 I live in Arizona, but want to buy a property in Texas? |
| Since property is out of control and over priced I having to look out of state. Anyways here is the problem, I'm self - employed and want to buy out of state. Do I need to talk to banks/brokers ... |
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 Can I get a mortgage without credit or any employment records if I have a $60 000 downpayment? |
I'm a stay at home mom who just inherited $60 000, is that enough to get a motgage?
Additional Details
my husband works full-time but gets paid in ... |
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 Advice please from landlords? |
| I have been renting a property out for 4 months. I reluctantly went to a letting agent to find a tenant after being messed around a lot. A family on benefits with 3 children (1 on the way) is ... |
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 Instead of selling our house, we considered the option of renting it out, Would a month to month lease be wise |
| Because of the economy, and the requirements for potential buyers to obtain loans, we've decided to rent out our house instead of selling it right away. We've had a few that are interested ... |
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 I need to know if people can still get squatters rights, if you find an abandoned house and just move in.? |
| In the state of Washington. I know that years and years ago people could have squatters rights but I was wondering about it in todays economy.... |
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 Can a judgement be collected on a person that is deceased? |
| If a creditor goes to the judical court and a judgement is granted to them(this was 13 years ago), and it states "active", what happens now. My grandmother died 10 months ago. will this ... |
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 No pets allowed!! that really sux!? |
me and my bf are going to move in together, and i really wanna a kitty!! and he really wants a puppy!!
but we are not allowed, the landlord does not let us.. most of the rental properties dont ... |
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 Can an apartment complex charge me for a chimney cleaning fee? i was never told this before moving in...? |
| got a notice on my front door that read i would b charged $80 for the apartments to clean the chimney.... |
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| How many months rent can a landlord reasonably demand as a security deposit? |
| I am currently unemployed and have not held a job for the past 5 years (I was on disability) and I'm being asked by prospective landlords to supply upwards to a year's rent as a security ... |
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 My landlord turned off my heating and air conditioning unit, whodo I talk to about it? It is in the high 90's. |
Additional Details
He turned it off because it was being used and he said it was going to burn up. The unit is oviosly older than the other units in the complex.I figure he dosent want ... |
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 What exactly does "as is" mean on realty purchases? Who owns buildings that are on skids? Thanks.? |
| After we purchased our land we spotted a cabin in the trees. This was in May 2005 and now there is a couple claiming it is their cabin and want to take it off the land. They claim because the cabin ... |
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 I just want to know everyone's opinion on buying a mobile home...? |
| I already know the bad thing is the value drops low very fast!! Any other good or bad things about them, go ahead and tell me!! I might want to buy one!!... |
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 House prices..? |
| I know where on the internet to find out how much houses were sold for but can someone please tell me how long after the sale before it appears on these sites?? I want to know how much my neighbours ... |
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 I'm going to court tomorrow because my tenants won't move out? |
| They haven't paid rent in 3 months, she said she isn't moving out because she has a child and no where to go. I can't afford to let her stay because I have my own family to take care ... |
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 My landlord doesn't respond to an inquiry about late fees. What can be done? |
| Over a year ago late fees began accruing on my rent bill. I called the property manager on several occasions to inquire but got no response. Unsure of their validity and being unable to reach the ... |
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 What could i sell????? |
I am making a on-line business but not sure what to sell something that sells good very good any help is appreciated thank
Additional Details
thanks for your help but a product i could ... |
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jenn | How can you buy a house if you have filed bankruptcy? |
Can you even get approved? If you can, what do you need to do to get started and how long must you wait after filing?? Thanks! |
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scboi23on24
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If you have steady income and supporting documentation of your income you can get a house.
There are so many lenders out there that will give you a loan 2 day out of Bankruptcy. You will pay a little higher of an interest rate, but to get back on your feet it is worth it.
You can always refinance to get a lower interest rate after you have had the house for a while. Check with your state's law as far as that is concerned.
But yeah, get that house you want! |
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Jay
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You can buy a house, but you'll pay a very high interest rate. You'll have fewer choices of lenders and therefore, may end up paying higher up-front fees or requiring to put down a large down payment.
If you can, save up some money before buying. While buying a house has some definite advantages, you're better off waiting a few years, saving up a few thousand dollars for downpayment, and having a cleaner record. Keep you nose clean until then. |
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golden rider
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There are some non profit organizations that can help you. It won't be easy though. Try doing a google search for "buying a house after bankruptcy". |
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Jenster*is*flipping*you*off
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You can, what you need is a "sub prime" bank, they have
programs for people with bankruptcies on their credit report.
the rate will depend on the "seasoning" meaning how long you have been out of bankruptcy, the only catch is that you have to be discharged from bankruptcy, you can buy anything unfortunately while still in bankruptcy b/c its part of the agreement when you 1st filed, they call it "accruing new debt"
If you'd like, please feel free to call me at toll free 1-866-242-6689 ext. 5002 ask for me, My name is Jennifer. I am a loan officer for a sub prime bank, It's free and I'm more than happy to refer you to someone if I can't help you. |
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Hmg♥Brd
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My sister filed "Bankruptcy" and my gosh if things weren't worse for her, than before she filed!!! There is no way you can do it, trust me, on this one, unless you have the whole amount, and money saved for your "Property-Taxes" socked aside... Bottom line is from now on, you have to pay in "Full" for eveything.. They try to make, filing for "Bankruptcy" seem as tho its a good thing, but everyone treats you like your a flat-out "Criminal" once you have filed.. Its really sad, too!!! The Best of Luck to you hun!!! Smile!!! |
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♥ Mary ♥
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I have read that you have to wait 2 years from the date of discharge. Until then try to get your credit rating up by getting a credit card and making small buys and paying it off every month. |
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Eric J
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The best bet is to find a house that the owner is willing to carry the contract. That way there is no bank needed and interest rates and payments can be worked out between you and the seller. |
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Forest Breeze
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by rephrasing your sentence. By stealing it! |
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iceman
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That depends on just how much the bankruptcy effected your credit score. If your score was high prior to the bankruptcy it may be that you will still have good enough credit to get approved, but probably at high rates. If your credit was low prior to you filing you will most likely not get approved at any kind of rate that would be worthwhile. You are probably better of renting until your score gets up over 620 or so. |
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danczar1
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look around for people that do lease to own. Sometimes they will take a portion of your "rent" and put it into an account and save it for a down payment then in a year or two when your ready you buy the house. Just make sure you lock into a purchase price now. I'm not sure where you live but in Illinois there are even some home investors that help people in this situation and help build up your credit while your "renting" |
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holly.shelly
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You can lease a property with an option to buy. A company that does this can be found here:
http://www.scbuyshouses.com/forms/customform.cfm?formID=32965 |
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