 How much of a notice do you need to give a landlord? |
| My cousin is movinig from an apartment where she has had nothing but bad luck with the landlord (no fault of her own, this person is just difficult!). She now wants to move back to Ohio (she is ... |
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 Our tenant has left the state and abandoned his lease? |
| But he has two male friends staying in the house who said they were supposed to pay the rent since our tenant left. We do not know these guys and they do not have a lease with us...AND as of today, ... |
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 Put a bid in on a house, was accepted verbally,then told later that seller went with better bid.Any recourse? |
| My father-in-law bid on a house last week. On Monday, he was told by his buyer agent over the phone that his bid was accepted. Then on Wedensday, his agent called him again and told him that the ... |
|
 Can you buy a house even though you collect Social Security Disability? |
| I was wondering if you collect partial Social Security Disability and work the minimum, would you still be able to purchase a home or is it something that comes up on the credit report?... |
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 I have my realestate license in CA what kind of job can I work? |
| i was a Loan Agent for 5+yrs, but w/this market business is SLOW! and selling homes know is also very slow.......anything else??... |
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 Is a landlord required to provide a written 30 day notice if the lease is an oral month-to-month agreement? |
| Im on a month-to-month lease right now and I know I must give proper written notice when I decide to move out. The lease is an oral agreement.... |
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 Is it possible to sell your home for less than what you owe? |
| Say your home is worth 300,000 but you can only sell it for 270,000. Is it possible to buy another home for 290,000 and put the 30,000 owed on the first loan on the second?... |
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 FHA I am SOOOO lost!? |
| I would really appreciate some insight here. My Fiance and I contacted Wells Fargo to obtain a mortgage for 70,000 for a home we are looking to purchase. The mortgage guy I talked to said we should ... |
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 House in Wife's name only,if she should die... what happens? |
My wife & I bought a house 1&1/2 yrs. ago. Since my credit rating was shot,the title only has her name on it (Bank too).
If God forbid she should die what would happen.( I live in P... |
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| Is it legal for my landlord to not allow air conditioning units? |
| my neighbors had air conditioining units installed in their window... so i assumed they were okay.. my apartment is really stuffy and still (no air flow), but it was 100+ for a week or so, i finally ... |
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 I made a mistake and overpaid my last month's mortgage by $100...? |
| Can I take that out of my next month's mortgage? Or can you not do that? I know it's only a hundred bucks but I'm trying to save money really badly.... |
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 Will Louise ever move into her house? |
| Louise has had an offer accepted for a house and has been waiting to move in for about 6 months, will she ever get to move in?... |
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 How much would i pay a month if my rent is 575 plus utilites? |
im planing to move i make about 2000 a month and i have a cellphone bill which is 80.00 and a car payment which is 500.00
will i be able to move on my own?... |
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 30 day notice to stop rent? |
| What would be the best way to write out a 30 day notice indicating I'm planning on moving.... |
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 Is it possible to get out of a lease early? |
| I have been leasing this apartment for three years and now im about to close on my new home. my lease ends in on nov 30th and I close in mid oct. when I informed my apartment they had me sign a 30 ... |
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Jen | How can I get a loan to buy a house with bad credit? |
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 |
 
Joe L
 |
Depends on how the bad the credit is. The magic number you're looking for is a 580 credit score, which is fairly poor credit. If you have a 580 there are lenders out there that will finance you @ 100% of the purchase price. Some will go lower, but 580 is the standard.
If you are 500-579 credit score, then you'll need to put down anywhere between 5% and 20% of the purchase price, (e.g. if your purchase price is $100,000 you'll need to put down between $5000 and $20,000.)
If you are lower than a 500 credit score, you wll not qualify for conventional financing. If you're credit is that bad, then I would suggest a lease purchase or "rent to own" home with a lease period of at least 1 year. Get a copy of your credit report and clean up what you can. Be sure any lease payments are made only by cancelled check, and save your cancelled checks. You'll need them when you exercise your option to buy.
Hope this helps!!! |
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chickmomma5
 |
You can't! They will just tell you to clean up your credit and then come see them. |
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the dream
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If you take 2 minutes to fill out the free situation evaluation form at
www.totaldebtsolutionsllc.com
they may be able to recommend a mortgage company for you. |
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mcandrea2001
|
It depends on what you call bad credit. Generally speaking if you have old collections out there or maybe a repossesion or two and they happened a few years ago and you have current good standing creditors...then your credit score may be higher than you think. A good rule of thumb is you will need a 600 credit score to qualify for 100% financing as a sub prime product. Call a local mortgage broker to see if you can qualify...that is my sugestion. So often people have a credit problem or two and think it disqualifies them from ever becoming a homeowner and this simply is not true. You will not get a perfect interest rate without perfect credit, but home-ownership can be a possibility for people who have scars on their credit report. |
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loanman46
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The credit would have to be assessed to determine what type of bad credit is there. It can be improved quickly if you know how to dispute inaccurate information.
There are many lenders that will give you a loan as long as you have a steady job and can afford the home.
Here is some additional info. Hope this helps. |
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buster
|
you can also check with your city about a first time homebuyer program. some cities will even make your down payment for you!(as a loan which can end up being 0% if you live in the property for a preset minimum of years).. your city has every interest in making you a homeowner.
if your city doesn't have such a thing, consider moving to one that does! |
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kishaloy_bhowmick
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Ofcourse you will be able to !!!!!!!!!!!
Write in details at kishaloy_bhowmick@yahoo.com and will get back asap with the different options.
regards,
kish
480.751.4125
Loan Officer |
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Say What?
 |
How about LaLa Land? Won't happen . . . |
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ffrank01
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Yes you can go to this website www.anycreditmortgage.biz, they offer mortgage for people with a credit score of 550 or high nad best of all its 100% financing. |
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