Can Anyone Help Me Find An Apartment? |
| i want an apartment that is not in a complex.. but i dont even know where to start... any ideas on where to find something like an inlaw suite? or an apartment ontop of a shop or something like that. ... |
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Skipped out on Lease. Arkansas. Any advice.? |
Hello my fellow Yahoo Answerers.
I have a rental property in Arkansas.
For the third time I have had Leasers skip out on me.
I am fed up and ready to do something about it. ... |
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I live in NC and rent under 1 yr lease. Can the owners show the house for sale?? (See details!)? |
| The property mgmt co. managing the property asked if we would show the house (and leave for showings) if given 24 hours notice. We reluctantly agreed as we were led to believe we have no choice. T... |
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How much is your morgage? Is it more than £1000 a month? |
| Is it hard to find the cash? Do you wish that you had rented instead of buying?... |
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Renting an apartment? |
My boyfriend and I (we are 18 and 19) are planning on renting an apartment really close to our college.
The fee is 450 a month (with everything except for electricity). We have a pooch and we ... |
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Should I rent out my house or sell it? |
| I have a new house in North Dallas, TX. I built it and moved in Sept 1 2006. Now I want to move about 2 hours away for a job and I don't know if I should rent my house out for a year and see ... |
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How much do you pay for rent? |
Where do you live?
How big is your place?... |
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As a landlord, I know it is always better to rent to a single guy than a women.? |
| The women are complete slobs, and even at my office (major huge company) the women tell me women in the rest rooms throw crap all over and are filthy. I never really bought into the whole June C... |
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I can't help feeling bitter about this.....? |
My advice to anyone leaving school and considering going to University is this - Do not attend University, become a drug addict instead.
I went to Uni, got an hons degree, couldn't find a ... |
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If an apartment cost $500 monthly for rent with 2br/2bath...? |
| continue...and i find a roommate to fill the 2nd room, does that mean we now split the cost of the apartment? or will the price of the apartment increase? does that mean we both pay $500, or we split ... |
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If your name is on a lease and you move out before the lease expires, how much rent are you liable for? |
| If you move into a house with your boyfriend and both names are on the lease, and you break up and move out before the lease expires, are you liable for rent only up till the date you move out, for a ... |
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I make 30k a year? What kind of home loan can I expect to receive? I.E. How much? |
I live in Los Angeles, CA Additional Details also have spouse who makes around the same per year.
not necessarily looking for a house. maybe a duplex or condo.... |
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I listed my house and now I decided I don't want to sell? |
| I signed the contract but never actually gave it back to the agent (she doesn't have a copy). Can I take the house off the market? Do I owe it to her to reimburse her for her expenses?... |
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How can I take legal possession of my parents home that I have maintained for over 20years with no will? |
| Both parents died in 1981 and 1983. I have maintained and paid off the home and yearly realestate taxes. I do have siblings that have refused to sign quick claim deeds. The home has never been ... |
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Danie H | How can i get a home loan with no money down and a credit score of 520? |
I am trying to purchase my duplex but all I have is my deposit and my pay. My credit is also bad with a score of 520 |
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Ari
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Unfortunately, no lender that isn't a predatory one will offer 100% financing to someone with a credit score as low as yours is. Infact people with 700+ scores are having a hard time getting 100% financing. If you are approved for a loan, expect the terms to change at the closing table, and the interest rate to skyrocket in a few years. |
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Yanswersmonitorsarenazis
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No bank on earth will give you 100% financing right now with those scores.
Your only option is to get the seller to put you on a contract for deed for a couple years, or find a co-signor. |
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venicefloridarealtor
 |
If the lenders are turning you away, maybe the thing to do right now is to work on improving your credit score.
Get a copy of your credit report from all three major agencies and go through it carefully and correct any errors.
Start paying off your credit accounts on time and in full, if possible, BUT DON"T CLOSE THEM. And don't open any new ones.
Check out this website for more information, including how to get your free credit reports:
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
Good luck and best wishes. |
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acermill
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To make it short and sweet, you can't. With your credit score, chances of obtaining a mortgage are close to zero, since the current cut off score considered acceptable for a mortgage of the type you want is about 625. |
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wolsen3129_1
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You can't.
If anyone says they can get you a "No Money Down Loan" with those FICO's they are a liar. No lender will take all the risk and you no risk should you default on the loan.
First of all you have to have a down payment and funds to cover closing costs if you go the traditional home purchase route. Any lender will want to see that you are responsible enough to make the payments. And with FICO's like that, you are not a top candidate.
The only way around it is if you found a home owner who is in distress and will let you take over the mortgage. But you would need to have the money to bring the default amount current if it is a foreclosure. The homeowner may possibly want some money up front before they deed the house over to you. |
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bostonianinmo
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In your dreams. Sorry, but with that score any loan that you might find will be so prohibitively expensive that you'll be in foreclosure in 6 months or less.
You need to rent for a few more years and get the score up by at least 150 points to get anything close to a decent rate. "A" paper is going for around 6.2% right now. You're in the "C" paper range and funds will cost you at least twice that IF you can find a lender at all. |
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ron d
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You may try FHA, you will need 3% for somewhere, it can be a gift.
FHA is not credit score driven, but you credit must qualify. |
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financing_loans
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You probably could have done that a couple years ago. But I agree with the first poster nobody is going to do it right now. They have way too many foreclousers going on.
I would see if you could do what is a called a lease option. You lease the property for a year and then instead of a purchase you can acutally refinance it. You will have a proven payment history. This will help you. With the lease option dont pay the seller directly pay an escrow company that reports to the Credit Bureaus. This will improve your scores over the next year. Then you will most likely be able to refinance the property after a year. Call your local broker, if they have no clue what im talking about, call another one. |
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godged
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You don't want to pursue this. If you find a lender that will do this, the terms will be crap and certainly create more financial problems for you.
Work on your credit, once you are in the mid-600's you will be in a much better position to buy. |
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marxistharpist
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FHA does loans for credit scores of 500 and up. |
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