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 If my credit score is 536 can i get a loan my husband income is 45,000 and my annual income is 60,000 a year.?
we will have 10, 000 to put up for 95% financing....


 Standard real estate agent comm is 3%. If I offer buyer agent 6% will I get much more traffic?
My listing agents have underperformed. I am highly motivated to sell my home. I am experienced and willing to "sell by owner". I'm wondering if double commission idea has merit/...


 When can a new homebuyer refinance?
Bought home in April 2006
When can I refinance to-
1.combine mortgage 1+2
2.Get cash out to do home improvements?
I bought the house well under market value but with no cash down<...


 Got a mortgage refinance quote: Too good to be true?
A mortgage broker quoted me a refi of $235K with adjustable rate loan at 1.2%, and the monthly payment can increase by only $77 per year. Does this sound too good to be true?...


 Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures,?
Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures, and Bank REO properties? Is this something that needs some additional clarification for ...


 What is the best time of year to sell a house?
...


 My boss owes me over $5000 in unpaid income. I want to send a letter to all the people he does business with?
I want to tell them he refuses to pay me or return my calls. I want them to know what a scumbag he is. Can he turn around and sue me for talking to the people he does business with and telling them ...


 Mortgage question?
Parents have a two homes they own free & clear and going to put one up for sale after they buy a home soon.(like within a month) Both are on SS with total income of about 1800.00/month. C...


 I want to sell a house that I inherited. What happens if a lien is found?
I inherited a house a few months ago from a relative, that I have been caring for the past 5 years. I am living in the house, but I want to sell it, and move somewhere else. I was wondering if I ...


 Can you be billed more then your deposit when you move out?
In the state on Minnesota. When you move out of an apartment or rental property, can they try to tell you to pay them more then your deposit was, for cleaning or repairs? Or would they have to sue ...


 I have bad credit and need an apartment?
I live in the city and everyone does credit checks, my credit is horrible, and i am working on getting it fixed, but that doesnt really help me now. What can i do?...


 If you own a beach frount property?
do you own all the sand and water too?...


 What do you think about buying a foreclosure home that is in good condition?
Is it a good idea?
Additional Details
clari331 does not belong here...so rude!...


 How Much do you Pay For Rent ?
What state do you live in. Just tring to see the rent price's and how they differ.

I have a three bedroom house i pay 325.00 Per month. Ohio :)
Additional Details
Wow Its ...


 How do I know my agent made my offer on a house I bid on?
I put in an offer on a home a few weeks ago that was $75,000 less than listing price. My agent looked less than enthused to be wasting his time drawing up the papers. We did anyhow, and he called me ...


 My boyfriend and I have lived together for 3 years under his HIS roof, the house he had 2 years prior to me.?
If we sell it and move into a new one, with BOTH of our names on the title does that mean the house is BOTH ours if we should break up down the road? He is saying the house would only be his even if ...


 Where can i find land to build a house on?
...


 My husband and I are wanting to buy our 1st home. But are stuck with q's from getting a loan...help please!!?
Okay so we went to look at a house that we thought we liked, but wound up not liking it. The realtor gave us a number to peoples first to get pre approved over the phone. Well the lady said we had ...


 I am new at this "rent"ing business. When the LANDLORD says they charge for electricity, what does it mean?
Do I have to turn off all the lights? (before the bulbs run out?)
Should I unplug the microwave? (the digital clock runs the microwave.)
What about the oven then? I didn't tell my ...


 Is it public information how much a person owes on their home?
Is it public information how much a person owes on their home? Some one has ask me what I owe on my home for sale.They then said it was public info. anyway,when I didnt answer. Hmmmm....I know it is ...



isaac y
How can i live better?
                     
 




Aunty Pear
Rating
you already started by asking this question


kufinancial
one word: minimalize

more words: simplify, get rid of clutters, open up your space, get a nice wall mount tv, repaint your walls yourself, get a nice bed (go to ebay.com and type in zen bed, get the one from all world furniture made of wenge wood), stay organized.


Mook
Great answer susiebryce!


Classic Kylie
Rating
Try to do at least one enjoyable thing perday, eg: catching up with a friend, having a slice of your favourite cake or watching your fav movie :)


j h
compare different areas and/or countries for your profession ( huge differences in pay and housing expences)... consider jobs requiring travel as they typically pay higher and you spend less on long term stuff like redo extra bedroom and more on today stuff like eating out and seeing movies... despite what all the so called experts say there can be benefits to renting versus owning home as renting has zero propetry taxes, wayyy cheaper personal property insurance, and no repair costs... often if you find someone who is renting a house and they dont have a loan payment you can actually rent it a lot cheaper than what payments would be despite low interest rates... also, in todays market there are a lot of houses sitting empty that peopple cant sell and they are turning to renting just to scrape by until house prices rise again... i have personally seen people rent a house for 1000 while their loan payment is 1400... crazy but true


somchy soon
Rating
make better choilces


♥.Storm Girl.♥
Rating
live each day like its ur last, take chances and u'll soon see a change..


gails_gails
Rating
Go to church ans worship God.


susiebryce
Work harder...


Lindylu
work harder
eat 1 night a good meal the next tomatoe soup or bake beans on toast
cut your drinking or smoking down
dont get in shouts
shop once a week if you run out live on toast and vegimite (or whatever )
Turn all power points off
cut your showers down
only use 1 light at night time
dont buy new clothes untill u need them
pay ur morgage off weekly
get rid of bankcards or visa's
dont go out for dinner cook a nice meal at home
wash up your pots and pans by hand not the dishwasher
if u have enough clothes dont wash as much habg ur tea shirts on a coat hanger so they dont need ironing
hope it helps


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