 I rent a home and I have a 2 year lease. I have been living here 6 months. My landlord now wants his home bac |
| My land lord who use to live in this home rented it to me because he was moving out of town to help a sick relative who recently died. Now he wants his home back. I am on a lease, I have never been ... |
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 Can a realtor break my apt lease? |
| I want to buy my first home but I still have months to go on my apt lease. Is there any way I can break the lease so that I can go about buying a home?... |
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 How hard is it to get a house with little or no money down? |
My credit isn't the best, and i am would like to be in a house by feb-march.
Additional Details
I am working on paying my debt off and should be done in the next month or two, that ... |
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| Right now I can afford to put down about 5-10% for a house that I am looking for. If I wait about 6 months and continue renting I can save up and reach about 20% for a down payment and avoid paying ... |
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 Who owns your house if your bank goes out of business? |
| Hypothetically, if a bank such as bear sterns goes out of business and you had a mortgage with them. Would the city then own your house or would you own the house by default then? Because if you ... |
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| I am selling my home which has a pool with a wrap around deck. We don't know if we should sell the house withouut it or not. We need to know what appeals to more buyers.... |
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 How to buy house with no co signer? |
| my score is low like in 520's I already have a loan out im trying to pay for school... yet i get late sometimes and i actually stopped paying for a couple months because I had to pay for my ... |
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 Do I have to have Mortgage Insurance? |
| I was just wondering how much down if any do you have to have in order to avoid Mortgage Insurance. Please let me know thanks :)... |
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 Buying a house, help!? |
we like a 3 bed house in york, UK. the price is £150,000. We like the hosue but want to pay around £140,000 only.
Can we make an offer of £140,000 or will that be too low as offer???<... |
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 Why is there public housing? Is it really for the needy? |
| I'm just wondering if it's really to help those who are needy. OR if it's really just another way for cities to make money. I mean, real estate is a big business and why wouldn'... |
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 What should I do? I bought a 2 bed 2 bath condo in 2005, in San Jose, Ca. At the time....? |
| I was really young and didn't have any experience in buying homes, so I got screwed in one of those "arms" of which I didn't exactly understand when I signed my life away. My ... |
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Miss Universe | How can I buy a house if I already have the %20 down, good credit, BUT NO JOB? ? |
Additional Details
What if I got married?
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roadhunter
|
You would just have to get what is called a "no docs" (as in no documentation) loan. They are quite common, and readily available with good credit and down payment. Try Bank of America.
If you got married, your spouse's income would be figured in, so it would likely result in you getting a better interest rate, as no doc loans are (usually) higher. |
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Rainy
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are you recieving any income ?? such as retirement ?? with out income it is almost impossible to purchase a home on a loan. . |
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lucas r
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don't buy a house without income even if you can. Unless you can pay the whole cost of the house with cash. there are enough foreclosures as it is, do not be another statistic. |
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Sai
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If your credit is good ENOUGH, and your lack of a job at the moment does not imply a lack of a career, you can still get a loan. You won't get the best terms. Your credit will have to be 'good' as in you've financed things in the past and paid the off and so on, not just 'good' as in you're not in debt and don't have collectors after you. One other way is to look for owner financing. |
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fresh2death
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u cant, sorry |
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Kazemaru
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You can't. You'll need to be at a job for at least 6 months if not a year for anyone to give you a loan for the rest. |
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Pengy
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you are 2/3's the way there. With no income cannot make payments and upkeep on a home. You will need a job and they usually request 2 years worth of income verification. |
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Becky D
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no way that is going to happen, sorry. |
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Charles K
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You can buy a house on land contract but you have to be real careful
If i were you I'd wait till i knew for sure i could make the payments.
Or you could lose everything. Find someone who has a good job thats willing to help'for maybe a place to live.Find a business partner
buy a house turn around and sell it for a big profit' your own your way. You can make good money buying and selling property' go for it. |
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onandonandonanon
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Well DUH! you can't! |
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Daniele Z
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My own advice is that firstly you have to find a job, then you can any house you want |
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skiddly dee
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The bank will calculate your debt to income ratio. It has to be lower than a certain %, before you can qualify.
You need to have proof of income for that last two years - preferably from working at same company - so it seems stable.
If you have no income (presumably through having a job), they will assume you will have no means of paying back the 80%. |
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9 daughters
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Job or not, you have to prove to the lender that you have a source of income sufficient to pay back the loan. If you can do that without a job then it shouldn't be a problem. I just bought three properties and I don't have a job. The critical issue is documentation. Lenders just aren't going to take your word for it anymore. You have to provide documentation of your income. If you can't do that then you'll have to get a job. |
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ryan c
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get a job |
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cajuninafrica
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sorry you loose. Besides how in th eworld are you planning on paying the note? This is the same sort of thing that has caused the collapse that we are enjoying right now. But then if you did buy a house with no job and went into foreclosure because you couldnt pay the note would that be Bush's fault also? |
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