 Do you hate viewing apartments that people are living in before renting? |
| ...like when going to see a place that is coming on the market in a few months and the place is still fully lived in? Do you hate being a tenant in that situation as well........ |
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 Can you explain to me in layman terms how adjustable mortgage rates work? |
| My sister has an adjustable rate mortgage. Over the past year her mortgage payments have gone up several times. Now her monthly mortgage payment is $2,235 for a 2000 sq ft home in a nice area. No ... |
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 Will a sold sign go up? |
| We accepted an offer on our house today, we still have to find a house to move to and I was wondering will the estate agents put a Sold sign up of the board?... |
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 Advice...................... |
| ive been seeing my girl for 5 years, ive got my own house, got approx £130K IN equity, she could sell hers and walk away with £180k, put the 2 together and get a nice place together.................... |
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 If someone makes $96,000 a year and has a credit score of 700, what kind of home loan can they get? |
| Would it be better to work more on the credit score or have a more significant down payment or what?... |
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 I'm buying my first house but how can i avoid paying PMI. what can i do? |
| i have investments in retirement accounts that i cant touch around 42k and only about 30k for a 10% down on a 300k loan.... |
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 Can someone get a mortgage broker license with 5 DUI's? |
| I have a friend who wants to get a mortgage broker license in PA and eventually in other states. He has 5 DUI's!!! We have a $100 bet if he can or can't get his license. I am pretty sure he ... |
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 How can I get rid of pmi on my new home loan? |
| I know NOIC give a loan without pmi to first time home buyers. I am with National city. How can I terminate this problem to avoid this extra amount on my loan?... |
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 My landlord sold the house we're renting. Buyer says we have to be out tomorrow with no notice!? |
| I live in Arizona. Our landlord dissolved our lease in Sept allowing us to live here free as the home was preforclosure. If it had foreclosed we would have had 30 days from sale to move. Now buyer... |
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 I spoke to a loan officer about a home loan he told me he can get me 30 year fixed at 6.5 but? |
| I just went to the national bank website and found out I can get 6.125 can I just apply direct or what do I say to the loan officer that is helping me lower my APR?... |
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 What is the difference in land zoned residential, commercial, or agricultural? |
Can I open a business on land zoned for agricultural use? Can the zoning be changed after you purchase the land? If so, how difficult is this to do?
Additional Details
I want to open a ... |
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 Need to get rid of my house due to divorce? |
| need to get out of my house due to divorce the house is leverage to a few thousands dollar of the balance we have no equity and don't have money to come up with at closing would it be better to ... |
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 Has anyone had trouble with loan officers from countrywide? The agent won't return my phone calls or e-mails. |
| I am 11 days away from closing and the loan officer im working with does not return my phone calls or e-mails. I am only able to contact him by making about 50 phone calls a day to his desk. Of the 50... |
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Kristine R | How can so many people afford expensive homes and nice toys?? |
And I'm not talking about million dollar homes on the ocean either. From coast to coast, towns large and small. there is always the neighborhood in every single one of them where people own $250,000+ homes. I am amazed at the number of people that own them. And even if you have all kinds of credit (spending other peoples money as i read in another post) you still have to be able to afford the 2,000+ per month mortgage payment. Seriously who can do that? I am mind boggled by this. I can't believe so many people can afford this, sometimes I feel like knocking on their door and asking "Just what is it you do?" There can't be that many CEO'S and doctors, business owners or similiar. So seriously, what kind of work/income for these people? And if you own such a home tell me what you do!!!! |
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mallicoatdd
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While credit has a HUGE impact on a persons quality of life and the things that they can bring into it. Being your own boss has much more to do with it. If you were to go to these homes and simply ask for a minute of their time to ask what they do to provide for their families more than 70% of them would most likely say that they are Entrepreneurs. In today's unstable market and due to the current trends that are changing workplace security and success, people are changing too. People who have taken control of their families financial success. There are a lot of things out there and if you are open to look at them there are a few things that you should keep in mind that are outlined in my "Honest Opportunity" yahoo360 blog. The other thing that successful people do is hire advisers and people to protect what they have, for more info on how that can happen take a look at my "Protect Your Family" blog as well. Then of course now days to keep what you build safe you have to protect it from the rising threat of identity theft. For more information that the banks aren't telling you check out the "Your Identity" as well. In the society we live people who want to get ahead have to be ProACTIVE about it. Going to work punching a clock has never made any one rich EVER and it never will. |
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Chainsawmom
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I, too, have wondered this very question. My husband is a physician and makes really good money but we can't even afford to live in some of these monster homes. What I have found out is that some of these people never pay on the principal of their mortgage...they only pay the interest which makes their monthly payments really low. Plus, most of them don't pay their bills. I live debt free...that is, we worked hard to pay off our home. We pay cash for our cars and any entertainment items and if we don't have the cash, we wait until we have saved it. |
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Anna
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we own a home, almost 100%. Just like everyone else, we work, have a salary that can support mortgage payments, living expenses, child care, and have not much left for savings... But we bought our home just as the prices were starting to go up like crazy. I kept on telling my husband, if we had to buy our home now, we wouldn't be able to afford the mortgage payments despite the low mortgage rates. The value of the house appreciated about 90% (a very conservative estimate) over the last 6 years.
I constantly wonder about the new homeowners, how they're able to afford the mortgage, property taxes, new cars, quarterly vacations... My husband and I sort of have a very tight budget because of my aggressive financial plans. So we haven't had a real good vacation for at least 3 years (since our first daughter was born). But we figured, those that are buying everything are either loaded with money (from parents, relatives... ), highly levereged, or have very good salary to make the ends meet. We have nothing, just good salary with tight budget for now. |
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klaus_e13
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they think" capital growth not cash-flow" they have learnt to leverage their assets to create wealth. I suggest you go to the library or your local book store and read the book by self made millionaires, these will help you achieve the same lifestyle |
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inthewind99
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stock options. |
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bigt_2789
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they probably bought the house when the real estate market wasnt like it is now. |
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imisidro
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You'd be lucky to find $250,000 homes in my area (Northern VA) as most homes here start at $500K. And I agree with you -- million dollar homes are sprouting like mushrooms in our area that you'd think everyone living here is super rich to be able to afford these homes.
The median income in our county is $88,133 compared to only $44,684 for the whole of the United States. The county attracts more educated, more higher-paid people - and hence home prices have reached stratospheric heights as well.
I like to think that there's truth to the commercial that says "I'm in debt up to my eyeballs" ... |
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dukeblueforlife
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Credit card debt. I'm not kidding. People these days are living way above thier means. I see people come in all the time that are buying homes that they absolutely can not afford. I honestly don't know how a bank will lend them money.
It's certainly not for me. I don't want to lay awake at night wondering where the mortgage payment is coming from. |
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tazinator5150
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It's called having a job. You should try it |
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