before i buy when the property values crash to buy a big ... |
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 In a rental apartment is it ok to have a fish? |
| We are renting an apartment in which the contract specifically said 'No Pets'. Fair enough that cats, birds and dogs ruin the place with their poo and fur and feathers and scratching. Of ... |
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Jonahs | House or Apartment? |
Well, I'm 25yrs old and thinking about moving out of my parents house. Should I Buy a House (Townhouse/Twin) or go for an Apartment?
Additional Details
My annual income is about $32,000-34,000 |
 |
 
?
 |
Having a house is an investment, but comes with more responsibilities. Keeping up with the house and yard, property taxes, utilities, mortgage, downpayment, covenant rules.. etc etc.
Plus it's nice to call a place your own and you have a driveway! More privacy, more space, and appreciation of value.
Apartments can be nice, but you lose a little personal freedom. You can't renovate or customize it (at least to a certain limit). An apartment can sometimes be just as expensive as owning a home, but you don't own anything.
Think secrurity deposits, pet deposits, pro rates, first and last month, utilities.
It's a personal choice, but from a financial and investment point of view, I'd go for a house. If you have good credit and the market is good. I'm talking about a small home though. A nice starter home. |
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BLADE
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House nothing beats the privacy.
APartments the landlord or other people in the building can get too intrusive. |
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robert w
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Jonahs, You Should not buy a house, now.
in five yrs after market corrections, after u saved lots of money- cause u renting or at the folks house, after you increased ur yrly$$ twice over, after u read '48days to work u love' 'total money makeover' 'house buying for dummies' then go look for a house on fixed rate 30 or less yrs mortgage.
Sorry guy in todays market u really are not making enough cash for anything except in the worst part of town.
renting allows u to change as ur jobs education, life challenges change. a house will be like an Edsel around ur neck. |
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Jessica
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I would buy a small single house and not an apt or townhouse. If you don't mind neighbor noise, then go for the apt, but If you like your peace and quiet, go for the single home. Resale might be faster on a townhouse or apt depending on the area your live in. |
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adam/penny
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if your able to BUY. BUY. after twenty or thirty years of renting
you'll own nothing. after you retire you'll still have to pay rent.
yes you'll have the responsibility of taking care of the property but it will be yours. find someone to go with you and look for a fixer-upper in a good neighborhood. if you don't know how to fix-em up, you'll have plenty of time to learn. that's what home depot and Lowe's are for. they'll give you advice.
happy hunting while i still have to pay real estate taxes i haven't had to pay a mortgage payment in over 20 years.
nothing like having your own and that way no landlord can tell you what to do. it's the American dream. just make sure you don't get in over your head. life's full of ups and downs.
good luck. |
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Phurface
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Well based on your income, you're not going to be able to get a whole lot of house. How much do you have saved up? If you can put up 20% or more on a house, that might be a good idea. Look for a "fixer upper" that might require a few repairs or improvements. But you'll also need to consider the cost of owning a home: home owners insurance, maintenance, improvements, lawn care, pest control etc. etc.
Some sellers of existing homes will offer Homeshield. This is a warranty for a time after you buy the house. If something in the house breaks or needs attention, call them, pay a deductible, they fix it.
New homes traditionally come with a 1 year builders warranty. The exception is that you don't pay anything if something comes up.
The advantage of a house is that it's yours! You build equity that you could eventually borrow against to expand/improve the house.
An apartment is the way for some people that don't want the reponsibility of a house. Apartment rent can range from low end of $450 to high end $1200+ depending on where you live. Renters insurance is a must! The premiums for insurance vary from state to state in the US and the amount of coverage you want.
With an apartment though, you have little privacy, almost no outside space to play or store large items, limited parking. Some apartment complexes do offer luxuries such as pools, tennis courts, free cable tv, free water, garages (for an additional fee), exercise areas. Another con of apartment life is that if you want a pet, you might have to pay a hefty pet deposit if they make a mess. These fees are usually non-refundable. Most complexes do have laundry facilities.
The main pro of apartment life is that if something breaks or leaks, call the office, they fix it.
Have you talked to your parents? Get their advice. Talk to your friends, both ones that own homes and ones that already live in apartments. Good luck on finding your first place!
I have a home for sale...lol. |
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sillygirl
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Buy what you can afford! Just remember there are extras cost involve in buying/owning your place, like property tax, closing cost, down payment, HOA Fee (if any), fire insurance, and home warranty. Also remember to only depend on your own income, if you can't pay the mortgage with only your income, then don't buy! Hope this help a little. |
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I B-Rocking
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house definitely |
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John Cleveland
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Rent. Rent. Rent. And invest your savings, so that when the housing market stabilizes you'll be in a great position to buy. Oh, and be sure to establish/improve your credit. This will pay off big when you go to get a mortgage. |
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shakursraven
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if you are going to be living alone there is no need to get a house...may be to much space for just one person...id say go for an apartment. |
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kylefearnow
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Hello, are you being kicked out? If not, I would stay as long as I could, save up your money!. Sure 25 years old is getting up there, but if you are OK with it, you can save a lot of money living with your parents. Probably not the politically correct thing to do, but it does allow you to save some money
Keith
http://www.homebustruths.com |
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tjo62
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Do have money for a 20% down payment?
Is real estate heading down quickly in your area.? If so you may want to wait before buying both the get a lower price when you do buy and also so you won't owe more than the house is worth.
Do you have good credit or bad?-effects
Will you be able ot afford upkeep on a house?
Do you plan on staying in the area long enough to recoup closing costs should you move? |
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