 I rent a house out, and the rent does not cover the mortgage but the house value has increased. should i sell? |
| I have rented a house out for the last three years,the rent does not cover the motrgage but the value of the property has increased,is it worthwhile sustaining this loss or should I sell the ... |
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 Does my landlord have to pay for screens on windows & doors? |
| I rent a one bedroom unit that has no windows but two sliding doors but there are no screens on the doors. It is a ground floor apartment with street access & I dont feel safe.... |
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 I´n building a hotel with 100 rooms, but I´m superstitious.? |
| I have a bad ommen with the number 9, every room with a 9 on it, will have instead a letter, How many 9´s will I have to remove?... |
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 If I inherited a house free and clear that is too big for my needs, shoud I sell it in this down market? |
| I am thinking of getting a small condominium. Will also come into about 200k in cash. I don't know if I should rent out the house, and wait until the market turns around. I should pocket ... |
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 Does having home broken into twice, car once, mail stolen repeatedly in 5 months give reason to break a lease? |
| Starting school in new town. Did not know this was dangerous neighborhood. Nice house, low rent. Now I know why rent so cheap! X-box, games, CDs, DVDs, monitor all stolen, home ransacked, police ... |
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 Stupid decisions? |
| My parents are involved in a situation where they need money to pay house bills (amount on house is higher per month). So anyways, it started out where my dad let's his friend (trust) sign a ... |
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 Help me with Lanlord trouble? |
| my apartment manager just called me and said corporate just called her and said they havent received my rent for october. so they expect me to pay again but thats bullsh.t heres the messed up part i ... |
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 Roomate never signed lease, paid rent, but now is moving out? |
| When we signed our lease agreement prior to moving into new apartment, each person (there are 5 of us) went and met seperatly with the landlord and gave security deposit payments and to sign the ... |
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 Am I crazy to want to move out when I'm only 18??? |
| I was originally planning on moving out as soon as I graduated high school, but decided to stay and go college...now with 1st semester and this year coming to an end, I'm downright miserable.<... |
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 Can a landlord rent a house and have it for sale at the same time? |
I currently rent a house, but as soon as i moved in, the landlord put it on the market for sale. So, i have to have various people trapsing round my house all the time.
Can the landlord ... |
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 Is a fence considered a permanent fixture and can the owner take it during a short sale? |
| It's a short sale and the fence is iron with a rolling gate. They want to take the fence with them when they leave.... |
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 How do i decrease my debt to income ratio? |
| I am trying to buy a house and i was told the debt/income ration must be no more than 40% i am at 42%. the only thing i owe is a $25 credit car payment, $393 for a car payment. I make $2626 per month.... |
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| Should we buy a house or wait??? |
My husband and I have been waiting 2 years to buy our first home. It has taken so long because our credit was too low. Now it is just enough to get us approved...
BUT my husband just put in ... |
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 Loan that my inlaws took out for us which we are struggling to pay back help!!!? |
| my inlaws took out a big loan for us a couple of years ago,we are now struggling to pay it back big time,it is against there house so we have to pay them every month,we cannot get a loan so pay them ... |
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 I have a Housing Question...SERIOUS replies only, pls!? |
| A friend of mine rents a flat from a hsng assn (part of a house). A new tenant moved in and is a suspected drug dealer. She often comes home to find "hoodies" on her doortstep. She is ... |
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momsboys | How can you rent a home or apt w/ bad or no credit? |
I don't have any real credit history. I got a denial letter from a credit card place that said, "Lack of credit history" and "lack of revolving accounts". How can I rent a house or apt with that on my record? I hate credit cards and loans. I am in my 40s and I've always paid cash mostly. Never owned a home before. I always let my husband deal with things but now I want to get a home or apt and I'm afraid to be turned down. Thanks. |
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Jimmy J
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You just need to show some proof of income. Explain your lack of credit history is actually a good thing, because there are no bad strikes against you. |
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Modest D
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start with a capital one credit card to start up your credit history.
have a close relative co-sign with you to build your trust with renters.
You can always rent or buy a house if you have the income. The rule of thumb is you have to make 3 times your monthly payments per month. |
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RealEstateGirl
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You may have to pay a hefty deposit since you have no rental history and no credit history. It will definitely be hard to rent a place, but not impossible. I would suggest you look into renting a condo or something else that is not run by a management company. They may be more willing to let you rent. |
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Mariel
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the credit that you have to be concerned about is bad credit. your ideal situation would be to find an understanding individual to rent from. a lot of people that live in rental properties have bad credit. generally you will be asked for a deposit. your bank should be able to help you begin a good credit history with a secured credit card. you actually give them money on account and you have a credit limit. as time goes by, they will increase your limit. some major department stores do the same thing. if you don't have bad credit to stop you, you should not have a problem, if you are employed or have a documented source of income. i wish you all the best. |
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Tiana C
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well my grandma own apartments and you pay with cash it dose not matter about your credit as long as you can pay your rent every month your fine you have to tell the landlord if you have a supporting job and how much you make and you have to be sure you can pay it.
if you live in or near ct i could hook you up : ) |
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mzdrea08
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you have to find a private owner..they rarely do credit checks..if they do, be honest with them and they will work with you..it may cost you a heftier down payment but hey, you have to start somewhere. |
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cristin
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i got an apt with no credit. and no co-signer. just go get an apt. or get 1 credit card and buy something with it. then pay it all off full! that will help you build your credit. |
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kemperk
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try a lease option on a house.
credit is like a hammer, like a skillet, like a stove; it is a tool.
IT is not more and not less. Learn how to use it to your
advantage; I will guide you |
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marisa
|
Normally there is a credit check done at the apt complex or by the real estate agent, if a house.
First, if you got turned down for credit due to lack of credit stop putting any applications in because multiple requests for credit in a short time period will lower your credit score making you a risk to provide services for.
Second, apply for you apt or house and ask what the deposit is. Normally you will need two month rent. I for a cleaning deposit they hold and one to pay your first month's rent.
If you have a good job history and references at work, provide those phone numbers on your application, and tell your references to prepare them for receiving a call from the apt place or real estate agent.
The last thing you may need is someone to cosign for you on the lease, the lease will be in your name and but if you default both parties will be resposible for the debt.
I hope this helps you out. Remember we are in a recession, and debt ratio calculations are being reviewed. Good luck!!!! |
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Dave P
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Do you have a regular salary? I would guess that most rental places / landlords would accept evidence of that as evidence of being able to pay.
Alternatively, is there anyone with good credit who can act as a 'guarantor' for you, who is basically promising to pay if you don't? |
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amy
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They will let you, it will just take a large deposit. It is usually larger with bad credit than with no credit. Just save up a bunch for a big deposit and you should be fine.They usually make you pay the deposit and first months rent (sometimes last months too depending on the place). They do this so that even if you dont pay, they'll have their money because of the deposit. They will often give it back to you after a year or so. |
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Cameron C
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ask the landlord |
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Fenny L
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depends on the landlord..I am a landlord and if the tenants don't have credit/bad credit, I ask for check stubs to check if they have enough money to pay rent + enough money to support themself and their kids, usually 3/4 times the rent. |
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pinkgiraffesss
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co-signer:) |
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short cake
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You will need to find someone who can be a co signor. That way they check their credit history but your name is on everything.
The only thing with a co signor is that they have to trust you implicitly. They are esentially saying that if you don't pay the bill that they will. Good luck to you. |
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Miss Lala ♥
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Chances are unlikely. No one would trust you since you have no financial history. Youll also need a co signer with good credit, and awsome references. Youll be really lucky if you find one. Its not impossible but hard. try looking for a place that needs a roomate? They might let you until you have some credit.It might help if you deposited more then just first and last month to gain trust. Good luck.
http://answers.yahoo.com/question/index;_ylt=AiE0Asu_bpecM43lLCrnTH7sy6IX;_ylv=3?qid=20081201142002AAB92Tt |
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Free World
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Go get some referrals or have a co-signer to start. Some landlord may take 3 months of rent up front. |
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i'm gonna sing the doom song
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its very hard. i dont know waht to tell you |
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calsterr <3
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umm... write a check?
EVERYBODY PLEASE ANSWER MY QUESTION IT IS VERY IMPORTANT AND I AM DYING FOR SOME ANSWERS PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE PLEASE HELP
http://answers.yahoo.com/question/index;_ylt=ArvItVtTCJF22sLhDqfnie_sy6IX;_ylv=3?qid=20081201141800AAZYB9a |
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