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 Urgent landlord advice needed please?
Hi

A tenant moved into my house over a month ago. The tenant gave us a mobile number which she either has off or does not answer. It took us two weeks for her to ring us back before when ...


 How to start the home loan process?
My husband and I are just starting to think about purchasing a home. However, I don't know how to get started. Should we go find a house we like first? Should we call a realtor? We probably won&#...


 Need advice in wether or not to proceed with purchase of brand new home.?
I'll try to keep it short and to the point. My husband and I are very interested in purchasing a home (to be built) but must sell our current home and use the profit to be able to afford the new ...


 Mortgage advice needed please!?
Applied for a mortgage today and was told that i'd get a 100% mortgage for £54,000. I live in Edinburgh and that wouldn't buy anything here. Huge waiting list for a council house - i ...


 How much notice does your apartment complex require you to give?
i assumed it was 30 days like everywhere else. guess i should have read the fine print. i gave them 33 days and to my horror they tell me they require 60. anyone else have to deal with a 60 day ...


 How do I find the current market value of a vacant lot I own?
...


 Is it better to rent or buy?
I know that you are just kind of throwing money away when you rent but renting is so much cheaper then buying. And their are so much less responsibilites....


 Is it better to get a fixed rate mortgage or adjustable rate?
I've heard you can get a low rate initially on an adjustable rate but then it jumps up. But I also heard there is a cap on how far it can go and it works out better. How do you choose?...


 How do I reduce the number of years on my mortgage?
I owe $126,000 and am approximately five years into a 30-year fixed mortgage. My payment is $1150 a month (most of it interest of course).

I would like to reduce the number of years that I...


 If a House is sold subject to Contract, is it near enough sold?..?
...


 My husband is trying to take the equity/refinance our house without me.?
I am in the state of Florida

My husband is planning on leaving me, (other women) We got married in 2002. I had a property at that time in just my name. He went to jail, I sold my property ...


 What should my less then 30 day notice say?
I plan on moving into a house on the 1st of sept. I have less them 30 day to put it in writing, for my landlord. I'm not sure what should the letter say? and will I get my full deposit back?...


 If his name is just on the title, not the loan of the house, do I need his sig. to sell/rent the house?
The mortgage co. won't even discuss business with him unless I send permission. So what does his name REALLY mean on the title?...


 Can i charge my lanlord rent for a vehicle he has stored in my backyard?
my lanlord has an old truck sitting in my backyard. we're not able to use any part of that area. can i charge him rent or storage?...


 How do I get cash at closing?

Additional Details
when purchasing a ...


 Why do mortgages or interest or whatever you call it go up overtime?
I ask my Mother why we have to leave our beautiful home, the home that I lived in for almost my entire life she said something about mortgages-- now why do they go up? and why is the bank like that! ...


 Do you automatically start making commission once you get a real estate license?
Tomorrow I start a real estate class hoping to become a realtor part time until I am making enough money.

I have a friend who took this same class and automatically started getting ...


 How much noice do I need to give my landlord, if i decided to move out of a house i share with 2 other people
ive been living here a month on a six month contract but want to move in with a friend, it'l mean i lose my deposit, but i dont think she has any hold on me, even having a contract that i want ...


 Should I consider and interest only loan?
I am first time home buyer.
I am interested in the interest only loan.
After the three years I can handle the increased payment.
Money is tight right now, though.
In the future ...


 Would it be smart to look into a house?
We are currently living about an hour outside of Cleveland Ohio. In 2003 we purchased our condo for $80,000 with a three year fixed and then it went to an adjustable rate. So, last year, we ...



mookie123
How are you suppose to buy a house with no money down?
I am wondering if anyone on yahoo answers has done this and if so how do you do it?
                     
 




unclejesse1
Get an 80/20 loan and have the seller pay 3% closing cost and you should not have to bring any or very little to the closing. Happens everyday all over.


beer_farts
If you are referring to the commercial on TV, its a gimmick


sarah a
ok
your mortgage co. will get this done for you. sometimes telling you to leave your check book at home. here is how.
1) you will get a first mortgage that will cover 80%
2) you will get a second mortgage or home equity line of credit for the other 20% but you will have a higher apr with this
3) get the seller to pitch in for some of the closing cost and they will roll the rest in you loan. "closing costs suck!" they get you for everything.
Good luck


staceydian
Credit score and income permitting you can get 100% financing. Also, you want to have a R.E. Agent represent you so that they may negotiate that the seller pay your closing costs. Some Lenders allow up to a 6% seller contribution. Seller pays the R.E. Agents commission so, it's really in your best interest to find a good one.


dino hotchick
get a 100% mortgage (in the uk) which means the bank/lender will lend you all the money you need to buy a house.

Some lenders will give you a 100% some wont, you need to see a broker to advise you on this. Like Van john said there are hidden dangers (costs). Also you need to have a squeaky clean record on your name to get a 100%, this is because they are taking the risk of borrowing you all that money hence the interest rate is high.


Malee R
Rating
My company helps people with this problem and the problem of having credit challenges every day. We are able to help in all 50 states. We work on a case-by-case basis so there is no set in stone answer to give you. I can be reached for more information at this email adm_malee@yahoo.com, you can reach me at 505.866.0974 or send your phone # and phone charges will be on me.
There are solutions to your situation.
Malee


nothing
Rating
It is more complex with hidden dangers than some given sufficient regard. There are funding options out there that make these offers, but you must fully understand all the terms before deciding whether it's workable for you in the long term.


bostonianinmo
http://www.nehemiahcorp.org/

Just sold a house to a Nehemiah buyer. I think they put about $500.00 in cash into the whole deal.


satarnag
Rating
You either get 100% financing or you take over someone's mortgage/loan in such a manner not to invoke the lender's "Due on Sale" clause.

Regards


boohoo
I have purchased two houses with no money down. Every morgage company has these. We have excellent credit and that helps. It is not a Gimmick--I will soon buy my 3rd that way.

Ask your morgage agent about no money down loans. They even have 120% loans so you can fix it up or buy furniture--would not suggest though!


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