 Do you have credit checks when renting a house? |
| im renting with my boyfriend (he will be responsible for paying rent) i have a bad credit rating and worried it will affect us being aable to rent this house! Would it be ok if I had a guarantor with ... |
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 Do you think this offer for a home is to low or insulting? |
| Finally want to make an offer on a unit in a new loft condo. The unit is now at the asking price of 209k , it has been on the market for about 300 days now, yes just a few more months and it will be ... |
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 What can young couples do about soaring houseprices? |
Me and my boyfriend really want to move out of our parents houses and get a place of our own.
House prices are massive and we simply cannot afford to get on the property ladder. I've been ... |
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 When apartment complexs get complaints what is the most common action taken? |
| I want to speak to the manager of my apartments to complain about noise and guests loud late at night. I just moved in november 1st. The apartments I live at have rules that no loud noises can be ... |
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 We're buying a house and need to move very soon, could we rent the new place from the owner before we buy it? |
| I'm having a baby due September 1st, and we're moving to a new town and I want my daughter to be at school for the start of the new school term too... Although we've had an offer ... |
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 Advice on mortgage? |
| My partner and i are looking into buying a house next year but the problem is we have alot of debt, £13,000 altogether. Does anyone know if we would be allowed to get extra on a mortgage to pay ... |
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 Are there any houses? |
Hey all,
I was wondering are there any period houses that are in need of restoration that I can get cheap[ish]. They need to be of decent size at least 7 bedrooms. Is this possible or am I ... |
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 I have the opportunity to move into a friend's house for 1 1/2 years while he is on deployment. My rent will |
| be less than it is for rent at my apartment. But, with living in a bigger house the electric bill will be a little bit more. Is the space going to be worth it? Do you think I should go for it?... |
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 I am a first time home buyer i never purchased a home it will be my first loan...? |
| WHEN YOU GO THROUGH THE FIRST TIME HOME MORTAGE, HOW DO THEY GIVE YOU THE LOAN? FOR EXAMPLE I AM APPROVED FOR A FIRST TIME HOME BUYER LOAN, I TELL THEM WHAT I WANT MY LOAN AMOUNT TO BE, FOR EXAMPLE I ... |
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 What do i need im moving out on my own? |
| im moving into my first apartment and i was just wondering what i need and if anybody had any tips that whould be ... |
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 One of my properties is going under foreclosure because of nonpayment. What can I do? |
| i am six months behind. The lenders already told me it is under foreclosure. is there anything i can do to avoid this.? please ... |
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 Can i raising the selling price of home to cover closing cost before accepting buyer offer.? |
| we are selling our home privately and came to a verbal agreement with a neighbor of a price of $350,000 and buyer pays all closing cost. when the buyer submitted a written offer they offered $350,000... |
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 I broke my lease at my rental property and the following are the charges that I am on the line for: fair? |
Lease broken Aug 20
$1000 lease break fee--OK fair enough
$895 - rent for the month of Sept. If I am being charges for this, should I not still have access the the apartment ... |
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 My landlord has moved new renters in while I still have term left on my lease? |
| We bought a new house mid-August and promptly moved in. The house I was renting before, the lease terminates on September 30, 2008. I met with the landlord who said he would not give me my last ... |
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 Please tell me if this is a scam!!? |
| This is really bothering me now. I am selling a new house in Florida and it was listed on the internet. I got an email from a guy in the UK saying he wants to buy my house and wants me to follow his ... |
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 I rented a house 7 monhts ago and know my landlord has sold the property.? |
| I have found a new rental and do not want to lose it but my landlord is holding me to the rest of my lease in case the deal falls through. But I am ready to go now. The house is in better condition ... |
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bigboyd65 | How big should my down payment be on a house that cost 150,000 with bad credit? |
i paid everything off on my credit i been saving my money and now im tring to get this house. please help |
 |
 
Oliver
|
A 20% down would be good already. See if you can qualify even with a 5% or 10% down. |
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Judy1
 |
20% or more if your credit is bad.
Good luck. |
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Dean L
|
If you've paid off all of your credit cards your credit will probably start improving within the next month. You're also saving money to get into a home, but you should only put down what you can afford, taking into consideration that you will also be paying closing costs. Many lenders (and I am one) offer 100% financing, usually with a minimum mid-credit score of 620. If you do not meet this criteria, then you will likely have to try to save up at least 5-10% ($7,500-15,000) for a down payment plus closing costs which are approximately 3-4% of your loan amount (in your case, maybe $4,500-6,000). So in total, you should expect to pay down about $12,000-21,000 at closing and hold a mortgage of $129,000-138,000. Your estimated payment will likely be about $900/month, not including property taxes or insurance. Hope that helps. |
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bigbreastedbitch1979
 |
i would say about ten percent of the house that u want good luck i hope u live out ur dream |
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Jen
 |
you want to pay at least 20% down. then you avoid paying private mortgage insurance.that is expensive. the more you put down then that, the less you pay in interest. 20% is 30,000. how much you have to put down for a minimum is up to the bank, but make sure that you come up with a budget for this house, and they give you a total amount due each month, (they required to by federal law) before you sign, so that you do not get in over your head. |
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tonalc1
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As much as you can possibly afford. It will reduce your payments and give you a better chance at a good loan. Try for at least 20%. |
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jeepsarecool
|
20% of house sale price. |
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Christopher Griffin
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$25,000 would be a good guess at a down payment. It all depends on the bank's requirements. |
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Felton E
 |
why the brothers got to always have bad credit.....damn 10% |
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gord's360
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The highter the amount the better really. That means less for them to lend to you. You might also want to have some in the bank so they can see that you have a savings. |
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Prakash
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If you have your credit score in good standing and if your middle score is over 680 then you may not need to put any down payment.As you said that you have paid everything off.I am a loan officer for 5 years.I have all different programs to suit your need.If your are curious to know more drop me a n email:
ppandya_1@yahoo.com
Patrick |
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mortgage help
|
No one can answer you accurately without knowing your 3 credit scores. |
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justgetaloan
|
Depending on your credit situation, you may not have to put any money down. There are many lenders who are flxible with the % if a down payment is needed. If you go to http://www.justgetaloan.net you can use tools to acces your personal situation and also get a free quote. For additional assistance you can also contact me at jfreeman@justgetaloan.net |
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