 I'm renting a house: Is it my or my landlord's responsibility to maintain the lawn? |
THERE IS A MAINTENANCE AND REPAIR CLAUSE WHICH STATES:
"LESSEE WILL, AT LESSEE'S SOLE EXPENSE, KEEP AND MAINTAIN THE LEASED PREMISES AND APPURTENANCES IN GOOD AND SANITARY CONDITION AND... |
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 Stuck in horrible mortgage? |
| I bought a house in 2006. When I first purchased property (a house and just under 5 acres) I got a 1st and 2nd mortgage at Wells Fargo Bank 6% fixed on first and like 10.5 on second. My then ... |
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 What's better to rent a house or a town house for same price value? |
| i need help deciding on which is better for a family of 4? a house or a town house and which is cheaper? (bill wise)... |
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 My Ex-Landlord is being shady. Wont give back security Deposit.? |
Here is the situation:
I moved out of my apartment in New Jersey last month after being there 2 years. Before we left we cleaned the apartment thoroughly and rented a steam carpet cleaner and ... |
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 Does anybody know how much we would get offered for a mortgage on joint earnings of approx 37000. thanks? |
Additional Details
oh yeah sorry we are both 23 my partner is plumber and i work in jewellry shop not that that would make any difference. im only part time tho does that make a ... |
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 If I sell my house for money, what return will i get? |
i want to sell my place,pay off debts and move abroad.i have an interest only mortgage but my house is twice the price that i paid for it.
what amount would i have to pay back to my mortgage ... |
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 What to do with a 3 million dollar mansion? |
I'm just wondering...
If you were to somehow inherent such a big big 10 storie 1/2 mile wide mansion, what would you do with it?... |
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 When doing an eviction is their anything that I can do to make it uncomfortable for them? |
| My friend rented to the wrong people and now has started the eviction process. I am trying to help and wish so much that I could use force to get the trashy people out. what can we do to get them ... |
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 Home Loan for teens? |
| I am looking to buy a home loan, but I am having a hard time finding a bank that will even consider me because I am only sixteen. I am very motivated and a hard worker. I am also extremely ... |
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 Can the landlord just drop by and demand to inspection without notice.? |
| The landlord came by and demanded we let her in for inspection. We told her she should give us some notice and she could come by tomorrow at 1. She said we broke the lease and she is going to evict ... |
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 Rent Deposit - I never got it back? |
How long is someone obligated to give you your rental deposit if you never moved in the unit? I gave a friend who i was supposed to move in with $1500 for first and last months rent.
The ... |
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 Can we get out of a contract with a realtor for "looking" at houses? |
| We recently started looking for a house. We called the listing agent on a house we found online and met him to look at the house. We decided to put an offer on the house and he agreed to help us do ... |
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 Tired of paying rent and scared of buying a house due to credit crunch ... any advice please?? |
| I have been renting in london for 2 and 1/2 years now with my fiance, we have recently moved flat and where we are now is really nice but i still pay my rent grudgingly as i wish I was paying a ... |
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 If you were a landlord, what would you do? |
One of my tenants recently moved out and I found a significant amount of bloodstains throughout the apartment.
How much should I charge for damages?... |
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 Can you believe charley is still not up for eviction again!!!!!? |
something a bit fishy going on if you ask me !
this should be in reality telly but it wont let me change the catagory, why not??? yahoo whats going on????... |
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izo | House repossession? |
hi, just wondering (on behalf of someone else) if you have a house repo'd and when the mortgage company sell it on and fail to get enough to cover the debt, how many years is the previous owner held liable for the bad debt? I always believed it was seven years, someone else says twelve years now, and someone else is convinced it is 15years!! please tell me if you know.. thanks very much.. xxx
Additional Details
acermill ..are you in the UK? sorry i forgot to say where i was.. (UK) but i never heard that before.. great now have a fourth figure!! ;-) |
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Panos
 |
in cases where an indemnity insurance is in place (indemnifying the lender ,in case the morgage holder defaults on payments) the lender chucks you out and claim on the insurance.In case there still a short fall they will try coming after you.they did that with me,writing letters to a previous address saying ...we need to speak to him for a very serious matter,in big bold writing.I told the people at the house if anyone calls tell them I went to the brasilian jungle.I never replyed to the letters of the lender as they were send about 6 years after the reposession.I believe a debt ceases to be a debt 6 years from the last time it was asked for,which ,in plain english means,if you are ''untracable '' for 6 years ,that's it !!!This was brought on as a rule when someone we all have to thank for took abbey to court about it and won !!! cheers to him,google for more info ! |
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lynn18050
|
filing for bankruptcy and going through with it.
its a 7 year wait |
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Red-Chrome
 |
Now I know if it happens to me.
Problem is you don't lose the house only. You lose the legal fees paid, stamp duty at one percent of purchase price, you lose the cash deposit which took such a long time to save. So eevrything will amount to a loss of many tousand of Pounds. It's a total DISASTER for the family !! |
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acermill
 |
Unless you file bankruptcy to extinguish the debt, it stays until the person who owes it DIES, and then it may be collected from the estate of the deceased. There is no statute of limitations on debts. The statutes of limitations only affect the means one is able to use to collect the debt. |
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seven
|
Hi izo,
Hope this helps.
http://wiki.answers.com/Q/How_long_does_a_repossession_stay_on_your_credit_report |
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little weed
|
HI IZO, Just asked my hubby and he says the debt will go on for ever and the only way to avoid it is by going bankrupt or having an IVA (Individual Voluntary Arrangement) with your creditors. |
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datnet
|
Your account is held on your credit file for six years from the time you receive the County Court Judgement (CCJ). After this you can apply to have the account removed from experian and equifax, but this should be done automatically. As for bankruptacy, laws in the UK have changed, it used to be 7 years now your only bankrupt for 1 year and then the debts are wiped, however, you can not have anything on credit and all assets have to be presented to the court for which you are filing bankrutcy with. |
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hawkeye
|
Take this from someone who has been there, the mortgage company can pursue the debt for twelve years.
They can request the money after that, but will have a hell of a job when you tell them to whistle! |
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kemperk
|
in the US, statute of limitations;
7 yrs. if the mortgage firm stays hounding you, offer to sue them
for harassment and record their
conversations.
and send a letter to the BBB.
if necessary, find out where they
are and start leaving messages
on the employee's cars. |
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stormydays
|
Iv never heard of a mortgage company chasing after the repossession cos they get their money back otherwise they wouldnt sell it for the amount it is sold for
But....for arguments sake::-
The figures that are being thrown at you are.......7 years (actually it is six years and one day) where A debt can no longer be enforced......12 years where the same applies but where property is involved it is 12 years |
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daddyslittlegirl
|
My husbands aunt and her husband were in your situation many years ago, he didn't want to file for bankruptcy so he had his house repo'd he paid a small amount each week right up until the day he died and then the money owing to the lender was taken from any insurances/life policies. To be honest if it were me I would file for bankruptcy I know you have trouble borrowing when you do this but this is only for 7 years not your entire lifetime.
The Very Best Of Luck To You and Your Family What Ever Your Decision x x |
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