Can the HOA make me change my the color of my house? |
| A couple of years ago the HOA gave me their approval to change the color of my house. They have picked new colors and won't let me do any touch ups. They want me to paint my house a color on ... |
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Breaking a lease? |
| My daughter recently signed a year lease with her best friend, after living there for 3 days the friend moved out, my daughter ran an ad and found a roommate after a month, now the friend is suing my ... |
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Can theses two credit scores get into a house? |
| 656 and 660?......Can we get a loan?.How much of a loan can we get?... |
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My electric bill, Please advice? |
| HI we recently got our electric bill and it is 3 times from the normal, its 350, for 2 months, is usually 150. Our hot water leaks and the landlord is taking forever to fix it, nobody really knows ... |
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Why should I rent or buy my first home? |
| I'm 27 and I just gotten married. We are looking into getting a house now. The only problem is that I am in the Army and stationed in Italy while my wife is located in Texas. Once I leave Italy I... |
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How can I find a cheap apartment in Washington DC? I'm planning to relocate from Detroit.I? |
| I can only afford to spend about 300 dollars the first month, more after that *once I get paid*. I'm leaving Detroit within the next month *hopefully* and have to somehow arrange housing amidst ... |
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Would a bank make payment plans for me if i owe ? |
for overdrafting fees i want to know so the y dont take my whole check cuz i need the money to pay the rents holla back anyone soon!! Additional Details thank ya'll for helping so ... |
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If I complete a rental application and get approved, does that mean I am now bound the apartment? |
| I am now waiting on more paperwork to fill out but I would like to know if this application means I've signed my life to this apartment and there's no turning back. Currently, I am waiting ... |
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How to handle a Sect 8 tenant who is angry and irrational? |
| A Sect 8 tenant receiving disability moved into my unit recently. This tenant demanded to move in early before rent check was received, called at 11:30 am that night, made a list of 50 or more items ... |
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ARM vs. Fixed Rate? |
We can either get a 5/1 ARM or my parents can loan me money and we can get the fixed rate for 30 years. Which would you do right now??? Additional Details I will pay my parents back by ... |
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How do I get into real estate business? |
| Everytime I ask around to find out how to get into the business they always tell me you need a lots of investment. It is very discouraging..so I need help! Is there a webstie?... |
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I am moving into a new apartment July 31st and came to agreement that this would be okay. Apt managemis tryin |
| to change move in date to the 20th of july whis is total bs and will cost me an additional 400 dollars that I am not willing to spend. My rent is paid through the first at the place I live at now. I... |
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Can a tennant give a 30 day notice and assume the security deposit will be used? |
| When you give a 30 day notice for example of the 27th, on the 1st do you still have rent due? Is it fair for the tennant to ask that the security deposit be used as rent?... |
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powerdiva411 | How bad is it ho have two 30 days late mortage payements on your credit? |
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AJ
|
Very bad |
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djdraven99
|
1st- don't do that again.
it will drop your credit score up to 60 pts, just for those two missed payments. And, it can affect if you want to get a mortgage in the future, whether you purchase or refi, as some programs/products REQUIRE you to have NO late payments.
-DJ
Wholesale Mortgage Lending Sales Rep |
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Byzantino
|
it definitely will show up on your credit score ,and that is not good
for your credit, |
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the dream
 |
Yes, I recommend having a credit repair service correct that. |
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HomesByDamon.com
 |
IT IS BAD!!
Most creditors look to a borrower's mortgage payment first on your credit report before they look at anything else because it's typically the borrower's largest debt.
If you can put this 30 day late payment 12 months behind you, it will be less of a factor. And certainly don't do it again...
If for some reason you have to miss a payment, start with the credit cards. Here's the order of importance starting with most important:
1. mortgage/home equity loans
2. student loans
3. car loans
4. unsecured bank loans/personal loans
5. credit cards |
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Rachel T.
 |
Living on the street bad! |
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mortgage help
|
It's bad. Also depends how recent they were. Within the last 2 years? |
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camrenalexis2
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They will definatly hurt your credit score, how much I have no idea. I do know that being a mortgage pro, you can have "running" lates that only count as 1x 30day late on your rating that lenders will give you ie. A, B, C, etc.. If you can pay it up.. But if you have to run late its ok to have it roll ie. July, august, sept,.. If at any point you pay up and clear that but then then 2 months later go 30 day late, you will have a lower grade.
Hope that helps. |
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emourelatos
 |
Bad...dont do it again |
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Drew R
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Hello, it depends on how your other credit looks and how far apart your late payments are. If everything else is OK, and you missed a couple of payments here and there, it's not that bad. But if your other credit isn't that great and you were late two months in a row, then that's not good. It also depends on what type of credit you're trying to obtain. Automobile lenders really pay attention to previous vehicle loans and mortgage payment history. |
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