 Trouble with Letting agent and Landlord. Where do I stand? |
| I moved into a private property July 2007. Everything was fine untill the bad weather came and the house developed serious damp problems, the walls are black and Ive had to throw no end of furniture ... |
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 How can I legally break an apartment lease? |
| I'm getting engaged and want to move in with my fiance. However, I have a one years lease at my current apartment. How can I get out of it?... |
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 Our rented property flooded due to a broken pipe. There has been damage to contents. Is the landlord liable? |
Neither party has insurance.
The contents are ours.
It is an informal let.
Additional Details
He tried to fix the pipe earlier in the day, and clearly didn't ... |
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 How should I determine fair market value for selling home to relatives? |
| I want to determine a fair price and do not want to make it too high. But if I make it too low, aren't I essentially making a gift and subject to taxation if the gift is greater than $10000?... |
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 What's it going to be like when I move to Bel Aire? |
| I got in one little fight and my mom got scared so she says I'm moving to my auntie's and uncle's in Bel Aire.... |
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 Is there a law against rasing the rent of an apartment? |
| My mother-in-law has an apartment in Maine. I was wondering if there are any laws in Maine saying how much, or how many times your rent can go up in a year. This will be the third time it has gone up ... |
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 Is there any way for me to take my name off the deed of a house w/o getting my husband involved? |
Additional Details
my husbands name is not on the deed. my brothers and sisters are i just want no part of it.... |
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 Is $800/month and acceptable price for rent? |
| It seems that all the apartments within a mile or two of the graduate institute are that price. That seems ridiculous to me, but maybe thats how times are changing?... |
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 Yes or No Florida is not an affordable place to live now at this time? |
Thinking of moving to FL, wondering if it is a good state to move to or not regarding affordabiltiy if your a middle class person with family young children?
What cities are safe and good ... |
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 Who pays for home inspection before you buy a house? |
| Does it come out of buyer's pocket, included in the price of the house or what?... |
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 Mortgage on a lease? |
| I don't understand, why a bank or BS, will not give you a mortgage on a leased property, with 51 years less on the lease, when the mortgage is taken over 25 years? Any ideas?... |
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 Real estate taxes were not calculated accurately. What do recommend? |
| My daughter just moved into a brand new house in a large development in July and it was appraised by a local assessor for $$$$. When she received the second half property tax bill it showed that she ... |
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 I am trying to sell my house on my own...? |
| People have been stopping by with there realtor...then they ask if I am willing to work with their reator. So does that mean I have to apy the realtor a finders fee or something and if so, what % is ... |
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 Age to buy a house?!? |
| I'm 19, I've had an apartment for a year. Is there any possible way I could buy a house? Renting is such a waste of money! I live in Missouri by the way, so if anyone knows of some real ... |
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 I pd 1200 security deposit, left the house in good shape and now landlord is not paying me all of it.need help |
| never did a walk thru when we moved in, but she wanted one when we left her daugghter did it bc landlady lives in another state. told me today they found things wrong that were wrong b4 we moved in ... |
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david m | How can i purchase a house with Little or no down payment? |
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Paul
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You need to ask for a 100% mortgage.. to get that you need to be earning loads of money.. I did hear that some banks are offering 5x your salery.. in that case if you are on £30,000 a year you would be able to get a £150,000 house |
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Mr Trend Vampire
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FIN A PLACE WITH A INBUILD DEPOSIT! im gona hav some flat coming in BARKING/ ILFORD with INBUILD DEPOSITS |
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Michael A
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Its Very easy i know because i am a loan officer at American Mutual Financial Services, If you are truly interested please reply back at m.asrat@yahoo.com |
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New Mom35
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To purchase a house with Little or no down payment depends on your annual income, your debt-to-income ratio, your credit scores (at least your 2 highest scores), how long you've been on your job(they normally like 2 years) and how well you've paid your rent (usually the last 1-2 years for that). 100% financing means no money down on the sales price of the home, but you have to pay at least some of your pre-paids at closing. (Pre-paids are home owners insurance, property taxes and lender fees)
You can also obtain a list of foreclosed properties through your local court house, local newspapers and sheriff sales. Many times with these properties you bid on them or just pay the back taxes and it's your home. But, if you pay the back taxes on any of these properties, the original owner can reclaim the home within the first three years that it was left basically abandoned, so there is a downside. But the upside is, many don't so it becomes yours to keep.
There was a guy here, who bought 14 properties with no money down, true story. My Father has 4 properties he purchased with less than $5000 down, and their total value is well over $270,000 (he lives in one of them, does his business out of another and rents the other 2). My husband and I just bought our home that came with over $20,000 worth of equity in it, in a very nice subdivision, with no money down. We only paid $400 at closing and the loan was done in my husbands name only (I'm a Stay-at-home-Mom, so I have no income) and he doesn't even make $24,000 a year! Of couse the cost of living here in Louisiana maybe more or less, compared to where you reside.
So research, research, Research! Because there are ways!
PS we purchased this house in May after being discharged from a 4 year bankruptcy in March. We used the free information our city has available and found our home! And we're not real estate agents either! Wish you the best! |
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Boiled Egg
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Some lenders offer a 100% mortgage. It all depends on your finances / income |
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yorkshire_skinhead
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pretend you are an immigrant - speak no english -keep calling everyone racist-and say your human rights are being abused- you will soon find yourself in a detached council house in north london worth 500 grand - all paid for by the long suffering tax payers |
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monkeyface
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Search for Mortgage lenders that give 100% mortgages. This will obviously depend on your personal circumstances & may mean higher interest rates but is worth checking into in order to get your fot onto the property ladder.
Start small & do not overstretch yourself financially. |
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dawn18417
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You ovisously can not afford a house keep saving and then purchase when you have a down payment of 20 percent.Most people with large mortgages are trying to buy things they can not afford just to keep up with the jonses. |
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David D
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There may be something of use here. |
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robert495713
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It depends on your credit score. Any good mortgage broker can get you 100% financing down to a 580 credit score. Just make sure you are dealing with a reputable company, one with a good BBB record.
You should have no problems then. |
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strtat2
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Talk to a mortgage lender. You can get 100% financing and sometimes even seller's concessions (where you can get additional money to cover closing costs and lawyer fees) but keep in mind that if someone else puts a bid on the same house as you and has a downpayment or cash offer they will probably get the house over you because of the more favorable offer. |
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newmexicorealestateforms
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Each area has a set of operating rules regarding their local lending policies so they are all different. However the government has programs that the local lenders use to assist home buyers. These loan programs are guaranteed to the lender when the lender follows the rules set by the government agency. Here are the links to those types of programs:
HUD’s Local Home Buying Programs in each state. From State Governments:
http://www.hud.gov/buying/localbuying.cfm
HUD Private Mortgage Insurance (PMI) Information: http://www.hud.gov/offices/hsg/sfh/res/respapmi.cfm
HUD Looking up mortgage limits for FHA mortgage loans: https://entp.hud.gov/idapp/html/hicostlook.cfm
FHA Federal Housing Administration loan programs: http://www.fha.com/
FHA Rural Housing loan programs: http://www.rurdev.usda.gov/rhs/common/indiv_intro.htm
US Government Housing assistance grants all areas:
http://12.46.245.173/pls/portal30/catalo...
US Government Grants page: http://www.grants.gov/
US Federal Domestic Assistance catalog for all Federal Programs available to State & Local Governments & the Public
http://12.46.245.173/cfda/cfda.html
USDA Rural Housing programs & eligibility requirements: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Once you have researched this information you can choose what type of program you feel you are eligible for and then with the help of a licensed real estate agent you can begin the search for the property.
Buena Suerte |
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Kathy J
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Hello,
I completely agree with wanting to invest your money. Afterall, what's the point of making money if you can't make more money with your money (got that?)? Anyway, I've tried all different investments from stocks and bonds to IRA's, 401k's, and real estate. I'm really a big fan of diversification.
However, the only investment I've really been happy with so far is real estate. Over the past 5 years, I've bought 3 different properties (all have tenants, and I'm making more than the mortgage payments on 2 properties).
The 3rd property I got was using Carleton Sheets no money down methodology (he's a GURU in real estate, and yes, his methods do work!). You can actually buy a property for absolutely nothing down (NO MONEY FROM YOUR OWN POCKET). I payed over $500 for his course 3 years ago, and I just saw it online for $9.95!!!! This is a steal at $9.95 (I'm actually going to buy it for my friends for Christmas). It was featured on TV, so I got the website from there.
Before you invest in anything, I highly suggest the Carleton sheets course. http://www.alllsite.info/real-estate.php |
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