 I inherited a house. Should I pay off the mortgage? |
| When I got the house, it had 20 years left to pay off. (It was a 30 year loan.) I have been paying extra money every month for 3 years. (That’s how long I have had it). Every extra penny goes to ... |
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 Is it legal for my landlord to charge an extra $300 if the rent isn't paid by the 4th of the month? |
| We're entering a new lease agreement and he wants to charge me $300 after the 4th of the month if the rent isn't paid by then....can he legaly do this???... |
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 If you were a home buyer, how would this statement make you feel or react? What would you do? See details...? |
| Let's pretend you are in the market to buy a 500K home and have been working with a Realtor. After all, why wouldn't you work with a Realtor? They are free for buyers, the seller pays the ... |
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 Good Morning everyone...Mortgage advice please? |
Me and my partner have een renting for a year and 3months and we would like to buy. we realise that it is a complicated and expensive process but to be honest, i have no idea where to start.
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 Doesn't sound right....? |
| Quick question, I'd like to move into a rent house, the guy that owns the house is asking for the deposit to hold it, which I thought was no big deal, but he's also asking for the first ... |
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 How can I protect myself prior to home purchase? |
| Pipes burst in the house I want to buy. I am concerned about mold & rot. My agent is a joke. The seller is also an agent and of course has disclosed nothing as the house looks great. I only ... |
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 New landlord will not allow me to mail rent, and she expects me to coordinate a time to be home every 1st.? |
| She stated she will stop by on the first of each month; I informed her this was unacceptable and that even trying to schedule a time for her to come each first of the month is too stringent. Am I ... |
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 When is the right time to buy a house!? |
| I'm looking into buy a house. Or to be more specific.. taking a loan to buy a house. Since the new first home buyers grant is been increased (till July 09) I'm hoping to do it in the next 6 ... |
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 Landlord worries? |
| I rent my flat through a letting agency, and asked to extend my lease another year. They agreed, and The lease was sent to me last week. Whilst signing my part of the lease, I noticed that my land ... |
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 Can a landlord be responsible for tenant property damage if he neglects a problem that lead to the damage? |
there was water seeping into my closet from the (i guess) pool pump. I notified management of the problem from day one
it has been exactly a week, and the problem is now being rectified.
<... |
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 Ripped Off? |
| My Aunt and Uncle just sold their house and are having the feeling they were ripped off. They sold it for $114,000. It was worth $150,000. They left all the appliances including a stainless steel ... |
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 Will the 100% mortgage make a return again ? |
| In the past it was easy and relatively cheap to get a 100% mortgage, will it be so again ?... |
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 Question about a co-signer on a mortgage...? |
| Me and My fiance are about to buy a home togother. My credit score is good ( around 700) . However, she lacks credti history and had some problems when she was a little younger....so her credit is ... |
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 I rent and have not paid in three months. Now I have solicitors letters, help!? |
| Hey, Due to various personal problems I have not paid rent, I just have'nt thought about it. I know I have been dumb so please none of that. They have sent me a notice seeking possession and it ... |
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 Apartment Lease HELP!!!? |
| I've lived in an apartment for the past 3 years. I signed a 1 year lease when I moved in, and havent signed another one since. So I this automatically puts me on a month to month basis. RIght? <... |
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| What is the best place to find a loan if you are applying for a first..? |
| My fiancee and I are looking to buy a home and having a difficult time finding financing because he has no credit and mine is shot we have never bought a home and need some good places to start any ... |
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5481669@sbcglobal.ne... | How can I save my house from being sold or taken? |
Alright heres the story, my mom and dad split like 9 years ago. My dad let my mom stay here for a few more years while she finds a place to live and shes still with us thank god. She still cant find a house but still she asks me when she moves out who am I gonna stay with. I said I'm gonna stay where I stay where I'm at now. (Meadowview, South Sacramento, California). She tells me that the banks gonna kick me, my dad and my grandparents out because we cant pay for it. I'm 17 so I don't understand much about houses and financing and what not but I do know we owe triple of what my folks originally bought the house for. (17 years ago coincidentally when I was born). So my dad tells me sooner or later we gonna ditch the house. I don't plan to live with my folks after next year as I'm enlisting in the Marine Corps as soon as I'm out of high school. After that I'm gonna purchase my own house but I want to keep the home I grew up in. Its in a horrible condition. Its a 4 bed 2 bath one story home built in early seventies. One bath doesnt work. Backyard is used as a vegetable farm. Severe wood rot throughout house. Mold and mildew growing on ALL window sills. Problems with insulation (In winter, EXTREMELY COLD even with heat on 24/7 and summer its EXTREMELY HOT even with AC on 24/7. Fortunately we got a new heat/ac unit this last summer. So this house is in rreal bad condition. After the Marine Corps I plan to buy my own brand new house but I still want to keep my old house. Can the bank kick us outa our house? What are my chances of gettin the house back? How do I get it back if my dad loses the house? |
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colbuck8toes
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find out who holds the mortgage. Tell them you want to buy the house. Find out what the house is worth. Ask any real estate agent. Then offer the mortgage holder half the value. No body's buying houses. But you'd be crazy to buy it at even half the price. It'll cost less tomorrow. |
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julesoriginals
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Unless you can make the payments, the bank will take the house. If your dad loses the house, you may be able to buy it in foreclosure, but you need to do that after it goes through the foreclosure process, you need to be 18 and be able to prove you can afford the house with a steady job and income enough to pay for it.
From the sounds of things, I'd say you should let it go to the bank and buy a new one on your credit rating after the Marines.
If there is mold in the house, after being vacant for one year the mold will infest the whole house and it might be condemned in which case you would not be able to get a mortgage on the house so you would have to pay cash for it, if the local housing authority will allow the house to be sold.
I'd give it up, don't throw good money after a deadly house. |
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sum1won
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Yes, they can remove you. Declaring bankruptcy may help, though. Your best bet to get the house is to try to repurchase it after the marine corps, as there isn't much you can do now. Them's the breaks when you get in debt. Just learn a lesson from that and don't do what your folks did. Only spend money you already have. |
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Reena
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Please... don't worry about your old house.
Go into the Marine Corp. grow up make lots of money and if indeed you want to come back in a couple of years, hire a real estate agent and make an offer on your old house. With any luck the new owner has fixed the house and can be persuaded to sell it to you.
Right now... get an education and read... you have a lot of growing up to do. A 17 year old that has no idea about his family's financial situation is scary. Sit down with your father and have him explain to you what the bills are your family pays every month. This will give you an idea of what is going on with your family and in the real world. |
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Crazy L
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All you have to do is earn enough income to PAY FOR IT! |
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Doberman-king
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If the house is extremely horrible and will cost you alot to renovate get a new home not acctually NEW Look Get a good decent job after/during high school to help out ur mom your mom should stay with you guys why is she moving out now? after all this time my mother got seperated 20 Years ago!! and is still with us get an apartment you know success stars little step by step the marine wont help you to get a house go to college after high school while you work yes anyhouse can go to foreclosesure if you havent paid it and 0% chance get it back |
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Jeff W
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in order to keep the house, surround the whole place with tnt. should be easy. |
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Chicago Legend
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is your name your phone number? |
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pursy123
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all u have to do is get a job or 2 or even 3 to earn money to pay for the house. or u can be lucky and win the lottery! |
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Nick R
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ha my dad does these foreclosers he sells the houses and makes a lot of money for it, but you story is really long |
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