 Legal advice for eviction , anyone plllllllllleeeeeeeeeaaaaa... |
| So i am getting evicted. Ihave tried everything under the sun to try to stop this but its useless. I went to court yesterday and the judge gave me till 8/31/2007 to get out of the apartment. D... |
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 Life will suck if u did not get a flat from parents? |
u will need mortgage, potentially for 30+ years
when u add kids to finance it will get even worse
next 30 years u will spend on working hard and getting old
then u will be ill and too ... |
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 If a house is selling for $38,000 dollars what does the Assessed Valuation $6000 dollars mean? |
If a house is selling for $38,000 dollars what does the Assessed Valuation $6000 dollars mean?
Does it mean it will be appraised for $6,000 dollars instead of 38,000?... |
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 My real estate agent is a slimebag ~ Now what? |
What should you expect from a realestate agent?
I moved 3 months ago and haven't heard anything from them. Should they be contacting me? or only when the house sells?
This is ... |
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 Mortgage Down Fall? |
| What do you think about the houseing problem?... |
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| How to find house or apartments for rent? |
I know about Craigslist but it seems so limited. What are my options for having the most options for locating a new place to rent? Im looking for a place in San Mateo county California.
Thanks ... |
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 Giving 30 Days Notice Landlord: Count Day of Notice? |
| If I gave my landlord a notice dated yesterday (Dec. 12th), do I count Dec. 12th as day 1 of my notice or does day 1 of my notice officially start on Dec. 13th? I have to give her 30 days notice and I... |
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 What are the best upgrades when selling your house? |
| We're thinking of selling our condo and we have about $2000 to make upgrades. We'd love some suggestions on how to get the most return. We've already thinking of updating the range and ... |
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 How does a lower middle class person in Illinois afford to live in California or Florida? |
| I live in Bloomington, IL and would love to live in Ft. Lauderdale, Tampa, LA, San Diego, San Francisco, or in California in general (preferrably southern).... |
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 What can i buy with a £5? |
| i have £5 to spend i know its not much money but i want to get something that i can use so i dont waste my money any ideas?! thank you!!... |
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 My fiance and I are renting a Condo my Dad owns? |
| I am living in a very new (we are the 1st to live there) Condo my Father owns with my fiance. We have lived there with my younger sister (the 3 of us) for the past year and she just moved out. My ... |
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 Should I live at home or with my friend in an apartment? |
| If I am planning on getting married in a year or more, should I live with my parents (saving money, but commuting to school and not as involved at school) or live with my friend in an apartment close ... |
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 I don't know what to do, would you buy a house or pay off a lot of bills? |
| We have saved up a lot of money in hopes of buying a house out of foreclosure (with cash). If we did this we would save $750/month and have a yard for our dogs. It will cost 2k to make the house ... |
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 Foreclosure? |
| My Home is in Foreclosure I owe$30K more than what it is worth!!! Has anyone ever heard of your bank reducing what you OWE on a property to it's current value? I owe $235 and its worth $219K now.... |
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 How do i get my name off of house mortgage my e-wife now is paying for Thur our divorce agreement? |
| gave my share of house to my ex but now i am having trouble getting loans because it shows up still on my credit ... |
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 Does anyone know where I stand on this? |
| I had a standing order from my savings account to pay £300 rent per month to my landlord. When I moved out in March I cancelled the Standing Order by putting it in writing to the bank. However, they ... |
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 Can I be evicted? |
I am planning on moving in with my GF. The thing is that the lease says if anyone else lives there they have to be on the lease.
I do not qualify to be on the lease. If caught can I be ... |
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 Can i get a loan for a house? |
I am a military member overseas.I would not be living in this house for 5-7 years. Am i able to get a loan for this?
Additional Details
yes i am ... |
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Melissa G | How can I buy a house with horrible credit? |
I am trying to buy a house because the neighborhood we are in is getting worse by the second, but we have horrible credit due to stupid kid stuff. Anyone know of a place that you can get a place with horrible credit,no down payment, low payments a month in a good neighborhood? |
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qpid59
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It will be near impossible for a person with no down-payment and bad credit. Your bank probably will not help you because of your credit rating and most lenders will not finance 100% of the purchase price with bad credit. However, there are a couple of options. There are homeowners that will lease a home to you with a purchase option at the end of the lease. Usually, a percentage of the lease payment will be applied to a pre-determined purchase price as long as they are made on time. Some owners even take this a step further and are willing to agree to let you buy the house after you pay the mortgage payments for a minimum of one year. If you can prove that you have made 12 consecutive on-time payments (usually they will want cancelled checks or bank statements) then many lenders will allow you to refinance the property in your name which may allow you to avoid coming up with out of pocket closing costs.
Another method is called seller carried financing. Most lending institutions will lend 65% to 80% of the purchase price of the home if you have a job and a pulse. The seller would become the "second mortgage" and you would pay payments on the remaining balance to the seller until you either sell the house or refinance it down the road. You would have a first and second mortgage but that is not uncommon with 100% financing.
Hope this helps. |
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iceman
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You want the realistic answe?.. Your parents.
There may be someone out there who will approve you. However, you are going to get charged terrible rates, and go into the home with no equity. 9/10 chance you are better off renting until your credit improves, or until you can get AT LEAST 10% down on the house. Everyone thinks they have to buy a house. There are so many people out there in terrible mortgages who would have beenmuch better off just waiting a a little longer until there financial situtation improves. |
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acermill
 |
No. You will, if you can even get a mortgage, pay usurious rates, will be expected to have a downpayment, and obviously will have higher payments due to the high interest rate. Look to move to an apartment/rental you can afford. |
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minalerie
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You need to fix your credit to start with, or find a loan agency that is ok with poor credit. Look into foreclosures |
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mandychavis357
 |
Don't look for the easy answer which would be getting a terrible loan with outrageous interest and closing costs.
Instead, call the largest bank in your area. They are required by law to set aside some of their loan money for low income people wanting to buy a home in economically disadvantaged areas. These loans are called community lending loans.
Ask what steps you would need to take to participate in their program.
You will have to work at cleaning up your existing bad debt, go to credit counseling & budgeting classes and other asssorted hoops to jump through.
In the long run you will have a house you can afford, with a mortgage that is possible for you pay off and actually own a home in 30 years. |
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theflynnmom
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we just got a home loan from our local bank at a good interest rate with 100 percent financing. We declared bankruptcy 5 years ago and still qualified. As long as your credit scores average to be over 625, then you should be good. You can improve your scores over just a few months by paying credit cards on time each month and paying a little extra each time. You still will need to have money for closing costs, which is usually around $2000. You can not finance closing costs. I tried using Lending Tree to no avail. Your best bet is to go around to your local banks and try to find the one that will accommodate you best. |
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flora_pr48
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Here on Earth? Not easy task. I wish I knew a place so I could by myself a house.
Keep on looking and if you find a place, PLEASE, let me know.
Good Luck. |
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angel of death
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its going to be very difficult. I would try talking to a real estate agent or your bank to get more information. I'm sure it also depends on your location.
Your credit will hurt your chances, as will no down payment. My partner and I are looking for a good home in a good safe area as well. We have great credit and have money saved for a down payment, but the monthly payments are still out of our range in all the good places in our area. But from my experience, it seems the more affordable places are not in cities or neighborhoods, but out in the country away from everything. |
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s t
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I know where you can get a chimichanga regardless of your credit!! |
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heathstiefken
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try fha |
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carly sue
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buying a house with a lease option or rent to own is the only way |
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