Is my landlord ripping me off? |
I recently found out due to past agreement with lease or payment, my landlord end up have a four bedrooms apartment to himself for 350 a month.
He rented out three rooms for 350 each per ... |
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Do you think the mold in my apartment bathroom is causing me to be sick? |
| In my apartment bathroom, water leaks from the ceiling right above the toilet. & I see mold growing more & more, day by day. I told the maintenance man on Friday, & he was supposed to ... |
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Zero down on a house???? help? |
| My husband is going through all of the legal stuff with buying a house. The closing date is real soon and his mortgage guy promised he could put zero down, he gave my husband paperwork confirming ... |
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Changing Job Before House Closing? |
| I have decided to accept a job offer (same type of work, more money) but we are currently planning to close on house on 12-7. I will not start the new job until 12-10 but want to make sure this will ... |
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Why do some landlords do this? |
| Where I live (and in surrounding areas), a lot of landlords charge high rent for residential properties located in "bad" areas. Rather than being willing to negotiate with potential tenants,... |
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I thought I had my house sold this week, but the people changed their mind! I'm so sick of this waiting game! |
| I've tried EVERYTHING! What do I do now? Where do I go from here? It is all so depressing and frustrating! I've put it on Craigslist, I have it on both Realtors websites in town, and I ... |
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How can I negotiate for lower rent for my apartment? |
| I have been living in this apartment for two years and I would like to ask for lower rent or, even better, some free months. When I first moved in they gave me 3 free months. Could I still negotiate ... |
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Me and my hubby are entering a bid on a house, its in north babylon ny, high ranch that needs a tremendous? |
| amount of work which is is fine thats what we wanted. Its an older woman who's husband passed away and she brought a small condo. Its listed at 379,000 we are putting a bid in for 300,000 and if ... |
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Renting vs Selling, and possibly taking a loss? |
| We are almost finished with our first flip house, yea! I know it was a dumb to try and do this with the way the real estate market is right now, but it was my Grandfather's house. He passed away ... |
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In Scots law, who is responsible for roof repairs. Downstairs say not them, its 4 flats in a block property.? |
| Our downstairs neighbour say that they are not liable for roof and communal building repairs. We think the rules up here in Scotland are slightly different than in the rest of the country.... |
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Can my old landlady charge you for her time in getting their house ready for the next tenant? |
| I have been charged £12.50 an hour for time that she says she has spent preparing the house for the next tenant and taken it out of my deposit. I cleaned my old house thoroughly on departure but ... |
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I want to sell my house and buy a new one and need some help please!!!? |
| Myself girlfriend and I bought a new house 12 months ago for £167500. We borrowed the full amount on a 3 year fixed rate deal. Our circumstances have changed and we now want to sell this property (... |
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Do I have the right to get out of a lease if my landlord's smoking bothers me? |
| We live in the lower half of a double and when my landlord lights up it becomes very bothersome. Do we have any recourse to get out of the lease?... |
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My landlord is being forclosed on, do i have to move and do i still have to pay the rent? |
| the sheriff's sale is 12/07/07 and i have a lease until feb. 1, 2008. I have paid the rent on time and i just got the notice today. I don't have the money to move if i still have to pay ... |
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Who would be responsible, me or the landlord? |
| I moved into a retail strip. My lease specifies that I am responsible for any indoor electrical repairs/problems. Everything was working fine when I moved in and still is. The thing is that I ... |
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Baxter | How can I get a $30,000 loan to buy a 2.5-acre parcel of vacant land in Florida? |
Also, could I borrow enough to put in a well, septic tank, and power pole? Please don't give answers like, "Go to the bank." |
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Realtor Jim
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Do you live in Florida? A number of banks down here will do vacant lot loans. I believe AmSouth is one of them. If you want to get your loan from another source, it's usually just like any other real estate loan. You may need as little as 5% down depending on the financial institution. Please do yourself a favor and stay away from the on-line lenders.
I agree with the other writer. I would not install septic or electric until you are ready to build. Someone else may come along before you and pay for the electric installation saving you a bunch of money. In Florida, FPL will install a certain length for free. After that you have to pay. Likewise with septic, you may install a system today only to have the requirements change a year or two down the road and if you haven't built yet, you might find yourself installing a new system.
Charlotte County (FL) changed some regulations a few years back and some people would find themselves digging a new system if they had installed an old standard type septic system.
Hope this helps you.
For more information feel free to visit my website at
www.flwaterhomes.com
Jim Reske, Realtor
ERA Advantage Realty
Port Charlotte, FL |
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kathy T
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Go to the bank! |
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trblmkr30
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Remember, usually you need to have at least 40 - 50% down on vacant land. If you currently own a home or property, you may want to take a Home Equity Line of Credit (HELOC) out on that property to purchase this one.
If not, what is your plan for the property? Are you going to build on it? If so,l you may want to get with the builder and then set up a construction loan with your local bank to purchase the land and then build the home. Make sure that the loan converts to a conventional fixed loan upon issuance of the Certificate of Occupancy (CO). That will save you lots of $ in the long run, since construction loans are usually much higher interest. |
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MadMaxx
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lol... seriously... go to the bank. You may be surprised that if you're getting this property at a good price, the bank may look at it as already having equity and give you the loan! |
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JJ C
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First go to city hall or the county office...power and water might be installed there soon...so it may be wiser to just wait it out. If the county is looking to sell these parcels of land then there may be financing programs already in place...u just need to go talk to the right people at the county office. (i'm assuming the land isn't already owned by a private party). |
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boston857
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The highest LTV you can get on unimproved raw land is 65%. You can request an ADC loan which is an acquisition and development loan and the applicable LTV may shift to max of 75%. Try local banks in the area.... |
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kcbrown1979
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www.eloan.com |
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MIKE D
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ASK ABOUT LAND CONTRACT THE OWNER CAN SELF FINANCE THE INPROVMENTS AND IF THE APRASIL IS HIGH THERE YOU CAN GO |
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Min
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If you go to www.lendingtree.com they have several options for loans.. and can help you get a loan for land and money to borrow. I always use lendingtree.com for all my financing needs.. they rock! |
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