 Does anybody know if it's possible? |
| To buy a house with little/not so good credit with little down? I've heard of first time home buyer programs, and downpayment assistance. But does this stuff really exist? And if so, does ... |
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 Do you think we need more 4-5 bedroomed houses in this day & age? |
| i do the council only have 11 4bed houses in the whole district!!... |
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 Question about Rent! |
| Me and my boyfriend live together in an apt, we are both on the lease for another 7 months. Things aren't going so well and I am thinking about moving out. In the last argument, he asked me to ... |
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 Why was I charged extra money for Escrow? |
| I was charged an additional $300.00 that I need to pay on my next month's bill. The taxes went up about $250.00 and my coupon book says I need to pay $20.00 more per month because of that. What ... |
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 Judgemenet against my husband that we never knew about.? |
| I just found out by a site search that my husband has a judgment against him for $700.00 for rent and damages to teh apartment he rented for 3 months. He moved homes and jobs. We were never notified ... |
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 I am trying to find the max loan amount I can get and the mim dwn payment i can get without requiring PMI? |
I want a house that cost 400,000 and was appraised at 375,000. My monthly income is 7300.00 and I have two cars totalling 730.00, alimony 400 and credit cards.
My proposed conventional mtg ... |
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 Breaking an apt lease??? |
| Okay, me and my fiance moved into a 1 bedroom apartment in Feb of this year. We signed a year lease. Since we moved in, we have had a bad cockroach problem, the gate to the carport has been broken ... |
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 Apartment move-out and move-in!!!? |
MOVE-OUT:
Do we really have to ask our apartment manager to walk through with us before we move-out of our apartment? Then, after walking through with us, can we really ask them to make a ... |
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 Moving out tips? What is "Reasonable wear and tear"? |
My partner and i are moving out of our furnished (rented) flat on monday for our new place.
We really need all the deposit money back - what are your tips for leaving the flat in tip-top ... |
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 Do I have to have a down payment to buy a new house? |
| My brother says you can get a house with a very small down payment. I own the family home. Dad gave it to me before he died and I do not want to sell it. The family would be really upset. Its not ... |
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 My landlord wants to sell the apartment I rent.? |
| I live in MA. and pay my rent on time. My landlord wants me to move so he can sell the property. I'm waiting to hear from housing to get an affordable place and currently am unemployed as I was ... |
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 How much would i have to earn to be renting a house for £600 a month? |
| I've found a nice house to rent for £600 a month with my boyfriend. The agency it's with needs proof of income for renters. How much do you think our combined income would have to be a ... |
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 Real Estate Agent claims he undercharged me for sale of house seven months ago, do I have to pay? |
| I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when ... |
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 My Mother left me Her house which is paid off, It's worth at least $400,000.00. I have horrible credit.? |
| I owe $22,000.00 in property taxes. I despratly need help, but I'm not sure what kind of help I'm looking for. I think a private investor, looking for a great return in a short period,(... |
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iluv2fishtoo | How can I buy a houuse with bad credit and a recent repo on a car ? In less than 1 month? |
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 |
 
CJKatl
 |
Don't.
Find an inexpensive rental, move in, and get your financial house in order before purchasing your living house. In the long run, you'll be in much better shape and, probably, much happier not worrying about finances.
Buying the house now means instant gratification, but long term hurt. You will be paying high interest and locked into a sub-prime loan. Once you're in a sub-prime loan, the financial cards are stacked against you. It's very hard to get out.
Make an appointment with Consumer Counseling in your area. Start paying your bills on time. Establish solid credit for a couple years. Then it will make sense for you to go house shopping.
Trust me. I've been there. It's much better to bite the bullet, deal with the financial issues, and come out healed on the other side. It's a whole different world not screening calls, not looking out the window to make sure the car hasn't been towed off by the repo guy, and getting zero-percent credit card offers in the mail daily! It's much nicer being in control of my spending and finances.
Good luck! |
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love2shop
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If you can't keep a car how are you going to make a house payment? I'm not trying to be rude I just don't think it's wise, if you're already having money issues, to buy a house. |
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teran_realtor
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C A S H |
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strong_perkasa
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You need credit score higher than 600 to get a mortgage. The next option is to find an owner that would finance you. The easiest thing is to pay CASH or large down payment. |
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Faeldaz M
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Why a month? People with good credit don't make a spur - of - the - moment decision to buy a house. They plan ahead, accumulate down payment money over months or years, get their credit score straightened out, research housing prices in the area, and arrange financing before they start shopping for a house. That's why they have good credit: they realize their financial life is a long-term, not a short-term issue.
If you buy a house before straightening out your finances you'll pay a much higher interest rate which will mean you pay much more for your house over the period of the mortgage. |
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darin s
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Ok the first thing is the bad credit. Most banks wont allow a credit score of under 450-500. The car wont be an issue except lowering your credit. On credit reports banks only look at the score, amount of late payments on home loans and your total bills currently being payed.Loans for the most part are done through banks and it can be tire-ding calling each bank and seeing what their guidelines are plus every time your credit is ran it goes down. You best bet (and this cost a lil more) is to seek a loan company or a mortgage broker, these companies know what place will do what with what. Also some of these companies ( if they cant get your loan for you) offer FREE credit repair information because they get commission and want your money when you do get that loan. |
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themeathanger
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Pay high interest. Pay cash. Buy from someone whose willing to finance.
Get co-signer. |
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kerrbee
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first of all how could you afford it. secondly try to find a private seller. sometimes they do rent to own. |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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melark
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win the lottery ... ... ... |
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CALIFORNIA GOLD
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There is a whole sector that serves those with bad credit. Fill out the free evaluation form at
www.totaldebtsolutionsllc.com
and put that sector to work for you. |
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pattibcacl
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Keep trying don,t give up go to a mortgage broker they will find someone to lend you the money good luck |
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bob
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go to the slums in your nearest city...you can buy blocks of houses for a dollar. |
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