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 I just made a mortgage payment on 4/29/08. Is that for April or May?
Basically I want to know if mortgage payments are made in arrears or paid ahead? And we also pay into our escrow account at that time, is that the same as the principal & interest in terms of ...


 Are tenants entitle to their deposit back,even though they move out before lease expires?
...


 When you Lock in a low, fixed interest rate, for how long is it locked in?
...


 What can an apartment landlord discriminate against when choosing tenants?
I own a small house with a couple of apartments in it. The lower apartment is vacant again-- It's only a tiny two-bedroom apartment and I've recently begun to advertise and seek out ...


 Are loud neighbors grounds for breaking an apartment lease?
I have neighbors who have band practice all throughout the night. If managment doesn't stop them do have a legal right to end my lease?...


 In the current economy would it be better to build or buy a house?
We live in a rural area most house to buy are older....


 What is the law about replacing the carpet in an apartment?
...


 Hey I just moved into an apartment and Its extremely noisy Help?
Hello, I just moved into an apartment and did a lot of work and spent a lot of money painting and fixing little things around the apartment getting furniture and setting everything up. But so far ...


 My credit score is 563?
CAN I GET A MORTGAGE?...


 Im a single mom of 2 small children and there is a house for sale down the street for 40grand how do i get it?
i need a first time buyers loan, maybe a grant, but i dk how to go about it. Im all by myself out here and dont know where to start and dont have alot of money, but i got a decent job. I need a ...


 Can a landlord keep my deposit and expect me to pay more after i have moved out and cleaned the apt.>?
My landlord expects me to pay above the deposit i gave when i moved in. I cleaned for 5 hours and she says that the place wasn't clean. I had 5 other people helping me clean. the place is ...


 Is there a way to sell a home and acreage in Texas without paying a commission?
I want to sell my home and acreage in South Texas without paying a 3%-6% commission. Is there a way to list it online?

I looked up for sale by owner, but I would still have to pay the ...


 Landlord evicted me.no notice.?
roomate said she paid my half, but didnt. lanlord told me i had to leave. i went to a friends for 1 day, came back & he had moved all my stuff to a storage. he made me pay him 300.00 to get it ...


 My landlord is in jail. Should I still pay my rent?
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 If someone owns a piece of land, do they own it all the way to the center of the earth?
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 How is this legal? Any suggestions on getting this agent back?
I was the buyers agent on a single family home purchase. An agent in my office who knew my buyer, went to the buyer and had him cancel the purchase, then he rewrote it with the buyer's brother-...


 Can a landlord do a credit check?
We have had some really hard times and have to file bankruptcy. We are filling out an application for a apartment but there isnt a consent for a credit check but they do want our ss# can they turn us ...


 Help selling my house!?
We've had our home near Clearwater/St Pete FL on the market for almost a month. It's a terrific family house that's close to the beach (but no flood, no evac) with 4 bdrms and 2,140 ...


 Applying for mortgage as fiance/fiancee....instead of married?
Quick snapshot of our situation...

We are looking to purchase our first home next year when our current home lease expires around May. She has excellent credit (+750 FICO) and I have been ...


 Who replaces carpet when you rent a home?
i have rented from same property managment company for 10 years. house needs painting and carpet has never been replaced. is this the owners responsibilty and after how long should it be done?...



Michael M
How can I evict my roommate if I'm not the landlord?
My roommate won't pay her portion of the utility bills (which are all in my name) but she's continuing to pay her half of the rent to the landlord. I've spoken to the landlord but my roommate is denying that she isn't paying the utility bills and the landlord doesn't want to get in the middle so he won't kick her out. I left her a letter taped to her door offering to relieve her of all the money she owes if she agrees to leave in 30 days. Not only did she refuse to leave but she told me if I continued pressuring her she would get a temporary restraining order against me and I would have to leave. I really don't want to lose this place--especially to someone like her. The only thing I have going for me is that the security deposit we put down is in my name, so if I leave, legally I'll get all the money back. Please help!
                     
 




Daisuke
I would do either:
1) Lawyer route -or-
2) Get an electrician and disconnect the electricity to her area.

If she pays, charge her for the disconnection/reconnection fees.


blip
Start masterbating in the living room when you know shes about to come home.


Level 6 Troll
Blip gave a perfect answer - passive agressive behaviour will do the trick.


maxximumjoy
Rating
What utility bills are in your name vs in her name?

If "extras" like cable, phone, internet are in your name, have them shut off. If she misses those things, she can pay her half of the bills plus the reconnection fees.

If the electric, gas and/or water are in your name, LOL, put an egg timer outside of the bathroom when she showers and set it for three minutes. Then tell her "time's up." Tell her she's not allowed to cook there anymore. Remove the TV from the living room if it's yours. Seriously. Cut her off from use of the utilities as much as you can. Make a big deal about turning off lights and stuff, speaking of passive-aggressive.

Also, if any of the utilities are in her name, stop paying her your half. Tell her to take it out of what she owes you.

Unfortunately, the landlord can't force her to pay the utility bills. I don't think he can kick her out, either, unless she stops paying rent.


Whit
Rating
You could take her to small claims court for all the money she owes you. The only problem is that all the bills are in your name and she can say that she never agreed to pay any of the bills or that she paid you in cash. You need to get something in writting that says she agrees to pay half of the bills but i think it is to late for that. I would just ask the landlord if you can move into another apartment in the same complex. Than she would be liable for all her bills since she would have to get them in her own name.

Or do what my bf did one time to an old roommate who did the same thing. Turn the fuses off to her bedroom & cut the internet cord. Tell her that unless she pays she wont get to use your electricity or cable. Worked for him. They were never late paying their bills again.


derbyandrew
Rating
You have a contract albeit only verbal so threaten to sue her, and if she still doesn't pay do it. You have to send her a 'letter of intention' stating how much she owes you and a timescale to pay it (say 14 days) otherwise you will file a small claim in the County Court. That should do it. If not file the claim which you can do at moneyclaimonline.co.uk, its dead easy and only costs a few quid.


towanda
You have just run into the problem that many roomates run into. You have a user and she thinks she is just going to get away with it. You can try small claims court but you have to be able to prove your case. I would turn off anything that I could. Do not alter anything in the apartment or your landlord will be able to charge you large amounts to get everything back in working order. Ask your landlord if she would let you out of that apartment and your lease and maybe into a different apartment. I guess you can lawyer up but again you still have to prove it and if you win she will have to pay attorney fees too and if you can afford it probably your best bet. Common sense says she is liable for her half of the utilities. It would be costly but if you have a friend that will put you up for a month, turn off all the utilities but be sure you can do that without breaking lease. It's pretty hard to live without electricity/gas and definitely get rid of the telephone and get a cell phone only. She's a user and you're going to have to get nasty and fight for yourself. Bet you never get another roommate or at least not one without a written agreement between the two of you. My first roommate started dating her married boss that was into some big illegal activities and I kept hearing car motors at night. Turns out one night they came in and busted my roommate, her boss and I got rousted out late one night in a less than desirable nightgown and really bad pink curlers. My next roommate slept nude, spread eagle with her door open and that was the end of my roommates. So, how long do you have on your lease? If you don't have a lease, move and let her have it and say good riddance. Don't forget to give notice and turn off the utilities as you go. You may be able to talk to the landlord to hold the apartment for you when she leaves, if she leaves but leave with the deposit in your hand and don't even blink when you say the deposit is all yours. It's only an apartment, get rid of the moocher.


Krissy
Unfortunately, legally speaking you do not have a leg to stand on.

As long as she is on the lease and is paying her portion of rent, she is still in the clear -- and it's her knowledge of this is why she's doing it! She can get away with it legally.

Unless she did something violent or threatening, you cannot have her removed. She can, however, state that you were threatening her (or her you) and only then can someone be forced to leave.

You will not, repeat, WILL NOT receive your security deposit back if an original lease holder is still living on the premises.

You may have done yourself in by taking all the utilities in your name! I always split half the utilities with my room mates. I took electricity, they took cable. I took gas, they took a larger portion of rent.

*You can however, not be accommodating! If they're your utilities, you can have them disconnected.

EG:
Not watching TV but she is? Have TV disconnected and use YouTube!

Using WIFI or LAN? Set the LAN to allow only your computer's MAC address.

Not there during the day and she is? Have the hot water set to night metering (only making hot water at night) and take showers first! No hot water for her.

She didn't pay for electricity? Lock the fusebox and turn off the switches in her room!

She'll see it your way soon!

She's only paying for the room, not the creature comforts associated with it!


Expert Realtor
1. Utility disagreements between you and your roomate, is NOT the landlord's problem.

2. If you want her to move, you'll have to sue her in court, and explain to the judge that she will not pay utilities, and see what the judge says.

3. She can't get a restraining order against you if your name is on the lease, and ONLY if she lies in court...which she can be charged with a misdemeanor.


Sagebrush Kid
Rating
First, some facts.

(1) You can't evict your roommate. You don't have standing to do so, UNLESS YOU'RE SUBLETTING TO HER. Your landlord can't really do anything, since you're probably BOTH on the lease. You can't remove one person from a lease; it's a legal contract.
(2) You are 100% responsible for the utility bills.

I'm assuming you two have no contract except verbal. Besides removing the circuit breakers to her room, (heh heh) I would say your options are limited.

You did the right thing by writing her a letter. I assume you kept a copy. Since she is going to be unreasonable, the next step might be to sue her in small claims court for the unpaid amount.

I seriously doubt that- under the circumstances- any judge would issue a restraining order for roommates living in the same property because one of them asked the other to pay the utility bill. Tell her if she has the money for that, use it to pay the bill.

Is everything in your name? If so, you may be SUBLETTING to her (if this isn't against your lease) and then YOU are the landlord and could evict her for non-payment of rent or non-performance of lease.

It is time to visit your legal aid clinic, I'm afraid.


perfectlybaked
All you can do is move out. Theoretically if you are unwilling to move out the problem doesn't mean that much to you (I know this isn't true but that's how the law may see it).

What would happen is you would move out on account of non-payment by your roomate, then the landlord would get mad that he lost a tenant because of it and finally take action.

(BTW how in the world do you get a female roomate? That's unheard of where I live, male and female roomates. Is she hot?)


aidenislove
Rating
You can move to another place and just tell your landlord you want to opt out of your part of the rent. This requires you to pay a fee of usually 2 months rent. Of course the utilities is probably cheaper till the end of the lease.

You can be stubborn and just have everything disconnected for a while and see if you can stay at a friends house for a week or so. Have her get them reconnected in her name and then you pay her. If she doesn't want to do that then say "Why not? You say you are paying them, so I'll give you half then."

That way, if they get shut off its her fault and she will have to bear the debt.


fed up :(
Rating
i am having the same problem. unfortuantly it is a family member. not just a friend. i feel like i am being taken advantage of. all the bills are in my name but she was supposed to be responable for the electricity bill. now come to find out 2 months later, not a single penny has been paid and i owe a little over a grande! how can i get her to pay that??


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