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 Do i have to tell landlord or letting agent i will be claiming housing benefit while looking for a property???
im leaving my partner with my 2 kids and going into private rented accomadation i will be claiming housing benefit, do i need to tell the landlord that i will be claiming housing benefit even if the ...


 How long to sell a house?
how long does it take, if you have no problems and it all goes smoothly and you have a cash buyer....


 Does anyone here own a company? If so, what are the steps?
...


 Should I wait to see if the housing market crashes before i buy a house? (UK)?
How long do you think i would need to wait?...


 Where is a good country to move to?
I am planning on moving out of this county in 2013. I want to live somewhere away from all the problems and live in a neutral country. got any suggestions?...


 Do you own or rent your home or live with parents?
...


 How can you buy a home with poor credit?
...


 When moving out of your rent house, is it my responsbility to clean out the house for the next person?
Hi, I have been living in a house for about 4 year on rent. I moved out, but I left some of my furnitures there (not big ones small desk and things like that), after i left, the landlord has been ...


 Refund of deposit rules and regulations on property i was selling and the buyer could not get a mortgage .?
I took a deposit of 5 per cent on a property i was selling and the person i was selling to could not for some reason obtain a loan to buy and i waited for almost 13 months and eventually he withdrew ...


 What would you do if you were in my shoes?
Here is the situation....

Our house has been on the market for almost six weeks now, with not one looker! We are building our dream home on 46.5 acres we purchased. While we can swing two ...


 Who Legally owns Antarctica , I want to move there ?
And Build a House, seriously though, who governs that place ?
If no one , Can I just move there ?
Additional Details
I walk in -40° weather, without a coat, the cold and I are one.S...


 What changes to my home will increase my home value?
...


 Can I buy my parents house and rent it back to them? ?
I am considering buying my parents house to help them out of financial difficulties. As their daughter, am I able to rent it back to them and once they retire will the government contribute towards ...


 My husband and I are looking at a foreclosed home. Will we be notified if it has back taxes?
My husband and I are putting an offer in today on a foreclosed home. Do I need to call the state to be sure it doesn't have back taxes or would/will they disclose this?...


 I SOLD MY SNAKE FOR 200 DOLLARS AND THE GUY SENT ME A CHECK FOR 2200 I CHECKED OUT EVERYTHING IT SEEMS REAL?
I COULD REALLY USE THE MONEY WILL I GET IN TROUBLE IF I GO CASH IT SOME WHERE AND IT ENDS UP BEING A BAD CHECK AND WHAT IF I DONT HAVE A BANK TO DEPOSIT IT AT? WOULDNT THE GUY WHO WROTE IT GET IN TROU...


 Should I tell Real Estate Agent How much I Preapproved for?
Hi. I am in process of looking for a house. If I get preapproved, let's say for example, 180,000, but I am really only looking to spend about 120,000 for a house, because I don't want to ...


 Should I buy a fixer upper house even thought the market sucks?
Me and my husband want to buy a house. A fixer upper has crossed our path here in Gainesville FL. It's 1600 sqf and in a good neighborhood. We are young (19 and 21) and skilled and can do all ...


 How can I live on $117 this week?
as many of us Americans are tight on cash. This week seems to be the tighest for us. I have paid all of our bills so this is what we have for food and gas. Now I know the gas will be $35, leaving ...


 How hard is it now trying to buy a house coming out of bankruptcy??
will be out of bankruptcy in about 8 months. wont be ready financially to buy til about 18 months from now....


 How much can I spend on a mortgage?
...



Tab
How can you buy a house without using a Realtor?
I've dealt with about 4 Realtors already in about 2 years trying to find my first home (in California) which has been so far a bad experience and unsuccessful. In my experiences thus far I'm come to the conculsion that all Realtors are just greedy used house salesman who really don't have my best interest in mind. How do I go about representing myself in looking at houses or if I want to make a offer on a home. I would like to eliminate a Realtor altogether as a middle man. I would appreciate any advise given!
                     
 




misswishiknewitall
Rating
After taking Real Estate classes I've learned it is far better to use a realtor because they do all the paperwork for you and that can be a major headache. But if you want to do it yourself you will have to hire an attorney who specializes in Real Estate to write up the contracts and make sure the transaction is completed legally. You say you have dealt with Realtors before, were they just showing you the houses or were they your "buyers agent"? A buyers agent is a real estate salesperson who reprsents a buyer. They will find houses and also show them to you, you are their client and they are on your side, it becomes their legal duty to protect you. They must do what is in your best interest and cannot share any private information with the seller or anyone else. If what you had before was a buyers agent and they did not do what was in your best interest write a letter to your states Real Estate Commission. Buyers Agents have no attachment to the seller, unless they are a dual agent, but I do NOT recommend this at all as it means they represent both the seller and the buyer and therefore cannot be loyal to both parties. They must tell you this upfront and if they are, I'd find someone else. Good brokers do not allow Dual Agencies, but they are legal in some states. For them to become your "Buyer's agent" you will sign a contract, they do not get paid unless they find a house for you and the deal gets closed. They can either be paid by you, by the seller, or you can make a lower offer for the house to cover the fees, also the listing broker may split her commission with your buyers agent, it all depends on that specific situation, but most of the time you as the buyer will not pay the fees, it generally comes off the selling price or the listing brokers splits. I hope this helps and if you need anything else you may contact me by email. Good Luck!


jwsou812
Rating
All the realtor really does is coordinate the various paper works and factors involved in selling you a home. I would suggest finding a really good book on buying and selling that will give you the details about the paperwork involved and all that. There are many resources on line as well. The main thing is to know how to make an offer in writing. Then, when the offer is accepted you have to coordinate the paperwork with a title company. They're the ones who really matter. Actually if you talk to a local title company in your area, they may be able to steer you in the right direction to find the learning materials you need to get started.


chrisjonesera
Rating
To buy a home on you own without a Realtor isn't a terribly hard process(it does put you at a substantially higher risk, but i would recommend having an attorney in that case actually do they contracting and sale of the home) but the property you needs to find has to be a For Sale By Owner(to avoid paying us greedy Realtors anything) or you can call off signs and the Realtor that has the listing will make 2x the money. Commission is a set amount agreed to by the seller when they list and put thier home up for sale. Half goes to the listing agent and half goes to a agent working on your behalf and looking out for your interest and negotiating on your behalf in you best interest. So if you call off signs and the listing agent sell it double payday for him/her. And he will defiantly pay attention to you.

My suggestion would be to call 3 local real estate company's and ask the front desk person the question "Who is the most attentive and nicest qualified agent you have, I am ready to buy a home but I want a very high level of service" and they will give you the name of an agent or 2 in there office. meet with them and interview the 3 to 6 agents for the job of finding you a home. Pick one and If you are serious about buying a home soon when they find you the best deal. This way you will find a highly qualified agent ready to do there job.

As a Realtor in Southern Utah for 5 years I would say that from experience the honest answer to your question is that Realtors are in the business of making money to support there family, if they don't see you as a serious buyer they will move on to someone that is willing to buy, people that want to look for 2 years, from a time investment standpoint and if you look at it from our point of view isn't a good use of our time. But if you are ready to buy soon contact a good quaffed Realtor and find your home.


tianaramal
Rating
I know how you feel. I dealt with all types of agents and deal with them on a daily basis in my business. You should forget about a buyers broker because even though they are supposed to represent you there commission check comes from the seller. I personally feel that they still want you to pay close to asking price for a larger commission check. I was working with a realtor and the broker of the company approached me and said "your offer is low can you come up higher" before it was presented to the other side (this was a buyer broker). All you need is a lawyer. You can look for properties listed without a realtor but most houses are listed with a realtor.


acermill
Rating
My guess is that you've approached this entirely incorrectly. Have you engaged in a buyer agency contract with a qualified buyer agent real estate broker ? If you've been dealing with the listing agent for the properties, they're doing their job, since they work for the seller, and not for you.

You will end up dealing with a real estate agent on any property listed for sale through a real estate agency. That's what the sellers hired them to do.

Find yourself a qualified buyer agent with an ABR designation to represent your interests in such transactions.


green giant
Rating
no , dont do that you need a realtor or a lawyer or someone from the bank .. to sell or buy a house /...

you can loan a house if you are a member of a security program ... like SSS maybe ... try bank loan ..


rakapur2002
http://www.7secretstobuyhome.com/ask_expert.aspx
http://www.freereportsforhomebuyers.com/eight_questions.aspx
http://www.7secretstobuyhome.com/seven_questions.aspx


hirebookkeeper
You call up the realtor or owner whose number is on the sign. Be sure to read through all contracts. Or find the house you want to see yourself, then contract a buyer's agent to see it.


Jersey Style
Yeah I'm having the same problem and that's just to rent a house to get out of my hell on earth apartment. In NJ, I don't know if it's the same everywhere but take a ride and you may see signs on houses "for sale by owner" a lot of people feel the same way you do about realtors (i.e. they suck) and people don't want to deal with them. Also try your local classified ad's or whatever state you live in .com i.e. www.nj.com they would have listings too. Good luck, I feel for you.


GD-Fan
Rating
talk directly to the homeowner..or, drive around the area you live in..there should be some "For sale by owner" signs..those are people who would sell the house directly to you...that's the best way to do it


Ken Thompson
Let me get this straight: you've been looking for your first home for two years now and you've been through four Realtors. Why is it taking you so long to make a decision? Maybe your Realtors got tired of helping you!

If you do the math, two years divided by four Realtors equals six months of time with each agent and you still haven't made a decision to buy? My suggestion would be to a) make a decision that you're going to actually buy and then, b) find an experienced agent whom you like. I agree that there are greedy, ignorant Realtors out there but there are many experienced agents who will always look out for your best interests.


Don
Rating
There are a lot of homes for sale by owner. You could start with these. If a home is listed by a Realtor you will have to deal with the sellers Realtor, you have no choice


valstpatrick
The only way to buy real estate without involving a real estate agent is to find a property for sale by the owner (FSBO) and you see it in ht enewspaper, drive by etc. Any property LISTED on the MLS (www.realtor.com) is listed with a Realtor.

My guess is you have not worked with the RIGHT agent for YOU. A buyers agent is more versed in what a buyer needs/wants. They are tuned in to YOU not the seller. Regardless, every agent in the business has an obligation to disclose property detailsand act in GOOD FAITH. MOST agents are there to close real estate transactions - that is the ONLY time they get paid. In today's market houses are on the market longer and prices are dropping. If an agent is driving you around to look at homes, that expense is being fronted by the agent until you close escrow on a home that THEY showed you.

One thing that MAY help this process ifyou decided to give a Realtor another chance. Spend some time with them explaining as best you can what you are looking for. Many buyers are not sure what they want but they are sure of what they DON'T what - share whatever details you can that will eliminate you looking at homes that you would not be interested in.

The buyers agent is PAID by the selling agent - the thought that you would pay MORE for a house because you have an agent is ONLY true in the For Sale By Owner (FSBO) scenario. But in many cases the seller lists his home for the same market value and pockets the real estate agent commision himself and does not pass on a lower price to you.

Be careful when you go it alone in real estate.


ejohns1970
Rating
Talk to someone at your local bank and ask about a Home Loan


frankie b
If you said you had 4 bad Realtors, I would say its just poor luck. The fact you mention you have been looking for 2 yrs leads me to believe you are not a serious buyer, maybe they got the same impressions. We are not all out just to make a sale as you say, but when you look for 2 years maybe the Realtor is losing interest, and did just want to get a sale done with. I would say find a well qualified Realtor, establish a time line so they know where they stand, and start looking again. There are good Realtors out there, but for every good one there are 100 bad ones. sorry for your misfortune.


Sergei
Rating
Realtors are only needed if you have absolutely no time to look in the newspaper's ads. If you buy a house yourself you can negotiate price down 3-6% compared to what you would spend if you have one. The common myth is that the seller pays realtor - no! Aong three parties - seller-realtor-buyer - only buyer pays, the other two get your money, eliminate realtor and seller can get more and you pay less at the same time.. Since most probably you need a bank loan to buy - bank will tell you precisely what to do and what papers to sign to get your house. They will make sure that you have papers right, and that will be of no extra cost - they do the same if you buy with a realtor. Realtor does not sign any important papers, all he does is to show you around and arrange meetings with bank etc. Note also that in many cases realtor will show you not the house that would best suit you, but the house he or she wants to sell. A typical realtor will also avoid houses "for sale by owner", so your pool of houses will be smaller. Note that you can also buy a house yourself from a realtor and negotiate that the realtor gets half of the fee - bacause you represent yourself. I know they will try to get it arranged as if they act as your realtor too to get more money - make sure that does not happen. Realtor usefulness in buying houses is greatly overrated.


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