 Can the Landlord throw someone out of an apartment if they are not on the lease? |
| Basically this is the situation. What if you Jane is renting out a room in Johns apartment. Jane and John have both agreed that since Janes credit is bad that she will not be on the apartments lease. ... |
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 How can i move out of my house because of personal reasons but im only a teenager? |
| i am 16 and live in the south of the u.k and was wondering what would be the easiest way of moving out of my parents house and possibly getting a council flat or just anywhere to live basically ... |
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 Am I correct to ask my flat mate's girlfriend to leave? |
| I moved into a flat about three months ago, with another flatmate. My flatemate had his girlfriend staying there, but he said she was going to be moving out after two weeks. It is three months on and ... |
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 Why are houses so expensive at some states? |
| I saw a show on HGTV and there was this couple who was looking for a house on some place near new york, they looked at some small houses but these were about $300,000 dollars, in Texas you could get ... |
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 Does my roomate have to give me/landlord 30Days Notice if he's not on the Agreement? |
| Hi, I need a little help answering this one. My roomate has been here 4 months, he filled out an application with the landlord when he moved in to make him official here. But we never signed a new R... |
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 How can I find an apartment? |
| I live in Calgary, Alberta, Canada and right now, we are going through a huge boom in our economy and our vacancy rate is 1% . Also, rent is very expensive. I was wondering what the best way to find ... |
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 My landlord comes in whenever he feels like it claiming he needs to...? |
| Is this right? He is coming in to repair things, but give me some notice. Does't he have to call me? Or give me a heads up? When I asked him, he told me to move out if I don't like it.<... |
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 Can my landlord ask me for 2 months noticed ? |
My landlord is putting her house on the market ... so she now wants 2 months notice if we find something else....
She is telling us that she is one her right...i'm sure she is lying!... |
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 Should my roommate's boyfriend be charged for bills/ rent? |
| I'm renting a 4 bedroom 1 bath house. I have 3 roommates(2 guys and 1 girl who recently moved in). The girl's boyfriend is here every night and showers, cooks and does his laundry here. E... |
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 Where would you live? |
2 apartments....price is the same for both
Apartment 1....Third floor...right next to highway...faces highway and mountains...a lot of direct afternoon sunlight...someone lives above on ... |
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 What are the best countries to be buying property in? |
| What are the best countries to be investing in property that will actually return a rental income and increase in capital value.... |
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 Are LANDLORDS allowed to come in w/out permission? |
| is your landlord allowed into a rented property without the tenants permission? I live in Colorado if that makes a ... |
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 Why aren't there more homeowners under 30? |
There are so many options available, and it's always better to buy than rent..even when in college. Why aren't young people inquiring or taking advantage of these options?
Additional ... |
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 I' m renting out my townhouse and wondering how much should the security deposit be? And the pet deposit? |
| My home is 1130 sq ft. 3bd 1.5 bath with a yard, it was built in 2000, and is in great shape. So how much should I require the new renters to pay for a security deposit, and a pet deposit? And how ... |
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mary d | How can i find out how much i can borrow on a mortgage? |
i am renting at the moment and would like to buy, but don't know how to find out how much i will be allowed to borrow, i don't want to keep applying to different companys as i have been told this can affect my credit |
 |
 
messageboardpirate
|
A lender can tell you, they will check your income, and credit ratings ect, then they will be able to determine what they will loan to you.
You will have to check into their APRs, and if they charge points. They will also tell you what you will need to show them, bank account/s bills, check stubs....ect. Those ARMs are evil. |
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bostonianinmo
 |
Any mortgage lender will be happy to work up an estimate of how much you should qualify for. This won't affect your credit rating as it does not include a formal credit check.
Get a free copy of your credit report at http://www.annualcreditreport.com and pay the extra $5 or so for your FICO score. Print those out and bring them along with you so that they can give you the best estimate. When you check your own credit record it doest NOT affect your score. |
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andy m
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Rather than going to each individual bank (which does eventually affect your credit rating), go to an estate agents. Most have independent mortgage advisers (and advertise this in the window). They will tell you what range of banks etc they cover (i.e. some only look at the major mortgage providers - Nationwide, Halifax etc, whereas some look at all n hundred). Try to find one that looks at as many as possible. They will consider what you want and explain the options. It is free, (they get their fee from the mortgage provider once they arrange something) and only involves one credit check (unless, obviously, you go to more than one adviser.
There are no obligations in any way, as far as I can make out. |
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maddog
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Contact a bank or other mortgage lender and get yourself 'pre-qualified'. They will tell you exactly what debt load you can afford to handle, which in turn, lets you know the maximum you'll be able to spend on a house. |
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Tony W
 |
The old rules were 3 times your annual income, or 2 and a half times you and your partners annual income combined. You might find you can get a little more in these days of lower interest rates. I got 4 times my annual income when I bought.
They look into affordability too, so if you've got 10 credit cards up to the limit, they'll take into account the fact that you have to pay those each month, so the amount you can borrow would be less.
Go see the mortgage advisor in your local bank. They can give you a very good idea, and that's without actually having to apply. |
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adam r
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visit a financial advisor |
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Captain Feathersword
 |
quicken.com |
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mortgage help
 |
Get preapproved from an experienced Loan Officer, preferrably referred by someone you trust. Only have your 3 credit score report pulled once. You can use this same report if you are going to talk with another mortgage company to see what they have to say. |
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ezachowski
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You will need to find a Lender who will pre-approve you so you can find out how much they will loan you. |
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xtral8
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You can get an idea without leaving your desk by visiting any real estate website and using the tools they have.
I would recommend Edinarealty.com and look under "Financial Tools". They have a free estimator of how much house you can afford, and it won't result in any hit on your credit.
If you have good credit, low debt load and are honest when you put in the figures they ask for, you'll find that it will be close to what a mortgage broker or bank can get for you...if you have bad credit, a high debt load or other factors, you'll want to talk to a mortgage broker or bank so they can get you a more precise answer. |
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capnemo
 |
Go to a bank and tell them you'd like to get "pre-approved" for a loan and you want to know how much you can borrow... |
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ebo
 |
go to your own bank or society,its normally your yearly earning,i think they put it up to plus a third of your earnings. |
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Cara M
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Go to your bank. Talk to a mortgage broker. They can really get detailed about what you can afford or can't. You can also get a credit report from them so you can see where your money is going. It's pretty helpful.
Good luck! |
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Val
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Why don't you pick one reputable lender like Wells Fargo and get preapproved. Amongst different reputable lenders the numbers really won't vary that much. Anyway, in purchasing a home you should determine how much you can comfortably afford to pay each month towards a mortgage. (Base this off off what you currently pay to rent-can you afford more or would you like to pay less) This should be your key number. You can go to MSN money or somewehere and find a loan calculator. If you have good credit the lenders will prepprove you for much more than you are probably able to comfortably pay a month. |
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johnbndallas
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see a loan officer - they can shop around for you with just one 'hit' on your credit ( go to a local mortgage company ) |
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Gabba
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Bank or building society |
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kishaloy_bhowmick
|
Hi ,
Send me your credit score at kishaloy_bhowmick@yahoo.com and will say you the limit that you can have and the schemes that you will be entitled to .
regards,
kish....
Loan Officer |
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lulu
|
Bank or building society |
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Bluefurball
|
go to a broker who will shop for your best deal, its all based on your income,as well as your credit history, also the price of the property. I have a nice Lady that has helped me and have now found a lady that deals with high street banks too...your right it can affect your credit.but once you have done it you should feel better. |
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